AARP Medicare Advantage from UHC FL-0006 (HMO-POS) Medicare Advantage Plan H1045-028 • 2027 • Indian River County, FL

AARP Medicare Advantage from UHC FL-0006 is a Medicare Advantage HMO-POS plan offered by UnitedHealthcare. It uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network and comes with prescription drug coverage. For the 2027 plan year it has a $0.00 monthly premium, Coming soon medical deductible, and $3800.00 in-network maximum out-of-pocket. CMS Plan ID H1045-028 identifies this plan. The 2027 Part D prescription drug deductible is $405.00.

You must live in Indian River County, Florida to enroll in this plan. CMS reports 1,611 beneficiaries enrolled in this plan in Indian River County. For assistance with this plan, new members can call (800)555-5757 (TTY 711).

AARP Medicare Advantage from UHC FL-0006 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $405.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, AARP Medicare Advantage from UHC FL-0006 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.