EternalHealth Freedom (PPO) Medicare Advantage Plan H2694-001 • 2026 • Norfolk County, MA

EternalHealth Freedom Overview

Plan Details for EternalHealth Freedom

This Medicare Advantage MAPD PPO plan includes Medicare Part A and Part B services along with integrated prescription drug coverage. The monthly premium is $0.00, and the plan allows access to Medicare-approved providers, with lower costs when using in-network providers. The annual Part D deductible is $185.00.

Primary care visits have a $0 copay | Out-of-network: $0 copay, 0% coinsurance, and specialist visits come with a $0 copay | Out-of-network: $20 copay. Urgent care services carry a $0-$25 copay, and ground ambulance transportation is $300 copay | Out-of-network: $300 copay. These costs apply toward the annual maximum out-of-pocket (MOOP) limit of $6500.00. Once this limit is reached, in-network services are fully covered for the remainder of the year.

This plan is listed by CMS under Plan ID H2694-001. Cost-sharing details are provided below.

Cost Sharing Expenses

Cost-sharing for EternalHealth Freedom includes out-of-pocket expenses for covered healthcare services. The table below provides a summary of typical in-network out-of-pocket costs for plan H2694-001.

Certain preventive services are covered 100% by EternalHealth Freedom as a Part B benefit.

Prescription Drug Coverage

EternalHealth Freedom includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Special Needs Plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $185.00 annual Part D deductible. You'll pay this deductible at the pharmacy before eternalHealth starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, EternalHealth Freedom may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

CMS Star Ratings

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.