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  1. 🏠
  2. Medicare Advantage Plans
  3. Missouri
  4. Carter County

2026 Medicare Advantage Plans in Carter County, MO

Last update: September 1, 2026.

In Carter County, MO, there are 17 Medicare Advantage plans available for 2026. Of these, 12 offer a $0 monthly premium, and about 47% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Carter County, MO. Or explore all Medicare Options available in Carter County, MO.

  • PPO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$16.70/mo
Plans with $0 Premium
12
Average MOOP Limit
$5,247 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 47% · 3 Stars: 41% · Below 3: 12%
Average Part D Deductible
$591.25
Total MA/MAPD Enrollment
320
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 91 enrollees
2. Humana Value Choice H7617-023 (PPO) — 77 enrollees
3. AARP Medicare Advantage from UHC MO-0002 (PPO) — 33 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $19.64/mo
  • Total PPO Enrollment 157
  • $0 Premium PPO Plans 8
  • Average MOOP $5,473
  • Top PPO by Enrollment Humana Value Choice H7617-023 (PPO) — 77 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Carter County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
AARP Medicare Advantage from UHC MO-0002
☆☆☆☆☆
$0 $5,400 $520 H2406-068-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,500 $615 H1608-050-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $7,500 $615 H1608-013-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H1608-067-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0
What is the total number of PPO plans offered in Carter?

There are 11 PPO plans in 2026, covering 157 beneficiaries.

How much do PPO plans cost in Carter?

The average PPO premium in Carter is $19.64 per month, with 8 plans offering $0 premiums.

What is the most popular PPO plan in Carter?

Humana Value Choice H7617-023 (PPO) is the top PPO in Carter, with 77 enrollees.

What is the number of PPO plans without Part D coverage in Carter?

There are 3 PPO plans in Carter without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$6.18/mo
Total HMO-POS Enrollment
163
$0 Premium HMO-POS Plans
4
Average MOOP
$4,440
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 91 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Carter County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC MO-0007
☆☆☆☆☆
$0 $4,000 $440 H2802-049-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H2663-069-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,200 $615 H2663-041-0
Aetna Medicare Value Plus
☆☆☆☆☆
$31 $4,200 $615 H2663-057-0
What is the leading HMO-POS plan in Carter?

AARP Medicare Advantage from UHC MO-0007 (HMO-POS) is the top HMO-POS in Carter, with 91 enrollees.

What is the number of HMO-POS plans without Part D coverage in Carter?

2 HMO-POS plans in Carter do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Carter County, Missouri
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the typical premium for PFFS plans in Carter?

PFFS plans in Carter cost $37.00 per month on average.

Which PFFS plan has the most enrollment in Carter?

The most popular PFFS plan in Carter is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Carter?

There are 0 PFFS plans in Carter without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Carter County, MO for 2026.

CMS Star Ratings for Medicare Advantage Plans in Carter County, MO (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 47%
3 Stars 7 41%
Below 3 Stars 2 12%
Not Rated 0 0%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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