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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Wayne County

2027 Medicare Advantage Plans in Wayne County, IL

Last update: October 5, 2026.

For 2027, Wayne County, IL includes 15 Medicare Advantage plans. Enrollment across these plans totals approximately 199, with 10 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Wayne County, IL are summarized separately. Visit Medicare Options in Wayne County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $19.20/mo
  • $0 Premium Plans: 10
  • Average MOOP: $6,593 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $697.00
  • Total MA/MAPD Enrollment: 199
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice Giveback H5216-403 (PPO) — 75 enrollees
    2. AARP Medicare Advantage from UHC IL-6 (PPO) — 32 enrollees
    3. HumanaChoice Giveback H7617-013 (PPO) — 24 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$19.89/mo
Total PPO Enrollment
149
$0 Premium PPO Plans
6
Average MOOP
$6,283
Top PPO by Enrollment
HumanaChoice Giveback H5216-403 (PPO) — 75 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Wayne County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
What is the average monthly premium for PPO plans in Wayne?
PPO plans in Wayne cost $19.89 per month on average.
Which PPO plan has the highest enrollment in Wayne?
The most popular PPO plan in Wayne is HumanaChoice Giveback H5216-403 (PPO), with 75 enrollees.
How many PPO plans in Wayne do not include prescription drug coverage?
4 PPO plans in Wayne do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
24
$0 Premium HMO Plans
2
Average MOOP
$6,650
Top HMO by Enrollment
Wellcare Giveback (HMO) — 12 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Wayne County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Wayne?

There are 2 HMO plans in 2027, covering 24 enrollees.

How much do HMO plans cost in Wayne?

The average HMO premium in Wayne is $0.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Wayne?

Wellcare Giveback (HMO) is the top HMO in Wayne, with 12 enrollees.

What is the number of HMO plans without Part D coverage in Wayne?

0 HMO plans in Wayne do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$24.50/mo
Total HMO-POS Enrollment
11
$0 Premium HMO-POS Plans
1
Average MOOP
$5,700
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 11 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Wayne County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Wayne cost $24.50 per month on average.

Which HMO-POS plan is most popular in Wayne?

The most popular HMO-POS plan in Wayne is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 11 enrollees.

How many HMO-POS plans in Wayne do not include drug coverage?

There are 0 HMO-POS plans in Wayne without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 15
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 15 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Wayne County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the top PFFS plan in Wayne?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Wayne, with 15 enrollees.

What is the number of PFFS plans without Part D coverage in Wayne?

1 PFFS plans in Wayne do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Wayne County, IL (2027) are summarized below.

Medicare Advantage Plan Ratings in Wayne County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 67%
3 Stars 5 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.87

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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