Security Blue HMO-POS Basic (HMO-POS) Medicare Advantage Plan H3957-043-2 • 2026 • Jefferson County, PA
Security Blue HMO-POS Basic is a Medicare Advantage HMO-POS plan offered by Highmark Blue Cross Blue Shield or Highmark Blue Shield for the 2026 plan year. It is identified by CMS Plan ID H3957-043-2 and uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network. The plan comes without prescription drug coverage.
Security Blue HMO-POS Basic Overview
Plan Overview for
H3957-043-2
|
|
|---|---|
| CMS Plan ID: |
H3957-043-2
|
| Plan Type: | HMO-POS |
| Plan Year: | 2026 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $5900.00 (In-Network) |
| Part B Give Back: | Not offered |
| Prescription Drug Coverage: | Not Included |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Jefferson County, PA |
| Enrollment (Nationwide): | 116 beneficiaries |
| Enrollment (CMS – Local) | 0 beneficiaries in Jefferson County |
| Provided By: | Highmark Blue Cross Blue Shield or Highmark Blue Shield |
Plan Details for Security Blue HMO-POS Basic
Security Blue HMO-POS Basic is a Medicare Advantage HMO-POS plan that provides Medicare Part A and Part B coverage through a network of participating providers, with limited coverage available for out-of-network services in certain situations. The monthly premium is $0.00, and costs are generally lower when services are received from in-network providers.
Primary care visits have a $0 copay | Out-of-network: $0 copay, 0% coinsurance, specialist visits come with a $30 copay | Out-of-network: $30 copay, urgent care services carry a $50 copay, and ambulance transportation is $280 copay. These costs apply toward the maximum out-of-pocket (MOOP) limit of $5900.00. Once this limit is reached, in-network services are fully covered for the remainder of the year.
This plan is listed by CMS under Plan ID H3957-043-2. Cost-sharing details are provided below.
Out-of-Pocket Costs
Cost-sharing for Security Blue HMO-POS Basic includes out-of-pocket expenses for covered healthcare services. The table below provides a summary of typical in-network out-of-pocket costs for plan H3957-043-2.
Certain preventive services are covered 100% by Security Blue HMO-POS Basic as a Part B benefit.
Prescription Drug Coverage
This plan does not include a Medicare Part D plan for prescriptions.
Medicare Plan Star Ratings
CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2026 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
What is the monthly premium for Security Blue HMO-POS Basic (HMO-POS)?
The 2026 monthly premium is $0.00. The Medicare Part B premium is paid separately.
What is the in-network MOOP for plan H3957-043-2?
The annual in-network MOOP is $5900.00 for 2026. After this limit is reached, covered in-network services are fully paid.
What is the total enrollment for plan H3957-043-2?
The plan has 116 enrolled beneficiaries according to CMS.
Is there a Part D deductible for this plan?
For 2026, the prescription drug deductible is $0.00.
Contact Information for Highmark Blue Cross Blue Shield or Highmark Blue Shield
| Contact Type | Details |
|---|---|
| Website: | Highmark Blue Cross Blue Shield or Highmark Blue Shield Plan Page |
| New Members: | 1-866-670-5844 |
| Existing Members: | 1-800-935-2583 |
| Plan Address: | Security Blue | P.O. Box 1068 | Pittsburgh, PA 15230 |
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | September 8, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| Highmark Blue Cross Blue Shield or Highmark Blue Shield (official source) | http://medicare.highmark.com | October 13, 2025 |
| Medicare.gov | Understanding Medicare Advantage Plans | 25 May, 2025 |
| Medicare.gov | Joining a plan | 25 May, 2025 |
| Medicare.gov | Explore your Medicare coverage options | 25 May, 2025 |
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