UHC The Villages Medicare Advantage FL-004P (HMO-POS) Medicare Advantage Plan H1045-056 • 2027 • Lake County, FL

CMS Plan ID H1045-056 identifies UHC The Villages Medicare Advantage FL-004P, a Medicare Advantage HMO-POS plan offered by UnitedHealthcare. The plan uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network and comes with prescription drug coverage. Its costs for the 2027 plan year include a $0.00 monthly premium, Coming soon medical deductible, and $2900.00 in-network maximum out-of-pocket. The 2027 Part D prescription drug deductible is $405.00.

Eligible Medicare beneficiaries residing in Lake County, Florida can enroll in this plan. CMS reports local enrollment of 7,679 beneficiaries for this plan in Lake County. New members can contact the plan at (800)555-5757 (TTY 711) for help and additional plan information.

UHC The Villages Medicare Advantage FL-004P includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $405.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, UHC The Villages Medicare Advantage FL-004P may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

The Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage (Part C) and Part D prescription drug plans each year using a 5-star system. These ratings measure plan performance in areas such as preventive care, management of chronic conditions, and member experience.