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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Brevard County
  5. AARP Medicare Advantage from UHC FL-0007
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AARP Medicare Advantage from UHC FL-0007 (HMO-POS) Medicare Advantage Plan H1045-030 • 2026 • Brevard County, FL

CMS Rating: ☆☆☆☆☆ (4.5 out of 5 stars*)

CMS Plan ID H1045-030 identifies the Medicare Advantage plan AARP Medicare Advantage from UHC FL-0007, a HMO-POS Part C plan offered by UnitedHealthcare for the 2026 plan year. This plan uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network and comes with Part D prescription drug coverage.

Last update: September 16, 2026
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AARP Medicare Advantage from UHC FL-0007 Overview

2026 Medicare Advantage Plan Overview for H1045-030-0
Plan Overview for H1045-030-0
CMS Plan ID: H1045-030-0
Plan Type: HMO-POS
Plan Year: 2026
Monthly Premium: $0.00
Plus your Medicare Part B premium.
Medical Deductible: $0.00
Maximum Out-of-Pocket: $3400.00 (In-Network)
Part B Give Back: −$10.00 reduction
Prescription Drug Coverage: Enhanced, $270.00 deductible
Additional Benefits: Dental, Vision, Hearing
Service Area: Brevard County, FL
Enrollment (Nationwide): 16,188 beneficiaries
Enrollment (CMS – Local)4,414 beneficiaries in Brevard County
Provided By: UnitedHealthcare

Plan Details for AARP Medicare Advantage from UHC FL-0007

This Medicare Advantage Prescription Drug (MAPD) HMO-POS plan includes hospital, medical, and prescription drug coverage under Medicare Parts A and B. The monthly premium is $0.00, and the plan provides coverage through a network of participating providers, with limited access to out-of-network services in certain situations. The annual Part D deductible is $270.00.

Primary care visits have a $0 copay, specialist visits come with a $0-$20 copay, urgent care services carry a $0-$55 copay, and ambulance transportation is $150 copay. These costs apply toward the maximum out-of-pocket (MOOP) limit of $3400.00. Once this limit is reached, in-network services are fully covered for the remainder of the year.

This plan is listed by CMS under Plan ID H1045-030. Cost-sharing details are provided below.

Cost Sharing Expenses

AARP Medicare Advantage from UHC FL-0007 has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The table below details the most common in-network out-of-pocket expenses for plan H1045-030.

Certain preventive services are covered 100% by AARP Medicare Advantage from UHC FL-0007 as a Part B benefit.

Prescription Drug Coverage

AARP Medicare Advantage from UHC FL-0007 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Advantage coverage.

AARP Medicare Advantage from UHC FL-0007 Prescription Drug Plan Premium Details
Basic Part D Premium: $0.00
Supplemental Part D Premium: $0.00
Total Part D Premium: $0.00
Low-Income Premium Subsidy: ${part_d_lips_amount}
Low-Income Premium Subsidy Paid by CMS: $0.00
Low-Income Subsidy Premium: $0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $270.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, AARP Medicare Advantage from UHC FL-0007 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

AARP Medicare Advantage from UHC FL-0007 Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copayComing soon
Generic$0.00 copayComing soon
Preferred Brand21% coinsuranceComing soon
Non-Preferred Drug41% coinsuranceComing soon
Specialty Tier30% coinsuranceComing soon
*Deductible does not apply.

Medicare Plan Star Ratings

Medicare Advantage (Part C) and Part D plans are rated each year by CMS on a 5-star scale. Ratings summarize plan performance across clinical care and member experience measures.

2026 Medicare Star Ratings for Contract H1045
CMS Measure Star Rating
2026 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

How much does plan H1045-030 cost per month?

The plan’s monthly premium is $0.00 for 2026. The Part B premium is not included.

What is the annual out-of-pocket maximum (MOOP) for this plan?

The annual in-network MOOP is $3400.00 for 2026. After this limit is reached, covered in-network services are fully paid.

What is the CMS star rating for AARP Medicare Advantage from UHC FL-0007?

The 2026 CMS star rating for AARP Medicare Advantage from UHC FL-0007 is ★4.5 out of 5.

How many beneficiaries are enrolled in this plan?

CMS reports 16,188 beneficiaries enrolled in this plan.

What is the prescription drug deductible for 2026?

For 2026, the prescription drug deductible is $270.00.

Contact Information for UnitedHealthcare

UnitedHealthcare Plan Contact Details for AARP Medicare Advantage from UHC FL-0007 (H1045-030-0)
Contact Type Details
Website: UnitedHealthcare Plan Page
New Members: 1-800-555-5757
Existing Members: 1-866-627-7806
Plan Address: P.O. Box 30770 | Salt Lake City, UT 84130

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.

Primary CMS datasets used for this Medicare Advantage Special Needs Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services September 8, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services September 8, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services September 8, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services September 8, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
UnitedHealthcare (official source) http://myPreferredCare.com October 13, 2025
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025

MedicarePlans.com operates as an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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