HumanaChoice H5525-087 (PPO) Medicare Advantage Plan H5525-087 • 2027
- Monthly Premium
- $96.00Plus Part B premium.
- Medical Deductible
- $850
- Maximum Out-of-Pocket
- $7150.00In-network
- Part B Giveback
- Not offered
- Prescription Coverage
- Enhanced, $700.00 deductible
- Additional Benefits
- Dental, Vision, Hearing
- Service Area
- See List
- Total Enrollment
- 261 beneficiaries
HumanaChoice H5525-087 (PPO) Introduction
HumanaChoice H5525-087 is a Medicare Advantage PPO plan offered by Humana. It uses a Preferred Provider Organization (PPO) provider network and comes with prescription drug coverage. For the 2027 plan year it has a $96.00 monthly premium, $850 medical deductible, and $7150.00 in-network maximum out-of-pocket. CMS Plan ID H5525-087 identifies this plan. The 2027 Part D prescription drug deductible is $700.00.
Plan Benefits
Cost-sharing for HumanaChoice H5525-087 includes out-of-pocket expenses for covered healthcare services. The following tables provide a summary of typical in-network out-of-pocket costs for plan H5525-087.
Compare 2027 plan benefits with 2026.
Office Visits
| Covered Service | 2027 | 2026 |
|---|---|---|
| Primary care | In-network: $0 copay Out-of-network: $25 copay |
In-network: $0 copay Out-of-network: $25 copay |
| Specialist | In-network: $45 copay Out-of-network: 40% coinsurance |
In-network: $45 copay Out-of-network: $75 copay |
Preventive and Wellness Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Annual wellness exam | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay |
| Telehealth benefit | In-network: $0-$50 copay | In-network: $0-$50 copay |
| Routine chiropractic | Not covered | Not covered |
| Fitness benefits | Coming soon | Not covered |
| Health education | Not covered | Not covered |
| Counseling services | Not covered | Not covered |
| Over-the-counter drug benefits | Not covered | Not covered |
| Health transportation (non-emergency) | Coming soon | Not covered |
Diagnostic, Lab, and Imaging Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Diagnostic radiology services | In-network: $0-$345 copay Out-of-network: $0 copay, 50% coinsurance |
In-network: $0-$300 copay Out-of-network: $0 copay, 40% coinsurance |
| Lab services | In-network: $0 copay Out-of-network: $10-$50 copay, 50% coinsurance |
In-network: $0-$50 copay Out-of-network: $10 copay, 40% coinsurance |
| Outpatient x-rays | In-network: $0-$145 copay Out-of-network: $25-$50 copay, 40%-50% coinsurance |
In-network: $0-$125 copay Out-of-network: $25 copay, 40%-45% coinsurance |
| Diagnostic tests and procedures | In-network: $0-$175 copay Out-of-network: $50 copay, 40%-50% coinsurance |
In-network: $0-$50 copay Out-of-network: $25-$75 copay, 40% coinsurance |
Emergency and Urgent Care Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Emergency room care | $130 copay | $130 copay |
| Worldwide emergency care | Coming soon | $130 copay |
| Urgent care | $50 copay | $50 copay |
| Inpatient hospital care | In-network: Tier 1 $350 per day for days 1-5 $0 per day for days 6-90 $0 per stay Out-of-network: 45% per stay |
In-network: Tier 1 $225 per day for days 1-5 $0 per day for days 6-90 $0 per stay Out-of-network: 45% per stay |
| Skilled Nursing Facility | In-network: Tier 1 $10 per day for days 1-20 $221 per day for days 21-100 Out-of-network: 45% per stay |
In-network: Tier 1 $10 per day for days 1-20 $218 per day for days 21-100 Out-of-network: 45% per stay |
| Ground ambulance | In-network: $325 copay Out-of-network: $325 copay |
In-network: $335 copay Out-of-network: $335 copay |
Mental Health Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Outpatient individual therapy | In-network: $35 copay Out-of-network: 40% coinsurance |
In-network: $25 copay Out-of-network: 40% coinsurance |
| Outpatient group therapy | In-network: $35 copay Out-of-network: 40% coinsurance |
In-network: $25 copay Out-of-network: 40% coinsurance |
| Inpatient psychiatric hospital care | In-network: Tier 1 $350 per day for days 1-5 $0 per day for days 6-90 $0 per stay Out-of-network: 45% per stay |
In-network: Tier 1 $225 per day for days 1-5 $0 per day for days 6-90 $0 per stay Out-of-network: 45% per stay |
Rehabilitation Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Physical therapy and speech and language therapy | In-network: $40 copay Out-of-network: 40% coinsurance |
In-network: $45 copay Out-of-network: 40% coinsurance |
| Occupational therapy | In-network: $40 copay Out-of-network: 40% coinsurance |
In-network: $45 copay Out-of-network: 40% coinsurance |
Medical Equipment and Supplies
| Covered Service | 2027 | 2026 |
|---|---|---|
| Diabetes supplies | In-network: $0 copay, 10% coinsurance Out-of-network: 15%-50% coinsurance |
In-network: $0 copay, 10% coinsurance Out-of-network: 15% coinsurance |
| Durable medical equipment | In-network: 17% coinsurance Out-of-network: 50% coinsurance |
In-network: $0 copay, 15% coinsurance Out-of-network: 30% coinsurance |
| Prosthetics | In-network: 17% coinsurance Out-of-network: 50% coinsurance |
In-network: 20% coinsurance Out-of-network: 20% coinsurance |
Medicare Part B Drugs
| Covered Service | 2027 | 2026 |
|---|---|---|
| Chemotherapy | In-network: 0%-20% coinsurance Out-of-network: 50% coinsurance |
In-network: 0%-20% coinsurance Out-of-network: 40% coinsurance |
| Other Part B drugs (Medicare-covered) | In-network: 0%-20% coinsurance Out-of-network: 40%-50% coinsurance |
In-network: 0%-20% coinsurance Out-of-network: 40% coinsurance |
Dental Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Oral exam | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Dental x-rays | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Cleaning | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Periodontics | In-network: 0%-50% coinsurance Out-of-network: 0%-50% coinsurance |
In-network: $0 copay Out-of-network: $0 copay |
| Endodontics | In-network: 0%-50% coinsurance Out-of-network: 0%-50% coinsurance |
In-network: $0 copay Out-of-network: $0 copay |
| Restorative services | In-network: 0%-50% coinsurance Out-of-network: 0%-50% coinsurance |
In-network: $0 copay, 30%-40% coinsurance Out-of-network: $0 copay, 30%-40% coinsurance |
| Implant services | Not covered | Not covered |
| Orthodontics | Not covered | Not covered |
| Oral/Maxillofacial surgery | In-network: 0%-50% coinsurance Out-of-network: 0%-50% coinsurance |
In-network: $0 copay Out-of-network: $0 copay |
Vision Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Routine eye exam | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Contact lenses | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Eyeglass frames only | Not covered | Not covered |
| Eyeglass lenses only | Not covered | Not covered |
| Eyeglasses (frames & lenses) | In-network: $0 copay Out-of-network: $0 copay |
In-network: $0 copay Out-of-network: $0 copay |
| Upgrades | Not covered | Not covered |
Hearing Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Hearing exam | In-network: $0 copay Out-of-network: 95% coinsurance |
In-network: $0 copay Out-of-network: $0 copay |
| Fitting/evaluation | In-network: $0 copay Out-of-network: 95% coinsurance |
In-network: $0 copay Out-of-network: $0 copay |
| Prescription hearing aids | In-network: $499-$725 copay Out-of-network: 95% coinsurance |
In-network: $499-$799 copay Out-of-network: $499-$799 copay |
| OTC hearing aids | Not covered | Not covered |
Additional and Special Needs Services
| Covered Service | 2027 | 2026 |
|---|---|---|
| Adult day health services | Not covered | Not covered |
| Home-based palliative care | Not covered | Not covered |
| Personal emergency response system | Coming soon | Not covered |
| Weight management programs | Not covered | Not covered |
| Wigs for chemotherapy-related hair loss | Coming soon | Not covered |
| Alternative therapies | Not covered | Not covered |
| Massage therapy | Not covered | Not covered |
| Home/bathroom safety devices | Not covered | Not covered |
Certain preventive services are covered 100% by HumanaChoice H5525-087 as a Part B benefit.
Prescription Drug Coverage
HumanaChoice H5525-087 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.
This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.
Prescription Drug Plan Premium
The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.
| Part D Premium Component | Amount |
|---|---|
| Basic Part D Premium: | $96.00 |
| Supplemental Part D Premium: | $$0.00 |
| Total Part D Premium: | $96.00 |
| Low-Income Premium Subsidy: | $7.28 |
| Low-Income Premium Subsidy Paid by CMS: | $7.30 |
| Low-Income Subsidy Premium: | $88.70 |
For more details, visit the Social Security Extra Help program .
Prescription Drug Plan Deductible
This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Humana starts contributing towards your prescription costs.
Prescription Drug Plan Out-of-Pocket Costs
Beyond premiums and deductibles, HumanaChoice H5525-087 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 copay | Coming soon |
| Generic | $4.00 copay | Coming soon |
| Preferred Brand | 19% coinsurance | Coming soon |
| Non-Preferred Drug | 30% coinsurance | Coming soon |
| Specialty Tier | 25% coinsurance | Coming soon |
| *Deductible does not apply. | ||
CMS 5-Star Performance Ratings (Contract ID: H5525)
The Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage (Part C) and Part D prescription drug plans each year using a 5-star system. These ratings measure plan performance in areas such as preventive care, management of chronic conditions, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2027 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Information for Humana
- Website
- Humana Plan Page
- Providers
- Humana Providers Page
- Formulary
- Humana Formulary Page
- Pharmacy
- Humana Pharmacy Page
- New Member Health Plan Help
- (888)873-0686
- New Member Health Plan TTY
- 711
- New Member Part D Help
- (888)873-0686
- New Member Part D TTY Users
- 711
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.
Plan Availability
HumanaChoice H5525-087 (H5525-087-0) is available in the following locations:
California Counties Served
Frequently Asked Questions
Here are some of the most frequently asked questions about this plan (click to open).
Frequently Asked Questions About HumanaChoice H5525-087 (PPO)
How much does plan H5525-087 cost per month?
For 2027, the monthly premium is $96.00. Medicare Part B premiums apply in addition to this amount.
What is the MOOP for HumanaChoice H5525-087 in 2027?
For 2027, the in-network maximum out-of-pocket is $7150.00. The plan pays 100% of covered in-network services beyond this amount.
What is the CMS star rating for HumanaChoice H5525-087?
CMS rates this plan at ★0.0 out of 5 stars for 2027.
How many beneficiaries are enrolled in this plan?
The plan has 261 enrolled beneficiaries according to CMS.
What is the prescription drug deductible for 2027?
The plan’s Part D deductible is $700.00, applied to covered prescription drug costs.
Medicare Plan Data Sources and Methodology
| Data Source | Publisher | CMS Version |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | CY2027 Landscape (202609.1) |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | 2027 Star Ratings Data Tables |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | PBP Benefits-2027 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | 2026-09 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| Humana (official source) | http://www.humana.com/medicare | October 4, 2026 |
| Medicare.gov | Understanding Medicare Advantage Plans | 25 May, 2025 |
| NCOA.org | 5 Steps to Choosing the Right Medicare Plan for You | 25 May, 2025 |
| Medicare.gov | Compare Original Medicare & Medicare Advantage | 25 May, 2025 |
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Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.