2026 Medicare Advantage Plans in Lorain County, OH
Last update: . Enrollment data updated: May 2, 2026
Lorain County, OH has 69 Medicare Advantage plans available in 2026. These include 43 plans with no monthly premium, and roughly 59% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lorain County, OH. Or explore all Medicare Options available in Lorain County, OH.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 34
- Average Monthly Premium $23.95/mo
- Total PPO Enrollment 5,660
- $0 Premium PPO Plans 21
- Average MOOP $6,657
- Top PPO by Enrollment Aetna Medicare Advantra (PPO) — 852 enrollees
- PPO Plans Without Drug Coverage 8
What is the most popular PPO plan in Lorain?
Aetna Medicare Advantra (PPO) is the top PPO in Lorain, with 852 enrollees.
What is the number of PPO plans without Part D coverage in Lorain?
There are 8 PPO plans in Lorain without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 18
- Average Monthly Premium
- $14.86/mo
- Total HMO Enrollment
- 4,779
- $0 Premium HMO Plans
- 12
- Average MOOP
- $4,933
- Top HMO by Enrollment
- DEVOTED GIVEBACK 003 OH (HMO) — 1,424 enrollees
- HMO Plans Without Drug Coverage
- 2
What is the typical premium for HMO plans in Lorain?
HMO plans in Lorain cost $14.86 per month on average.
Which HMO plan do most beneficiaries choose in Lorain?
The most popular HMO plan in Lorain is DEVOTED GIVEBACK 003 OH (HMO), with 1,424 enrollees.
How many HMO options are offered without prescription drug coverage in Lorain?
There are 2 HMO plans in Lorain without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 17
- Average Monthly Premium $27.62/mo
- Total HMO-POS Enrollment 14,994
- $0 Premium HMO-POS Plans 10
- Average MOOP $5,135
- Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 3,928 enrollees
- HMO-POS Plans Without Drug Coverage 0
What is the total number of HMO-POS plans in Lorain?
In 2026, Lorain has 17 HMO-POS plans with 14,994 enrollees.
How much do HMO-POS plans cost in Lorain?
The typical HMO-POS premium in Lorain is $27.62, and 10 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Lorain County, OH for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 40 | 59% |
| 3 Stars | 27 | 40% |
| Below 3 Stars | 1 | 1% |
| Not Rated | 1 | 1% |
| Average Rating | 3.86 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.