2026 Medicare Advantage Plans in Jackson County, IL
Last update: . Enrollment data updated: May 2, 2026
In Jackson County, IL, there are 23 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 35% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Jackson County, IL. Or explore all Medicare Options available in Jackson County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 14
- Average Monthly Premium $28.43/mo
- Total PPO Enrollment 790
- $0 Premium PPO Plans 9
- Average MOOP $5,982
- Top PPO by Enrollment HealthSpring True Choice (PPO) — 237 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H7617-022-0 | |
| HumanaChoice Giveback H7617-013 | $0 | $4,500 | $615 | H7617-013-0 | |
| AARP Medicare Advantage from UHC ST-0001 | $53 | $4,500 | $520 | H2406-043-0 | |
| AARP Medicare Advantage from UHC ST-2 | $0 | $6,700 | $600 | H2406-069-0 | |
| Aetna Medicare Eagle | $0 | $4,500 | N/A | H7301-023-0 | |
| Aetna Medicare Enhanced | $69 | $8,750 | $615 | H7301-034-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H7301-027-0 | |
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H5216-355-0 | |
| HumanaChoice Giveback H5216-403 | $0 | $4,500 | $615 | H5216-403-0 | |
| HumanaChoice H5216-399 | $18 | $6,000 | $615 | H5216-399-0 | |
| Blue Cross Medicare Advantage Choice Premier | $155 | $4,850 | $300 | H8634-004-0 | |
| HealthSpring True Choice | $0 | $4,250 | $200 | H7849-059-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | R5361-001-0 | |
| HumanaChoice R5361-002 | $103 | $7,200 | $615 | R5361-002-0 |
What is the total number of PPO plans offered in Jackson?
There are 14 PPO plans in 2026, covering 790 beneficiaries.
How much do PPO plans cost in Jackson?
The average PPO premium in Jackson is $28.43 per month, with 9 plans offering $0 premiums.
What is the most popular PPO plan in Jackson?
HealthSpring True Choice (PPO) is the top PPO in Jackson, with 237 enrollees.
What is the number of PPO plans without Part D coverage in Jackson?
There are 4 PPO plans in Jackson without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 254
- $0 Premium HMO Plans
- 5
- Average MOOP
- $5,320
- Top HMO by Enrollment
- Wellcare Simple Essential (HMO) — 110 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Basic | $0 | $5,500 | $450 | H3822-012-0 | |
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 |
What is the average monthly premium for HMO plans?
HMO plans in Jackson cost $0.00 per month on average.
Which HMO plan is most popular in Jackson?
The most popular HMO plan in Jackson is Wellcare Simple Essential (HMO), with 110 enrollees.
How many HMO plans in Jackson do not include drug coverage?
There are 1 HMO plans in Jackson without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 | $0 | $6,700 | $600 | H2802-073-0 | |
| AARP Medicare Advantage Essentials from UHC ST-3 | $0 | $3,200 | $440 | H2802-028-0 | |
| AARP Medicare Advantage Extras from UHC ST-4 | $0 | $3,900 | $520 | H2802-052-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 |
What is the leading HMO-POS plan in Jackson?
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) is the top HMO-POS in Jackson, with 276 enrollees.
What is the number of HMO-POS plans without Part D coverage in Jackson?
1 HMO-POS plans in Jackson do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Jackson County, IL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 35% |
| 3 Stars | 15 | 65% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.52 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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