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2026 Medicare Advantage Plans in Grayson County, KY

Last update: .

For 2026, Grayson County, KY includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 1,953, with 26 $0 premium options and 37% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Grayson County, KY are provided separately. Or you can discover all Medicare Options in Grayson County, KY.

At a Glance

  • Average Monthly Premium: $10.54/mo
  • $0 Premium Plans: 26
  • Average MOOP: $6,970 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 37% · 3 Stars: 63% · Below 3: 0%
  • Average Part D Deductible: $464.81
  • Total MA/MAPD Enrollment: 1,953
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 568 enrollees
    2. Humana Gold Plus H5619-071 (HMO) — 145 enrollees
    3. HumanaChoice Giveback H7617-049 (PPO) — 138 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$12.18/mo
Total PPO Enrollment
950
$0 Premium PPO Plans
17
Average MOOP
$7,238
Top PPO by Enrollment
HumanaChoice Giveback H7617-049 (PPO) — 138 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Grayson County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,500 $615 H5521-260-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
 $0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
 $0 $9,150 $615 H7617-049-0
HumanaChoice H7617-050
☆☆☆☆☆
 $0 $6,250 $350 H7617-050-0
Anthem Medicare Advantage
☆☆☆☆☆
 $15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
 $97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
 $0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
 $0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $32 $6,600 $300 H5216-188-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $6,250 $350 H5216-317-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $615 H3975-001-0

What is the typical premium for PPO plans available in Grayson?

PPO plans in Grayson cost $12.18 per month on average.

Which PPO plan do most beneficiaries choose in Grayson?

The most popular PPO plan in Grayson is HumanaChoice Giveback H7617-049 (PPO), with 138 enrollees.

How many PPO options are offered without drug coverage in Grayson?

8 PPO plans in Grayson do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 145
  • $0 Premium HMO Plans 1
  • Average MOOP $5,450
  • Top HMO by Enrollment Humana Gold Plus H5619-071 (HMO) — 145 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Grayson County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-071
☆☆☆☆☆
 $0 $5,450 $250 H5619-071-0
What is the total number of HMO plans offered in Grayson?

In 2026, Grayson County has 1 HMO plans with 145 enrollees.

How much do HMO plans cost in Grayson?

The typical HMO premium in Grayson is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$8.51/mo
Total HMO-POS Enrollment
846
$0 Premium HMO-POS Plans
7
Average MOOP
$6,411
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 568 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Grayson County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC KY-1
☆☆☆☆☆
 $0 $6,700 $520 H5253-099-0
AARP Medicare Advantage Extras from UHC KY-5
☆☆☆☆☆
 $0 $6,700 $600 H5253-128-0
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $45 $5,400 $520 H5253-100-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $6,700 $600 H5253-127-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $4,900 $500 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
 $32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $615 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Grayson cost $8.51 per month on average.
Which HMO-POS plan is most popular in Grayson?
The most popular HMO-POS plan in Grayson is Anthem Medicare Advantage (HMO-POS), with 568 enrollees.
How many HMO-POS plans in Grayson do not include drug coverage?
There are 0 HMO-POS plans in Grayson without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 12
  • $0 Premium PFFS Plans 1
  • Average MOOP $7,100
  • Top PFFS by Enrollment Humana Gold Choice H8145-052 (PFFS) — 12 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Grayson County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $7,100 $615 H8145-052-0
What is the total number of PFFS plans in Grayson?

There are 1 PFFS plans in 2026, covering 12 enrollees.

How much do PFFS plans cost in Grayson?

The average PFFS premium in Grayson is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Grayson?

Humana Gold Choice H8145-052 (PFFS) is the top PFFS in Grayson, with 12 enrollees.

What is the number of PFFS plans without Part D coverage in Grayson?

0 PFFS plans in Grayson do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Grayson County, KY (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Grayson County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 37%
3 Stars 22 63%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.73

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .