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  3. Align SecureChoice
Align powered by Sanford Health Plan logo, a registered trademark of Align powered by Sanford Health Plan

Align SecureChoice (PPO) Medicare Advantage Plan H8385-005 • 2027

CMS Rating: Not yet rated by CMS.
Monthly Premium
$60.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$7150.00In-network
Part B Giveback
Not offered
Prescription Coverage
Enhanced, $500.00 deductible
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
0 beneficiaries
Last update: October 3, 2026
  • Benefits & Costs
  • Prescription Drugs
  • CMS Star Ratings
  • Contact Align powered by Sanford Health Plan
  • Plan Availability
  • Plan FAQs

Align SecureChoice (PPO) Introduction

Align SecureChoice is a Medicare Advantage PPO plan offered by Align powered by Sanford Health Plan. It uses a Preferred Provider Organization (PPO) provider network and comes with prescription drug coverage. For the 2027 plan year it has a $60.00 monthly premium, $0.00 medical deductible, and $7150.00 in-network maximum out-of-pocket. CMS Plan ID H8385-005 identifies this plan. The 2027 Part D prescription drug deductible is $500.00.

Plan Benefits

Cost-sharing for Align SecureChoice includes out-of-pocket expenses for covered healthcare services. The following tables provide a summary of typical in-network out-of-pocket costs for plan H8385-005.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Specialist In-network: $50 copay
Out-of-network: 50% coinsurance
Coming soon

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Telehealth benefit In-network: $0-$400 copay, 0%-20% coinsurance Coming soon
Routine chiropractic Not covered Coming soon
Fitness benefits Coming soon Coming soon
Health education In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Coming soon
Counseling services Not covered Coming soon
Over-the-counter drug benefits In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Health transportation (non-emergency) Coming soon Coming soon

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: $0-$375 copay
Out-of-network: 50% coinsurance
Coming soon
Lab services In-network: $10 copay
Out-of-network: 50% coinsurance
Coming soon
Outpatient x-rays In-network: $20 copay
Out-of-network: 50% coinsurance
Coming soon
Diagnostic tests and procedures In-network: $55 copay
Out-of-network: 50% coinsurance
Coming soon

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care $115 copay Coming soon
Worldwide emergency care Coming soon Coming soon
Urgent care $0-$50 copay Coming soon
Inpatient hospital care In-network:
Tier 1
$500 per day for days 1-4
$0 per day for days 5-90
$0 per stay
Out-of-network:
22% per stay
Coming soon
Skilled Nursing Facility In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-100
Out-of-network:
16% per stay
Coming soon
Ground ambulance In-network: $350 copay
Out-of-network: $350 copay
Coming soon

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: $50 copay
Out-of-network: 50% coinsurance
Coming soon
Outpatient group therapy In-network: $50 copay
Out-of-network: 50% coinsurance
Coming soon
Inpatient psychiatric hospital care In-network:
Tier 1
$500 per day for days 1-4
$0 per day for days 5-90
$0 per stay
Out-of-network:
22% per stay
Coming soon

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: $35 copay
Out-of-network: 50% coinsurance
Coming soon
Occupational therapy In-network: $35 copay
Out-of-network: 50% coinsurance
Coming soon

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Durable medical equipment In-network: 20% coinsurance
Out-of-network: 21% coinsurance
Coming soon
Prosthetics In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Coming soon

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
Coming soon
Other Part B drugs (Medicare-covered) In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
Coming soon

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Dental x-rays In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Cleaning In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Periodontics Not covered Coming soon
Endodontics Not covered Coming soon
Restorative services Not covered Coming soon
Implant services Not covered Coming soon
Orthodontics Not covered Coming soon
Oral/Maxillofacial surgery Not covered Coming soon

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Contact lenses In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Eyeglass frames only In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Eyeglass lenses only In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon
Eyeglasses (frames & lenses) Not covered Coming soon
Upgrades In-network: $0 copay
Out-of-network: 50% coinsurance
Coming soon

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Fitting/evaluation In-network: $0 copay
Out-of-network: 80% coinsurance
Coming soon
Prescription hearing aids In-network: $499-$999 copay
Out-of-network: 80% coinsurance
Coming soon
OTC hearing aids Not covered Coming soon

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Coming soon
Home-based palliative care Not covered Coming soon
Personal emergency response system Coming soon Coming soon
Weight management programs Not covered Coming soon
Wigs for chemotherapy-related hair loss Coming soon Coming soon
Alternative therapies Not covered Coming soon
Massage therapy Not covered Coming soon
Home/bathroom safety devices Not covered Coming soon

Certain preventive services are covered 100% by Align SecureChoice as a Part B benefit.

Prescription Drug Coverage

Align SecureChoice includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

Align SecureChoice (H8385-005-0) Prescription Drug Plan Premium Details
Part D Premium Component Amount
Basic Part D Premium:$55.90
Supplemental Part D Premium:$$0.00
Total Part D Premium:$55.90
Low-Income Premium Subsidy:$24.60
Low-Income Premium Subsidy Paid by CMS:$24.60
Low-Income Subsidy Premium:$31.30

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $500.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Align powered by Sanford Health Plan starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, Align SecureChoice may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

Align SecureChoice (H8385-005-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copayComing soon
Generic$8.00 copayComing soon
Preferred Brand25% coinsuranceComing soon
Non-Preferred Drug30% coinsuranceComing soon
Specialty Tier27% coinsuranceComing soon
Select Care Drugs$0.00 copayComing soon
*Deductible does not apply.

CMS 5-Star Performance Ratings (Contract ID: H8385)

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2027 Medicare Star Ratings for Contract H8385
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for Align powered by Sanford Health Plan

Website
Align powered by Sanford Health Plan Plan Page
Providers
Align powered by Sanford Health Plan Providers Page
Formulary
Align powered by Sanford Health Plan Formulary Page
Pharmacy
Align powered by Sanford Health Plan Pharmacy Page
New Member Health Plan Help
(888)605-9277
New Member Health Plan TTY
711
New Member Part D Help
(888)605-9277
New Member Part D TTY Users
711

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Plan Availability

Align SecureChoice (H8385-005-0) is available in the following locations:

Iowa Counties Served
  • Lyon
  • Obrien
  • Osceola
  • Sioux
North Dakota Counties Served
  • Barnes
  • Burleigh
  • Cass
  • Grand Forks
  • Griggs
  • Mclean
  • Mercer
  • Morton
  • Nelson
  • Oliver
  • Ramsey
  • Ransom
  • Richland
  • Steele
  • Stutsman
  • Traill
  • Walsh
South Dakota Counties Served
  • Brookings
  • Clark
  • Clay
  • Day
  • Deuel
  • Douglas
  • Hanson
  • Hutchinson
  • Kingsbury
  • Lake
  • Lincoln
  • Marshall
  • Mccook
  • Miner
  • Minnehaha
  • Moody
  • Roberts
  • Sanborn
  • Turner

Frequently Asked Questions

Here are some of the most frequently asked questions about this plan (click to open).

Frequently Asked Questions About Align SecureChoice (PPO)

Is there a monthly premium for this plan in 2027?

The 2027 monthly premium is $60.00. The Medicare Part B premium is paid separately.

What is the in-network MOOP for plan H8385-005?

The 2027 in-network MOOP is $7150.00. Once this limit is reached, covered in-network costs are fully covered.

What is the CMS star rating for this plan?

The 2027 CMS star rating for Align SecureChoice is ★0.0 out of 5.

What is the current enrollment for Align SecureChoice?

CMS reports 0 beneficiaries enrolled in this plan.

What is the prescription drug deductible for 2027?

The plan’s Part D deductible is $500.00, applied to covered prescription drug costs.

Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
Align powered by Sanford Health Plan (official source) http://www.align.sanfordhealthplan.co October 4, 2026
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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