2026 Medicare Advantage Plans in Carter County, MO
Last update: . Enrollment data updated: May 2, 2026
For 2026, Carter County, MO includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 305, with 12 $0 premium options and 47% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Carter County, MO are provided separately. Or you can discover all Medicare Options in Carter County, MO.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 11
- Average Monthly Premium
- $19.64/mo
- Total PPO Enrollment
- 153
- $0 Premium PPO Plans
- 8
- Average MOOP
- $5,473
- Top PPO by Enrollment
- Humana Value Choice H7617-023 (PPO) — 69 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| Humana Value Choice H7617-023 | $0 | $3,500 | $615 | H7617-023-0 | |
| AARP Medicare Advantage from UHC MO-0002 | $0 | $5,400 | $520 | H2406-068-0 | |
| Aetna Medicare Elite | $0 | $4,500 | $615 | H1608-050-0 | |
| Aetna Medicare Enhanced | $60 | $7,500 | $615 | H1608-013-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H1608-067-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| Humana Value Choice H5216-318 | $0 | $3,500 | $615 | H5216-318-1 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the typical premium for PPO plans available in Carter?
PPO plans in Carter cost $19.64 per month on average.
Which PPO plan do most beneficiaries choose in Carter?
The most popular PPO plan in Carter is Humana Value Choice H7617-023 (PPO), with 69 enrollees.
How many PPO options are offered without drug coverage in Carter?
3 PPO plans in Carter do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $6.18/mo
- Total HMO-POS Enrollment
- 152
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $4,440
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC MO-0007 (HMO-POS) — 80 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MO-0007 | $0 | $4,000 | $440 | H2802-049-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Eagle | $0 | $4,900 | N/A | H2663-069-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-041-0 | |
| Aetna Medicare Value Plus | $31 | $4,200 | $615 | H2663-057-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Carter cost $6.18 per month on average.
- Which HMO-POS plan is most popular in Carter?
- The most popular HMO-POS plan in Carter is AARP Medicare Advantage from UHC MO-0007 (HMO-POS), with 80 enrollees.
- How many HMO-POS plans in Carter do not include drug coverage?
- There are 2 HMO-POS plans in Carter without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 0
- Average MOOP $6,800
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Carter?
There are 1 PFFS plans in 2026, covering 0 enrollees.
How much do PFFS plans cost in Carter?
The average PFFS premium in Carter is $37.00 per month, with 0 plans offering $0 premiums.
What is the top PFFS plan in Carter?
is the top PFFS in Carter, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Carter?
0 PFFS plans in Carter do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Carter County, MO (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 8 | 47% |
| 3 Stars | 7 | 41% |
| Below 3 Stars | 2 | 12% |
| Not Rated | 0 | 0% |
| Average Rating | 3.65 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.