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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Grayson County

2026 Medicare Advantage Plans in Grayson County, KY

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Grayson County, KY, there are 35 Medicare Advantage plans available for 2026. Of these, 26 offer a $0 monthly premium, and about 37% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Grayson County, KY. Or explore all Medicare Options available in Grayson County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.54/mo
Plans with $0 Premium
26
Average MOOP Limit
$6,970 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 37% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible
$464.81
Total MA/MAPD Enrollment
1,974
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 599 enrollees
2. Humana Gold Plus H5619-071 (HMO) — 153 enrollees
3. HumanaChoice Giveback H7617-049 (PPO) — 125 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 24
  • Average Monthly Premium $12.18/mo
  • Total PPO Enrollment 939
  • $0 Premium PPO Plans 17
  • Average MOOP $7,238
  • Top PPO by Enrollment HumanaChoice Giveback H7617-049 (PPO) — 125 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Grayson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H5521-260-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
HumanaChoice H7617-050
☆☆☆☆☆
$0 $6,250 $350 H7617-050-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
$0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-317
☆☆☆☆☆
$0 $6,250 $350 H5216-317-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
What is the total number of PPO plans offered in Grayson?

There are 24 PPO plans in 2026, covering 939 beneficiaries.

How much do PPO plans cost in Grayson?

The average PPO premium in Grayson is $12.18 per month, with 17 plans offering $0 premiums.

What is the most popular PPO plan in Grayson?

HumanaChoice Giveback H7617-049 (PPO) is the top PPO in Grayson, with 125 enrollees.

What is the number of PPO plans without Part D coverage in Grayson?

There are 8 PPO plans in Grayson without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
153
$0 Premium HMO Plans
1
Average MOOP
$5,450
Top HMO by Enrollment
Humana Gold Plus H5619-071 (HMO) — 153 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Grayson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-071
☆☆☆☆☆
$0 $5,450 $250 H5619-071-0

What is the average monthly premium for HMO plans?

HMO plans in Grayson cost $0.00 per month on average.

Which HMO plan is most popular in Grayson?

The most popular HMO plan in Grayson is Humana Gold Plus H5619-071 (HMO), with 153 enrollees.

How many HMO plans in Grayson do not include drug coverage?

There are 0 HMO plans in Grayson without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
9
Average Monthly Premium
$8.51/mo
Total HMO-POS Enrollment
882
$0 Premium HMO-POS Plans
7
Average MOOP
$6,411
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 599 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Grayson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KY-1
☆☆☆☆☆
$0 $6,700 $520 H5253-099-0
AARP Medicare Advantage Extras from UHC KY-5
☆☆☆☆☆
$0 $6,700 $600 H5253-128-0
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
$45 $5,400 $520 H5253-100-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,900 $500 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the leading HMO-POS plan in Grayson?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Grayson, with 599 enrollees.

What is the number of HMO-POS plans without Part D coverage in Grayson?

0 HMO-POS plans in Grayson do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$7,100
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Grayson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0

What is the typical premium for PFFS plans in Grayson?

PFFS plans in Grayson cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Grayson?

The most popular PFFS plan in Grayson is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Grayson?

There are 0 PFFS plans in Grayson without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Grayson County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Grayson County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 37%
3 Stars 22 63%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.73

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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