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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Iroquois County

2027 Medicare Advantage Plans in Iroquois County, IL

Last update: October 5, 2026.

For 2027, Iroquois County, IL includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 611, with 16 $0 premium options and 56% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Iroquois County, IL are provided separately. Or you can discover all Medicare Options in Iroquois County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.62/mo
  • $0 Premium Plans: 16
  • Average MOOP: $6,557 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
  • Average Part D Deductible: $658.40
  • Total MA/MAPD Enrollment: 611
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice Giveback H5216-403 (PPO) — 137 enrollees
    2. AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 95 enrollees
    3. HumanaChoice Giveback H7617-013 (PPO) — 71 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$15.69/mo
Total PPO Enrollment
405
$0 Premium PPO Plans
10
Average MOOP
$6,638
Top PPO by Enrollment
HumanaChoice Giveback H5216-403 (PPO) — 137 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Iroquois County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$84 $7,150 $685 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $7,150 $685 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0

What is the typical premium for PPO plans available in Iroquois?

PPO plans in Iroquois cost $15.69 per month on average.

Which PPO plan do most beneficiaries choose in Iroquois?

The most popular PPO plan in Iroquois is HumanaChoice Giveback H5216-403 (PPO), with 137 enrollees.

How many PPO options are offered without drug coverage in Iroquois?

4 PPO plans in Iroquois do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 53
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment Wellcare Simple Essential (HMO) — 35 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Iroquois County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Iroquois?

In 2027, Iroquois County has 2 HMO plans with 53 enrollees.

How much do HMO plans cost in Iroquois?

The typical HMO premium in Iroquois is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$10.75/mo
Total HMO-POS Enrollment
120
$0 Premium HMO-POS Plans
3
Average MOOP
$5,113
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 95 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Iroquois County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$43 $2,900 $595 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $4,900 $685 H2802-054-0
AARP Medicare Advantage Patriot No Rx IL-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-091-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Iroquois cost $10.75 per month on average.
Which HMO-POS plan is most popular in Iroquois?
The most popular HMO-POS plan in Iroquois is AARP Medicare Advantage from UHC IL-2 (HMO-POS), with 95 enrollees.
How many HMO-POS plans in Iroquois do not include drug coverage?
There are 1 HMO-POS plans in Iroquois without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 33
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 33 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Iroquois County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Iroquois?

There are 2 PFFS plans in 2027, covering 33 enrollees.

How much do PFFS plans cost in Iroquois?

The average PFFS premium in Iroquois is $30.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Iroquois?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Iroquois, with 33 enrollees.

What is the number of PFFS plans without Part D coverage in Iroquois?

1 PFFS plans in Iroquois do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Iroquois County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Iroquois County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 56%
3 Stars 8 44%
Below 3 Stars 0 0%
Not Rated 3 14%
Average Rating 3.81

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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