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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Coosa County

2026 Medicare Advantage Plans in Coosa County, AL

Last update: September 3, 2026.

In Coosa County, AL, there are 33 Medicare Advantage plans available for 2026. Of these, 21 offer a $0 monthly premium, and about 45% are rated 4 stars or higher based on CMS quality ratings.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Coosa County, AL are provided separately. Or you can discover all Medicare Options in Coosa County, AL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.58/mo
Plans with $0 Premium
21
Average MOOP Limit
$5,682 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible
$471.35
Total MA/MAPD Enrollment
952
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Blue Advantage Complete (PPO) — 337 enrollees
2. AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 165 enrollees
3. AARP Medicare Advantage from UHC AL-0001 (HMO-POS) — 61 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 18
  • Average Monthly Premium $22.40/mo
  • Total PPO Enrollment 530
  • $0 Premium PPO Plans 10
  • Average MOOP $5,786
  • Top PPO by Enrollment Blue Advantage Complete (PPO) — 337 enrollees
  • PPO Plans Without Drug Coverage 4

PPO Medicare Advantage plan comparison – Coosa County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $7,900 N/A H5521-229-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $9,250 $615 H5521-644-0
Aetna Medicare Value Plus
☆☆☆☆☆
$23 $9,250 $615 H5521-467-0
Humana Value Plus H7617-089
☆☆☆☆☆
$28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$20 $3,000 $615 H7617-090-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
$0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
$163 $2,900 $0 H0104-015-0
DEVOTED CHOICE 001 AL
☆☆☆☆☆
$0 $6,200 $375 H9888-001-0
DEVOTED CHOICE GIVEBACK 005 AL
☆☆☆☆☆
$0 $7,900 $605 H9888-005-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
$0 $7,900 N/A H9888-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$28 $3,000 $615 H5216-179-0
HumanaChoice H5216-368
☆☆☆☆☆
$20 $3,000 $615 H5216-368-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-143-0
What is the average monthly premium for PPO plans in Coosa?
The typical PPO premium in Coosa is $22.40, and 10 plans have no monthly premium.
Which PPO plan has the highest enrollment in Coosa?
Blue Advantage Complete (PPO) has the highest PPO enrollment in Coosa, with 337 enrollees.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$4.00/mo
Total HMO Enrollment
144
$0 Premium HMO Plans
8
Average MOOP
$5,455
Top HMO by Enrollment
HealthSpring Preferred Full Savings (HMO) — 57 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Coosa County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Courage
☆☆☆☆☆
$0 $5,750 N/A H4513-045-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,750 $200 H4513-077-1
HealthSpring Preferred Full Savings
☆☆☆☆☆
$0 $5,600 $500 H4513-088-0
HealthSpring Preferred Plus
☆☆☆☆☆
$20 $4,750 $200 H4513-087-1
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
DEVOTED CORE 001 AL
☆☆☆☆☆
$0 $5,500 $375 H3080-001-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
$0 $6,750 $605 H3080-002-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $6,750 $615 H5619-089-0
What is the average monthly premium for HMO plans?
The average HMO premium in Coosa is $4.00 per month, with 8 plans offering $0 premiums.
Which HMO plan is most popular in Coosa?
HealthSpring Preferred Full Savings (HMO) is the top HMO in Coosa, with 57 enrollees.
How many HMO plans in Coosa do not include drug coverage?
2 HMO plans in Coosa do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
278
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 165 enrollees
HMO-POS Plans Without Drug Coverage
1

HMO-POS Medicare Advantage plan comparison – Coosa County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
$0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $5,900 N/A H0432-012-0
What is the average monthly premium for HMO-POS plans?
The average HMO-POS premium in Coosa is $14.20 per month, with 3 plans offering $0 premiums.
Which HMO-POS plan is most popular in Coosa?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) is the top HMO-POS in Coosa, with 165 enrollees.

The table below shows CMS star ratings for Medicare Advantage plans in Coosa County, AL for 2026.

Medicare Advantage Plan Ratings in Coosa County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 45%
3 Stars 18 55%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.77

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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