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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Carter County

2027 Medicare Advantage Plans in Carter County, MO

Last update: October 5, 2026.

For 2027, Carter County, MO includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 327, with 17 $0 premium options and 67% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $15.19/mo
  • $0 Premium Plans: 17
  • Average MOOP: $5,731 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $661.31
  • Total MA/MAPD Enrollment: 327
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 93 enrollees
    2. Humana Value Choice (PPO) — 83 enrollees
    3. AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) — 35 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Carter County, MO are summarized separately. Visit Medicare Options in Carter County, MO to see more options. For a broader perspective, explore Missouri Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$21.58/mo
Total PPO Enrollment
160
$0 Premium PPO Plans
9
Average MOOP
$5,775
Top PPO by Enrollment
Humana Value Choice (PPO) — 83 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Carter County, Missouri (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
AARP Medicare Advantage from UHC MO-0002
☆☆☆☆☆
$0 $7,150 $685 H2406-068-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,900 $700 H5521-750-0
Aetna Medicare Elite Classic
☆☆☆☆☆
$0 $5,900 $700 H1608-050-0
Aetna Medicare Elite Classic Extra
☆☆☆☆☆
$0 $4,900 $700 H1608-067-0
Aetna Medicare Enhanced
☆☆☆☆☆
$70 $7,500 $700 H5521-748-0
Aetna Medicare Enhanced Classic
☆☆☆☆☆
$70 $7,500 $700 H1608-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$119 $7,700 $700 R1532-002-0

What is the average monthly premium for PPO plans in Carter?

PPO plans in Carter cost $21.58 per month on average.

Which PPO plan has the highest enrollment in Carter?

The most popular PPO plan in Carter is Humana Value Choice (PPO), with 83 enrollees.

How many PPO plans in Carter do not include prescription drug coverage?

3 PPO plans in Carter do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 3
  • Average MOOP $5,183
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Carter County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 009 MO
☆☆☆☆☆
$0 $3,200 $650 H2041-009-0
DEVOTED GIVEBACK 010 MO
☆☆☆☆☆
$0 $7,150 $461 H2041-010-0
DEVOTED GIVEBACK EXTRAS 026 MO
☆☆☆☆☆
$0 $5,200 $700 H2041-026-0
What is the top HMO by enrollment in Carter?

is the top HMO in Carter, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Carter?

0 HMO plans in Carter do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
167
$0 Premium HMO-POS Plans
5
Average MOOP
$5,540
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 93 enrollees
HMO-POS Plans Without Drug Coverage
2

2027 HMO-POS Medicare Advantage plans in Carter County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC MO-0007
☆☆☆☆☆
$0 $5,900 $685 H2802-049-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $700 H2663-041-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H2663-057-0

What is the typical premium for HMO-POS plans in Carter?

HMO-POS plans in Carter cost $0.00 per month on average.

Which HMO-POS plan has the most members in Carter?

The most popular HMO-POS plan in Carter is AARP Medicare Advantage from UHC MO-0007 (HMO-POS), with 93 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Carter?

There are 2 HMO-POS plans in Carter without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$60.00/mo
Beneficiaries Enrolled
0
$0 Premium PFFS
0
Average MOOP
$7,800
PFFS with the Highest Enrollment
with 0 enrollees
PFFS Without Drug Coverage
0

2027 PFFS Medicare Advantage plans in Carter County, Missouri (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
What is the total number of PFFS plans in Carter?

In 2027, Carter has 1 PFFS plans with 0 enrollees.

How much do PFFS plans cost in Carter?

The typical PFFS premium in Carter is $60.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Carter County, MO (2027) are summarized below.

Medicare Advantage Plan Ratings in Carter County, MO (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 67%
3 Stars 7 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Carter County, Missouri, including communities such as Ellsinore, Van Buren, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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