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  1. 🏠
  2. Medicare Advantage Plans
  3. Massachusetts
  4. Worcester County

2027 Medicare Advantage Plans in Worcester County, MA

Last update: November 8, 2026.

For 2027, Worcester County, MA includes 34 Medicare Advantage plans. Enrollment across these plans totals approximately 28,986, with 22 $0 premium options and 79% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $57.44/mo
  • $0 Premium Plans: 22
  • Average MOOP: $6,062 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 79% · 3 Stars: 15% · Below 3: 6%
  • Average Part D Deductible: $490.00
  • Total MA/MAPD Enrollment: 28,986
  • Plans with the Highest Enrollment
    (as of November 10, 2026)
    1. Aetna Medicare Signature Extra (PPO) — 6,971 enrollees
    2. Aetna Medicare Elite (PPO) — 3,912 enrollees
    3. AARP Medicare Advantage from UHC MA-0003 (HMO-POS) — 3,406 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Worcester County, MA are summarized separately. Visit Medicare Options in Worcester County, MA to see more options. For a broader perspective, explore Massachusetts Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$43.13/mo
Total PPO Enrollment
15,767
$0 Premium PPO Plans
11
Average MOOP
$6,667
Top PPO by Enrollment
Aetna Medicare Signature Extra (PPO) — 6,971 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Worcester County, Massachusetts (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HumanaChoice Giveback H7617-046
☆☆☆☆☆
$0 $7,150 $700 H7617-046-0
AARP Medicare Advantage from UHC MA-0006
☆☆☆☆☆
$67 $7,150 $685 H8768-055-1
AARP Medicare Advantage Patriot No Rx MA-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-045-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $7,150 N/A H5521-296-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $7,150 $700 H5521-160-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $6,750 $700 H5521-760-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $7,150 $400 H5521-450-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
$0 $7,150 $700 H5216-138-0
HumanaChoice Giveback H5216-477
☆☆☆☆☆
$0 $7,150 $700 H5216-477-0
HumanaChoice H5216-249
☆☆☆☆☆
$0 $6,750 $350 H5216-249-0
Medicare PPO Blue PlusRx
☆☆☆☆☆
$300 $4,200 $500 H2230-002-0
Tufts Medicare Preferred PPO RX
☆☆☆☆☆
$220 $7,150 $700 H9907-003-0
EternalHealth Freedom
☆☆☆☆☆
$0 $6,500 $275 H2694-001-0
EternalHealth Give Back
☆☆☆☆☆
$0 $6,500 $400 H2694-002-0

What is the average monthly premium for PPO plans in Worcester?

PPO plans in Worcester cost $43.13 per month on average.

Which PPO plan has the highest enrollment in Worcester?

The most popular PPO plan in Worcester is Aetna Medicare Signature Extra (PPO), with 6,971 enrollees.

How many PPO plans in Worcester do not include prescription drug coverage?

3 PPO plans in Worcester do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 13
  • Average Monthly Premium $82.00/mo
  • Total HMO Enrollment 7,955
  • $0 Premium HMO Plans 7
  • Average MOOP $5,231
  • Top HMO by Enrollment Tufts Medicare Preferred HMO Basic Rx (HMO) — 2,975 enrollees
  • HMO Plans Without Drug Coverage 4

2027 HMO Medicare Advantage plans in Worcester County, Massachusetts (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Medicare HMO Blue PlusRx
☆☆☆☆☆
$245 $3,800 $500 H2261-005-0
Fallon Medicare Plus Blue
☆☆☆☆☆
$217 $3,400 $0 H9001-031-15
Fallon Medicare Plus Green
☆☆☆☆☆
$105 $6,000 $300 H9001-030-15
Fallon Medicare Plus Orange
☆☆☆☆☆
$0 $9,850 $595 H9001-041-15
Fallon Medicare Plus Saver No Rx
☆☆☆☆☆
$0 $6,700 N/A H9001-039-0
Tufts Medicare Preferred HMO Basic No Rx
☆☆☆☆☆
$0 $4,500 N/A H2256-041-0
Tufts Medicare Preferred HMO Basic Rx
☆☆☆☆☆
$85 $4,500 $200 H2256-036-0
Tufts Medicare Preferred HMO Prime No Rx
☆☆☆☆☆
$0 $3,850 N/A H2256-039-0
Tufts Medicare Preferred HMO Prime Rx
☆☆☆☆☆
$224 $3,850 $0 H2256-033-0
Tufts Medicare Preferred HMO Smart Saver Rx
☆☆☆☆☆
$0 $7,150 $700 H2256-047-1
Tufts Medicare Preferred HMO Value No Rx
☆☆☆☆☆
$0 $4,200 N/A H2256-040-0
Tufts Medicare Preferred HMO Value Rx
☆☆☆☆☆
$190 $4,200 $200 H2256-034-0
EternalHealth Forever
☆☆☆☆☆
$0 $6,000 $250 H1280-001-0
What is the top HMO by enrollment in Worcester?

Tufts Medicare Preferred HMO Basic Rx (HMO) is the top HMO in Worcester, with 2,975 enrollees.

What is the number of HMO plans without Part D coverage in Worcester?

4 HMO plans in Worcester do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$40.00/mo
Total HMO-POS Enrollment
5,264
$0 Premium HMO-POS Plans
4
Average MOOP
$6,350
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC MA-0003 (HMO-POS) — 3,406 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Worcester County, Massachusetts (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC MA-0003
☆☆☆☆☆
$0 $7,150 $685 H5253-157-1
AARP Medicare Advantage Patriot No Rx MA-MA2
☆☆☆☆☆
$0 $7,150 N/A H5253-225-0
Mass General Brigham Advantage Core
☆☆☆☆☆
$0 $7,150 $700 H6847-002-0
Mass General Brigham Advantage Plus
☆☆☆☆☆
$180 $4,500 $700 H6847-003-0
Mass General Brigham Advantage Secure
☆☆☆☆☆
$60 $5,000 $700 H6847-001-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $400 H5793-014-0

What is the typical premium for HMO-POS plans in Worcester?

HMO-POS plans in Worcester cost $40.00 per month on average.

Which HMO-POS plan has the most members in Worcester?

The most popular HMO-POS plan in Worcester is AARP Medicare Advantage from UHC MA-0003 (HMO-POS), with 3,406 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Worcester?

There are 1 HMO-POS plans in Worcester without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Worcester County, MA (2027) are summarized below.

Medicare Advantage Plan Ratings in Worcester County, MA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 26 79%
3 Stars 5 15%
Below 3 Stars 2 6%
Not Rated 1 3%
Average Rating 3.85

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Worcester County, Massachusetts, including communities such as Barre, Oakham, Warren, Athol, Fitchburg, Ashburnham, Baldwinville, Gardner, Harvard, Hubbardston, Leominster, Lunenburg, Templeton, Westminster, Winchendon, Auburn, Berlin, Blackstone, Boylston, Brookfield, Charlton, Clinton, East Brookfield, Douglas, Fiskdale, Grafton, Holden, Jefferson, Lancaster, Leicester, Millbury, Millville, Northborough, Northbridge, North Brookfield, North Grafton, North Oxford, Oxford, Princeton, Rochdale, Rutland, Shrewsbury, Southbridge, South Grafton, Spencer, Sterling, Sturbridge, Upton, Uxbridge, Webster, Dudley, Westborough, West Boylston, West Brookfield, Whitinsville, Sutton, Worcester, Cherry Valley, Paxton, Bolton, Hopedale, Mendon, Milford, Southborough, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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