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  1. 🏠
  2. Medicare Advantage Plans
  3. North Carolina
  4. Wayne County

2027 Medicare Advantage Plans in Wayne County, NC

Last update: October 4, 2026.

In Wayne County, NC, there are 22 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about 82% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Wayne County, NC. Or explore all Medicare Options available in Wayne County, NC.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.92/mo
Plans with $0 Premium
16
Average MOOP Limit
$8,082 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 82% · 3 Stars: 18% · Below 3: 0%
Average Part D Deductible
$643.67
Total MA/MAPD Enrollment
7,078
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 1,672 enrollees
2. Blue Medicare Essential Plus (HMO-POS) — 1,374 enrollees
3. AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) — 782 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 10
  • Average Monthly Premium $29.33/mo
  • Total PPO Enrollment 1,251
  • $0 Premium PPO Plans 6
  • Average MOOP $9,285
  • Top PPO by Enrollment Blue Medicare PPO Enhanced (PPO) — 381 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Wayne County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Freedom+
☆☆☆☆☆
$0 $9,850 N/A H3404-004-0
Blue Medicare PPO Enhanced
☆☆☆☆☆
$70 $6,900 $700 H3404-003-2
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-241-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5525-065-0
HumanaChoice Giveback H5525-035
☆☆☆☆☆
$0 $9,850 $700 H5525-035-0
HumanaChoice H5525-049
☆☆☆☆☆
$52 $9,850 $450 H5525-049-0
HumanaChoice H5525-070
☆☆☆☆☆
$13 $9,850 $700 H5525-070-0
Humana Full Access
☆☆☆☆☆
$158 $9,850 $700 R0110-005-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A R0110-006-0
HumanaChoice R0110-004
☆☆☆☆☆
$0 $9,850 N/A R0110-004-0
What is the total number of PPO plans offered in Wayne?

There are 10 PPO plans in 2027, covering 1,251 beneficiaries.

How much do PPO plans cost in Wayne?

The average PPO premium in Wayne is $29.33 per month, with 6 plans offering $0 premiums.

What is the most popular PPO plan in Wayne?

Blue Medicare PPO Enhanced (PPO) is the top PPO in Wayne, with 381 enrollees.

What is the number of PPO plans without Part D coverage in Wayne?

There are 5 PPO plans in Wayne without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
817
$0 Premium HMO Plans
2
Average MOOP
$7,675
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 503 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Wayne County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Medicare Essential
☆☆☆☆☆
$0 $9,850 $700 H3449-027-2
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $5,500 $400 H3146-006-0

What is the average monthly premium for HMO plans?

HMO plans in Wayne cost $0.00 per month on average.

Which HMO plan is most popular in Wayne?

The most popular HMO plan in Wayne is Aetna Medicare Value Plus (HMO), with 503 enrollees.

How many HMO plans in Wayne do not include drug coverage?

There are 0 HMO plans in Wayne without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$12.30/mo
Total HMO-POS Enrollment
5,010
$0 Premium HMO-POS Plans
8
Average MOOP
$6,960
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC NC-15 (HMO-POS) — 1,672 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Wayne County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-343
☆☆☆☆☆
$0 $9,850 $700 H1036-343-0
Humana Gold Plus H1036-137
☆☆☆☆☆
$0 $9,850 $450 H1036-137-0
Humana Gold Plus H1036-335
☆☆☆☆☆
$0 $3,950 $700 H1036-335-2
AARP Medicare Advantage from UHC NC-0011
☆☆☆☆☆
$0 $7,150 $685 H5253-103-0
AARP Medicare Advantage from UHC NC-0012
☆☆☆☆☆
$66 $6,400 $685 H5253-104-0
AARP Medicare Advantage from UHC NC-15
☆☆☆☆☆
$0 $4,450 $685 H5253-117-0
AARP Medicare Advantage Patriot No Rx NC-MA02
☆☆☆☆☆
$0 $9,300 N/A H5253-040-0
Blue Medicare Enhanced
☆☆☆☆☆
$57 $4,900 $700 H3449-024-3
Blue Medicare Essential Plus
☆☆☆☆☆
$0 $9,850 $700 H3449-023-5
Blue Medicare Medical Only
☆☆☆☆☆
$0 $3,900 N/A H3449-012-0
What is the leading HMO-POS plan in Wayne?

AARP Medicare Advantage from UHC NC-15 (HMO-POS) is the top HMO-POS in Wayne, with 1,672 enrollees.

What is the number of HMO-POS plans without Part D coverage in Wayne?

2 HMO-POS plans in Wayne do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Wayne County, NC for 2027.

CMS Star Ratings for Medicare Advantage Plans in Wayne County, NC (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 82%
3 Stars 4 18%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.02

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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