2026 Medicare Advantage Plans in Lee County, KY
Last update: . Enrollment data updated: May 2, 2026
Lee County, KY has 32 Medicare Advantage plans available in 2026. These include 24 plans with no monthly premium, and roughly 30% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lee County, KY. Or explore all Medicare Options available in Lee County, KY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 23
- Average Monthly Premium $11.04/mo
- Total PPO Enrollment 143
- $0 Premium PPO Plans 17
- Average MOOP $7,415
- Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 35 enrollees
- PPO Plans Without Drug Coverage 7
What is the most popular PPO plan in Lee?
Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Lee, with 35 enrollees.
What is the number of PPO plans without Part D coverage in Lee?
There are 7 PPO plans in Lee without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 52
- $0 Premium HMO Plans
- 1
- Average MOOP
- $5,450
- Top HMO by Enrollment
- Humana Gold Plus H5619-071 (HMO) — 52 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-071 | $0 | $5,450 | $250 | H5619-071-0 |
What is the typical premium for HMO plans in Lee?
HMO plans in Lee cost $0.00 per month on average.
Which HMO plan do most beneficiaries choose in Lee?
The most popular HMO plan in Lee is Humana Gold Plus H5619-071 (HMO), with 52 enrollees.
How many HMO options are offered without prescription drug coverage in Lee?
There are 0 HMO plans in Lee without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 8
- Average Monthly Premium $9.58/mo
- Total HMO-POS Enrollment 308
- $0 Premium HMO-POS Plans 6
- Average MOOP $6,600
- Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 271 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KY-1 | $0 | $6,700 | $520 | H5253-099-0 | |
| AARP Medicare Advantage Extras from UHC KY-5 | $0 | $6,700 | $600 | H5253-128-0 | |
| AARP Medicare Advantage from UHC KY-0002 | $45 | $5,400 | $520 | H5253-100-0 | |
| AARP Medicare Advantage Giveback from UHC KY-4 | $0 | $6,700 | $600 | H5253-127-0 | |
| Anthem Medicare Advantage | $0 | $6,300 | $230 | H9525-013-1 | |
| Wellcare Assist | $32 | $5,000 | $550 | H9730-010-0 | |
| Wellcare Giveback | $0 | $9,000 | $615 | H9730-007-0 | |
| Wellcare Simple | $0 | $7,000 | $615 | H9730-009-0 |
What is the total number of HMO-POS plans in Lee?
In 2026, Lee has 8 HMO-POS plans with 308 enrollees.
How much do HMO-POS plans cost in Lee?
The typical HMO-POS premium in Lee is $9.58, and 6 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Lee County, KY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 30% |
| 3 Stars | 21 | 70% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 6% |
| Average Rating | 3.65 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
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