2026 Medicare Advantage Plans in Baldwin County, AL
Last update: . Enrollment data updated: May 2, 2026
Baldwin County, AL has 38 Medicare Advantage plans available in 2026. These include 26 plans with no monthly premium, and roughly 50% are rated at least 4 stars based on CMS data.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Baldwin County, AL are provided separately. Or you can discover all Medicare Options in Baldwin County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 16
- Average Monthly Premium
- $21.53/mo
- Total PPO Enrollment
- 11,190
- $0 Premium PPO Plans
- 10
- Average MOOP
- $4,975
- Top PPO by Enrollment
- Blue Advantage Complete (PPO) — 6,883 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | H7617-089-0 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | H7617-090-0 | |
| HumanaChoice H7617-091 | $0 | $4,000 | $590 | H7617-091-0 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | H1889-015-0 | |
| Blue Advantage Complete | $0 | $5,900 | $370 | H0104-014-0 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | H0104-015-0 | |
| DEVOTED CHOICE 001 AL | $0 | $6,200 | $375 | H9888-001-0 | |
| DEVOTED CHOICE GIVEBACK 005 AL | $0 | $7,900 | $605 | H9888-005-0 | |
| DEVOTED CHOICE MA ONLY 007 AL | $0 | $7,900 | N/A | H9888-007-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H5216-236-0 | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | H5216-179-0 | |
| HumanaChoice H5216-269 | $0 | $4,000 | $590 | H5216-269-0 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | H5216-368-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849-143-0 |
- Which PPO plan has the highest enrollment in Baldwin?
- Blue Advantage Complete (PPO) is the top PPO in Baldwin, with 6,883 enrollees.
- How many PPO plans in Baldwin do not include prescription drug coverage?
- There are 3 PPO plans in Baldwin without prescription drug coverage.
- How many PPO plans are available in Baldwin, AL?
- There are 16 PPO plans in 2026, covering 11,190 beneficiaries.
- What is the average monthly premium for PPO plans in Baldwin?
- The average PPO premium in Baldwin is $21.53 per month, with 10 plans offering $0 premiums.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 17
- Average Monthly Premium
- $16.35/mo
- Total HMO Enrollment
- 8,568
- $0 Premium HMO Plans
- 13
- Average MOOP
- $5,965
- Top HMO by Enrollment
- HealthSpring Preferred Full Savings (HMO) — 2,762 enrollees
- HMO Plans Without Drug Coverage
- 3
- Which HMO plan is most popular in Baldwin?
- HealthSpring Preferred Full Savings (HMO) has the highest HMO enrollment in Baldwin, with 2,762 enrollees.
- How many HMO plans in Baldwin do not include drug coverage?
- In Baldwin, 3 HMO plans are offered without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $14.20/mo
- Total HMO-POS Enrollment
- 5,026
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $5,760
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 4,099 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
- Which HMO-POS plan is most popular in Baldwin?
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Baldwin, with 4,099 enrollees.
- How many HMO-POS plans in Baldwin do not include drug coverage?
- In Baldwin, 1 HMO-POS plans are offered without prescription drug coverage.
- How many HMO-POS plans are available in Baldwin?
- In 2026, Baldwin has 5 HMO-POS plans with 5,026 enrollees.
The table below shows CMS star ratings for Medicare Advantage plans in Baldwin County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 19 | 50% |
| 3 Stars | 19 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.76 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.