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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Madera County

2026 Medicare Advantage Plans in Madera County, CA

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Madera County, CA has 21 Medicare Advantage plans available in 2026. These include 17 plans with no monthly premium, and roughly 47% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Madera County, CA. Or explore all Medicare Options available in Madera County, CA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $10.33/mo
$0 Premium Plans: 17
Average MOOP: $3,190 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 47% · 3 Stars: 53% · Below 3: 0%
Average Part D Deductible: $160.83
Total MA/MAPD Enrollment: 8,040
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Kaiser Permanente Senior Advantage Basic Fresno (HMO) — 2,297 enrollees
2. Kaiser Permanente Senior Advantage Enhanced Fresno (HMO) — 1,980 enrollees
3. Alignment Health the ONE + Walgreens (HMO) — 1,293 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $45.00/mo
  • Total PPO Enrollment 102
  • $0 Premium PPO Plans 0
  • Average MOOP $4,201
  • Top PPO by Enrollment Alignment Health Advantage PPO (PPO) — 102 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2026 PPO Medicare Advantage Plans available in Madera County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Advantage PPO
☆☆☆☆☆
$45 $4,201 $0 H8832-001-0
What is the most popular PPO plan in Madera?

Alignment Health Advantage PPO (PPO) is the top PPO in Madera, with 102 enrollees.

What is the number of PPO plans without Part D coverage in Madera?

There are 0 PPO plans in Madera without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$6.65/mo
Total HMO Enrollment
7,461
$0 Premium HMO Plans
15
Average MOOP
$2,952
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Basic Fresno (HMO) — 2,297 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2026 HMO Medicare Advantage Plans available in Madera County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Senior Advantage Basic Fresno
☆☆☆☆☆
$24 $4,900 $0 H0524-046-0
Kaiser Permanente Senior Advantage Enhanced Fresno
☆☆☆☆☆
$89 $2,900 $0 H0524-038-0
Alignment Health CommUnity
☆☆☆☆☆
$0 $999 $0 H3815-046-0
Alignment Health Honor+ Plan
☆☆☆☆☆
$0 $9,250 $615 H3815-052-0
Alignment Health My Choice CalCare
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health the ONE + Walgreens
☆☆☆☆☆
$0 $999 $0 H3815-035-0
SCAN Classic
☆☆☆☆☆
$0 $699 $250 H5425-101-0
SCAN MyChoice
☆☆☆☆☆
$0 $1,199 $250 H5425-119-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $296 $0 H5496-012-0
Central Health Classic Care Plan II
☆☆☆☆☆
$0 $2,499 $110 H5649-028-0
Central Health Valor Care Plan
☆☆☆☆☆
$0 $4,400 N/A H5649-030-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $0 H5619-150-0
Humana Gold Plus H5619-012
☆☆☆☆☆
$0 $2,200 $615 H5619-012-0
Humana Gold Plus H5619-148
☆☆☆☆☆
$0 $2,900 $615 H5619-148-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Champion Ally
☆☆☆☆☆
$0 $199 $0 H6170-007-0

What is the typical premium for HMO plans in Madera?

HMO plans in Madera cost $6.65 per month on average.

Which HMO plan do most beneficiaries choose in Madera?

The most popular HMO plan in Madera is Kaiser Permanente Senior Advantage Basic Fresno (HMO), with 2,297 enrollees.

How many HMO options are offered without prescription drug coverage in Madera?

There are 3 HMO plans in Madera without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $19.67/mo
  • Total HMO-POS Enrollment 477
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $4,200
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC CA-0005 (HMO-POS) — 182 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Madera County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC CA-0005
☆☆☆☆☆
$59 $6,700 $440 H0543-035-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $3,000 $0 H0544-056-0
Anthem Prime
☆☆☆☆☆
$0 $2,900 $0 H4161-006-0
What is the total number of HMO-POS plans in Madera?

In 2026, Madera has 3 HMO-POS plans with 477 enrollees.

How much do HMO-POS plans cost in Madera?

The typical HMO-POS premium in Madera is $19.67, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Madera County, CA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Madera County, CA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 47%
3 Stars 10 53%
Below 3 Stars 0 0%
Not Rated 2 10%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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