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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Pitt County

2026 Medicare Advantage Plans in Pitt County, NC

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Pitt County, NC has 22 Medicare Advantage plans available in 2026. These include 13 plans with no monthly premium, and roughly 77% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pitt County, NC. Or explore all Medicare Options available in Pitt County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $28.92/mo
$0 Premium Plans: 13
Average MOOP: $7,000 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
Average Part D Deductible: $482.50
Total MA/MAPD Enrollment: 8,481
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Blue Medicare Essential Plus (HMO-POS) — 2,107 enrollees
2. Aetna Medicare Value Plus (HMO) — 1,117 enrollees
3. Blue Medicare PPO Enhanced (PPO) — 1,015 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 13
  • Average Monthly Premium $38.69/mo
  • Total PPO Enrollment 3,287
  • $0 Premium PPO Plans 7
  • Average MOOP $7,523
  • Top PPO by Enrollment Blue Medicare PPO Enhanced (PPO) — 1,015 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Pitt County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC NC-23
☆☆☆☆☆
$255 $3,000 $600 H2001-084-0
AARP Medicare Advantage from UHC NC-0001
☆☆☆☆☆
$0 $6,700 $440 H2001-090-0
AARP Medicare Advantage from UHC NC-0004
☆☆☆☆☆
$29 $6,200 $440 H2001-102-0
AARP Medicare Advantage Patriot No Rx NC-MA01
☆☆☆☆☆
$0 $8,900 N/A H2001-103-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-241-0
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,250 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$53 $6,300 $100 H3404-003-2
AARP Medicare Advantage from UHC NC-0019
☆☆☆☆☆
$25 $6,700 $520 H2406-115-0
Humana Full Access R0110-005
☆☆☆☆☆
$117 $9,250 $615 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A R0110-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5525-065-0
HumanaChoice H5525-070
☆☆☆☆☆
$24 $9,250 $615 H5525-070-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $7,000 N/A R0110-004-0
What is the most popular PPO plan in Pitt?

Blue Medicare PPO Enhanced (PPO) is the top PPO in Pitt, with 1,015 enrollees.

What is the number of PPO plans without Part D coverage in Pitt?

There are 6 PPO plans in Pitt without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$16.10/mo
Total HMO Enrollment
1,526
$0 Premium HMO Plans
1
Average MOOP
$7,375
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 1,117 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Pitt County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$32 $5,500 $615 H3146-006-0
Blue Medicare Essential
☆☆☆☆☆
$0 $9,250 $615 H3449-027-2

What is the typical premium for HMO plans in Pitt?

HMO plans in Pitt cost $16.10 per month on average.

Which HMO plan do most beneficiaries choose in Pitt?

The most popular HMO plan in Pitt is Aetna Medicare Value Plus (HMO), with 1,117 enrollees.

How many HMO options are offered without prescription drug coverage in Pitt?

There are 0 HMO plans in Pitt without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $14.43/mo
  • Total HMO-POS Enrollment 3,668
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,921
  • Top HMO-POS by Enrollment Blue Medicare Essential Plus (HMO-POS) — 2,107 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Pitt County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC NC-0011
☆☆☆☆☆
$0 $6,700 $520 H5253-103-0
AARP Medicare Advantage from UHC NC-0012
☆☆☆☆☆
$54 $5,900 $520 H5253-104-0
AARP Medicare Advantage from UHC NC-26
☆☆☆☆☆
$0 $5,400 $440 H5253-187-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $7,900 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$47 $4,200 $100 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $7,450 $615 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
What is the total number of HMO-POS plans in Pitt?

In 2026, Pitt has 7 HMO-POS plans with 3,668 enrollees.

How much do HMO-POS plans cost in Pitt?

The typical HMO-POS premium in Pitt is $14.43, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Pitt County, NC for 2026.

CMS Star Ratings for Medicare Advantage Plans in Pitt County, NC (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 77%
3 Stars 5 23%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.05

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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