AARP Medicare Advantage from UHC FL-0023 (PPO) Medicare Advantage Plan H2406-015 • 2026 • Citrus County, FL
CMS Plan ID H2406-015 identifies the Medicare Advantage plan AARP Medicare Advantage from UHC FL-0023, a PPO Part C plan offered by UnitedHealthcare for the 2026 plan year. This plan uses a Preferred Provider Organization (PPO) provider network and comes with Part D prescription drug coverage.
AARP Medicare Advantage from UHC FL-0023 Overview
Plan Overview for
H2406-015-0
|
|
|---|---|
| CMS Plan ID: |
H2406-015-0
|
| Plan Type: | PPO |
| Plan Year: | 2026 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $5400.00 (In-Network) |
| Part B Give Back: | Not offered |
| Prescription Drug Coverage: | Enhanced, $600.00 deductible |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Citrus County, FL |
| Enrollment (Nationwide): | 4,319 beneficiaries |
| Enrollment (CMS – Local) | 3,525 beneficiaries in Citrus County |
| Provided By: | UnitedHealthcare |
Plan Overview for AARP Medicare Advantage from UHC FL-0023
This Medicare Advantage MAPD PPO plan combines hospital, medical, and prescription drug coverage and allows access to Medicare-approved providers. The monthly premium is $0.00, and the plan includes Medicare Part A and Part B benefits along with integrated prescription drug coverage. The annual Part D deductible is $600.00.
Primary care visits have a $0 copay | Out-of-network: $45 copay, while specialist visits come with a $0-$35 copay | Out-of-network: $85 copay. Urgent care services carry a $0-$50 copay, and ground ambulance transportation is $120 copay | Out-of-network: $120 copay. These costs apply toward the annual maximum out-of-pocket (MOOP) limit of $5400.00. After this limit is reached, in-network services are fully covered for the remainder of the year.
This plan is listed by CMS under Plan ID H2406-015. Cost-sharing details for key services are provided below.
Cost-Sharing Overview
Cost-sharing for AARP Medicare Advantage from UHC FL-0023 includes out-of-pocket expenses for covered healthcare services. The table below provides a summary of typical in-network out-of-pocket costs for plan H2406-015.
Certain preventive services are covered 100% by AARP Medicare Advantage from UHC FL-0023 as a Part B benefit.
Prescription Drug Coverage
AARP Medicare Advantage from UHC FL-0023 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.
This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.
Prescription Drug Plan Deductible
This plan has a $600.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.
Prescription Drug Plan Out-of-Pocket Costs
Beyond premiums and deductibles, AARP Medicare Advantage from UHC FL-0023 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 copay | Coming soon |
| Generic | $0.00 copay | Coming soon |
| Preferred Brand | 21% coinsurance | Coming soon |
| Non-Preferred Drug | 34% coinsurance | Coming soon |
| Specialty Tier | 26% coinsurance | Coming soon |
| *Deductible does not apply. | ||
CMS Star Ratings
The Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage (Part C) and Part D prescription drug plans each year using a 5-star system. These ratings measure plan performance in areas such as preventive care, management of chronic conditions, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2026 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Is there a monthly premium for this plan in 2026?
For 2026, the monthly premium is $0.00. Medicare Part B premiums apply in addition to this amount.
What is the in-network MOOP for plan H2406-015?
The 2026 in-network MOOP is $5400.00. Once this limit is reached, covered in-network costs are fully covered.
What is the CMS star rating for AARP Medicare Advantage from UHC FL-0023?
The 2026 CMS star rating for AARP Medicare Advantage from UHC FL-0023 is ★4.0 out of 5.
What is the current enrollment for AARP Medicare Advantage from UHC FL-0023?
The plan has 4,319 enrolled beneficiaries according to CMS.
What is the Part D deductible for plan H2406-015?
The plan’s Part D deductible is $600.00, applied to covered prescription drug costs.
Contact Information for UnitedHealthcare
| Contact Type | Details |
|---|---|
| Website: | UnitedHealthcare Plan Page |
| New Members: | 1-800-555-5757 |
| Existing Members: | 1-866-627-7806 |
| Plan Address: | P.O. Box 30770 | Salt Lake City, UT 84130 |
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | September 8, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| UnitedHealthcare (official source) | http://AARPMedicarePlans.com | October 13, 2025 |
| Medicare.gov | Understanding Medicare Advantage Plans | 25 May, 2025 |
| AARP.org | The Big Choice: Original Medicare vs. Medicare Advantage | 25 May, 2025 |
| Medicare.gov | Compare Original Medicare & Medicare Advantage | 25 May, 2025 |
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