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2027 Medicare Advantage Plans in Lorain County, OH

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In Lorain County, OH, there are 62 Medicare Advantage plans available for 2027. Of these, 37 offer a $0 monthly premium, and about 72% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$26.94/mo
Plans with $0 Premium
37
Average MOOP Limit
$6,173 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 72% · 3 Stars: 25% · Below 3: 3%
Average Part D Deductible
$466.29
Total MA/MAPD Enrollment
19,854
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 3,829 enrollees
2. AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS) — 1,971 enrollees
3. DEVOTED GIVEBACK 003 OH (HMO) — 1,497 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lorain County, OH. Or explore all Medicare Options available in Lorain County, OH. To understand how local plans fit into the broader market, visit our Ohio Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 29
  • Average Monthly Premium $31.76/mo
  • Total PPO Enrollment 4,226
  • $0 Premium PPO Plans 16
  • Average MOOP $6,816
  • Top PPO by Enrollment Aetna Medicare Advantra Signature Classic (PPO) — 930 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2027 PPO Medicare Advantage Plans available in Lorain County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
 $59 $7,150 $495 H4036-025-0
Anthem Medicare Advantage 4
☆☆☆☆☆
 $65 $7,150 $495 H4036-017-0
Anthem Veteran
☆☆☆☆☆
 $0 $5,900 N/A H4036-022-0
DEVOTED CHOICE 001 OH
☆☆☆☆☆
 $0 $5,300 $650 H2526-001-0
DEVOTED CHOICE 003 OH
☆☆☆☆☆
 $0 $5,300 $650 H2526-003-0
DEVOTED CHOICE MA ONLY 002 OH
☆☆☆☆☆
 $0 $9,250 N/A H2526-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-144-2
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-073-0
HumanaChoice H7617-004
☆☆☆☆☆
 $0 $6,750 $700 H7617-004-0
MedMutual Advantage Preferred
☆☆☆☆☆
 $89 $5,900 $55 H4497-002-1
MedMutual Advantage Premium
☆☆☆☆☆
 $168 $3,450 $55 H4497-003-1
MedMutual Advantage Select
☆☆☆☆☆
 $55 $6,900 $95 H4497-001-1
Aetna Medicare Advantra Signature Classic
☆☆☆☆☆
 $0 $4,500 $700 H1608-029-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-487-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $500 H5521-088-0
Humana Full Access
☆☆☆☆☆
 $53 $9,850 $700 H5525-042-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-218-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
 $0 $9,850 $700 H5216-481-2
HumanaChoice H5216-023
☆☆☆☆☆
 $44 $6,000 $450 H5216-023-0
HumanaChoice H5216-106
☆☆☆☆☆
 $15 $5,300 $700 H5216-106-0
HumanaChoice H5216-285
☆☆☆☆☆
 $0 $6,750 $700 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
 $86 $4,450 $450 H5525-030-0
Anthem Medicare Advantage
☆☆☆☆☆
 $106 $6,750 $395 R5941-014-0
Anthem Veteran
☆☆☆☆☆
 $0 $6,100 N/A R5941-013-0
HumanaChoice R0110-015
☆☆☆☆☆
 $0 $5,700 N/A R0110-015-0
HumanaChoice R0110-016
☆☆☆☆☆
 $121 $7,150 $700 R0110-016-0
HealthSpring True Choice
☆☆☆☆☆
 $15 $8,850 $600 H7849-015-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $45 $7,000 $425 H8604-014-1
What is the total number of PPO plans offered in Lorain?

There are 29 PPO plans in 2027, covering 4,226 beneficiaries.

How much do PPO plans cost in Lorain?

The average PPO premium in Lorain is $31.76 per month, with 16 plans offering $0 premiums.

What is the most popular PPO plan in Lorain?

Aetna Medicare Advantra Signature Classic (PPO) is the top PPO in Lorain, with 930 enrollees.

What is the number of PPO plans without Part D coverage in Lorain?

There are 8 PPO plans in Lorain without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$18.35/mo
Total HMO Enrollment
4,562
$0 Premium HMO Plans
10
Average MOOP
$5,718
Top HMO by Enrollment
DEVOTED GIVEBACK 003 OH (HMO) — 1,497 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Lorain County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 OH
☆☆☆☆☆
 $0 $4,900 $650 H2697-001-0
DEVOTED CORE 022 OH
☆☆☆☆☆
 $0 $4,750 $650 H2697-022-0
DEVOTED GIVEBACK 003 OH
☆☆☆☆☆
 $0 $8,000 $461 H2697-003-0
DEVOTED GIVEBACK EXTRAS 026 OH
☆☆☆☆☆
 $0 $6,350 $700 H2697-026-0
DEVOTED PREMIUM 002 OH
☆☆☆☆☆
 $31 $6,500 $650 H2697-002-0
Humana Gold Plus H6622-055
☆☆☆☆☆
 $27 $6,550 $300 H6622-055-0
SummaCare Medicare Amber
☆☆☆☆☆
 $0 $3,450 N/A H3660-058-0
SummaCare Medicare Quartz
☆☆☆☆☆
 $0 $5,200 $410 H3660-057-0
SummaCare Medicare Ruby
☆☆☆☆☆
 $55 $4,200 $200 H3660-044-0
SummaCare Medicare Topaz
☆☆☆☆☆
 $17 $4,650 $365 H3660-050-0
MedMutual Advantage Choice
☆☆☆☆☆
 $57 $4,450 $55 H6723-002-1
MedMutual Advantage Plus
☆☆☆☆☆
 $92 $4,450 $55 H6723-003-1
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $33 $7,500 $395 H3672-013-0
The Health Plan SecureCare Integrity Plan 3
☆☆☆☆☆
 $0 $7,500 N/A H3672-014-0
Zing Select Care OH
☆☆☆☆☆
 $0 $5,500 $450 H4624-038-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $6,750 $400 H0672-006-0
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $6,500 $600 H0672-016-0

What is the average monthly premium for HMO plans?

HMO plans in Lorain cost $18.35 per month on average.

Which HMO plan is most popular in Lorain?

The most popular HMO plan in Lorain is DEVOTED GIVEBACK 003 OH (HMO), with 1,497 enrollees.

How many HMO plans in Lorain do not include drug coverage?

There are 2 HMO plans in Lorain without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
16
Average Monthly Premium
$27.31/mo
Total HMO-POS Enrollment
11,066
$0 Premium HMO-POS Plans
11
Average MOOP
$5,494
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 3,829 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Lorain County, Ohio
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0292-004
☆☆☆☆☆
 $0 $4,200 $350 H0292-004-0
AARP Medicare Advantage Essentials from UHC OH-5
☆☆☆☆☆
 $0 $5,900 $685 H5253-144-1
AARP Medicare Advantage Essentials from UHC OH-6
☆☆☆☆☆
 $49 $4,450 $685 H5253-124-1
AARP Medicare Advantage Extras from UHC OH-10
☆☆☆☆☆
 $0 $7,150 $685 H5253-131-0
AARP Medicare Advantage Extras from UHC OH-8
☆☆☆☆☆
 $59 $4,900 $685 H5253-126-1
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
 $85 $4,200 $505 H5253-051-0
AARP Medicare Advantage Giveback from UHC OH-17
☆☆☆☆☆
 $0 $8,500 $685 H5253-135-0
AARP Medicare Advantage Patriot No Rx OH-MA2
☆☆☆☆☆
 $0 $8,900 N/A H5253-244-0
Humana Gold Plus H6622-022
☆☆☆☆☆
 $0 $5,500 $500 H6622-022-0
SummaCare Medicare Emerald
☆☆☆☆☆
 $159 $3,000 $50 H3660-028-0
SummaCare Medicare Sapphire
☆☆☆☆☆
 $85 $3,800 $100 H3660-029-0
Aetna Medicare Signature Care
☆☆☆☆☆
 $0 $4,900 $400 H0628-005-0
Anthem Extra Help
☆☆☆☆☆
 $0 $7,350 $105 H3655-041-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $4,750 $425 H3655-045-4
MedMutual Advantage Classic
☆☆☆☆☆
 $0 $5,500 $315 H6723-001-1
Perennial Advantage Freedom
☆☆☆☆☆
 $0 $4,900 $350 H8797-003-0
What is the leading HMO-POS plan in Lorain?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Lorain, with 3,829 enrollees.

What is the number of HMO-POS plans without Part D coverage in Lorain?

1 HMO-POS plans in Lorain do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Lorain County, OH for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lorain County, OH (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 44 72%
3 Stars 15 25%
Below 3 Stars 2 3%
Not Rated 1 2%
Average Rating 3.92

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lorain County, Ohio, including communities such as Amherst, Avon, Avon Lake, Columbia Station, Elyria, North Ridgeville, Grafton, Lagrange, Lorain, Sheffield Lake, Oberlin, Wellington, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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