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  1. 🏠
  2. Medicare Advantage Plans
  3. Oklahoma
  4. Harmon County

2026 Medicare Advantage Plans in Harmon County, OK

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Harmon County, OK, there are 13 Medicare Advantage plans available for 2026. Of these, 9 offer a $0 monthly premium, and about 31% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Harmon County, OK. Or explore all Medicare Options available in Harmon County, OK.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$27.00/mo
Plans with $0 Premium
9
Average MOOP Limit
$5,869 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 31% · 3 Stars: 69% · Below 3: 0%
Average Part D Deductible
$494.50
Total MA/MAPD Enrollment
60
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) — 31 enrollees
2. AARP Medicare Advantage from UHC OK-0001 (HMO-POS) — 29 enrollees
3. AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) — 0 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
9
Average Monthly Premium
$35.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
6
Average MOOP
$5,867
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Harmon County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC OK-0005
☆☆☆☆☆
$59 $5,900 $600 H8768-008-0
AARP Medicare Advantage from UHC OK-0007
☆☆☆☆☆
$0 $6,700 $600 H8768-016-0
AARP Medicare Advantage Patriot No Rx OK-MA01
☆☆☆☆☆
$0 $5,200 N/A H8768-028-0
Blue Cross Medicare Advantage Balance
☆☆☆☆☆
$97 $4,500 $450 H8634-031-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $6,000 $615 H8634-027-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $6,900 $615 H8634-029-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $6,550 $615 H8634-030-0
Blue Cross Medicare Advantage Optimum
☆☆☆☆☆
$159 $3,700 $300 H8634-032-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $7,350 N/A H8634-028-0
What is the total number of PPO plans offered in Harmon?

Harmon County has 9 PPO plans for 2026, with 0 enrolled.

How much do PPO plans cost in Harmon?

The typical PPO premium in Harmon is $35.00, and 6 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $9.00/mo
  • Total HMO-POS Enrollment 60
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,875
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) — 31 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Harmon County, Oklahoma, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OK-3
☆☆☆☆☆
$0 $5,900 $355 H5253-173-0
AARP Medicare Advantage Extras from UHC OK-8
☆☆☆☆☆
$0 $6,700 $440 H5253-204-0
AARP Medicare Advantage from UHC OK-0001
☆☆☆☆☆
$36 $4,200 $355 H5253-171-0
AARP Medicare Advantage Patriot No Rx OK-MA2
☆☆☆☆☆
$0 $6,700 N/A H5253-205-0
What is the total number of HMO-POS plans in Harmon?

There are 4 HMO-POS plans in 2026, covering 60 enrollees.

How much do HMO-POS plans cost in Harmon?

The average HMO-POS premium in Harmon is $9.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Harmon?

AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) is the top HMO-POS in Harmon, with 31 enrollees.

What is the number of HMO-POS plans without Part D coverage in Harmon?

1 HMO-POS plans in Harmon do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Harmon County, OK for 2026.

CMS Star Ratings for Medicare Advantage Plans in Harmon County, OK (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 31%
3 Stars 9 69%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.42

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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