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  1. 🏠
  2. Medicare Advantage Plans
  3. Puerto Rico
  4. Lajas Municipio

2027 Medicare Advantage Plans in Lajas Municipio, PR

Last update: October 5, 2026.

For 2027, Lajas Municipio, PR includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 1,732, with 24 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lajas Municipio, PR are summarized separately. Visit Medicare Options in Lajas Municipio, PR to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.00/mo
  • $0 Premium Plans: 24
  • Average MOOP: $3,594 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $0.00
  • Total MA/MAPD Enrollment: 1,732
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. MCS Classicare Firme (HMO) — 637 enrollees
    2. MCS Classicare Excede (HMO) — 216 enrollees
    3. MMM Balance (HMO-POS) — 198 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
1
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
1
Average MOOP
$7,151
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
0

2027 PPO Medicare Advantage plans in Lajas Municipio, Puerto Rico (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Óptimo Plus
☆☆☆☆☆
$0 $7,151 $0 H4005-004-0

What is the average monthly premium for PPO plans in Lajas?

PPO plans in Lajas cost $0.00 per month on average.

Which PPO plan has the highest enrollment in Lajas?

The most popular PPO plan in Lajas is , with 0 enrollees.

How many PPO plans in Lajas do not include prescription drug coverage?

0 PPO plans in Lajas do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 11
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 1,166
  • $0 Premium HMO Plans 11
  • Average MOOP $3,545
  • Top HMO by Enrollment MCS Classicare Firme (HMO) — 637 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Lajas Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Ahorro Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-047-1
Enlace Plus
☆☆☆☆☆
$0 $4,200 $0 H5774-038-0
MCS Classicare Efectivo
☆☆☆☆☆
$0 $3,400 $0 H5577-005-0
MCS Classicare En Tu Hogar
☆☆☆☆☆
$0 $3,400 $0 H5577-043-0
MCS Classicare Estrella
☆☆☆☆☆
$0 $3,400 $0 H5577-060-0
MCS Classicare Excede
☆☆☆☆☆
$0 $3,400 $0 H5577-056-2
MCS Classicare Firme
☆☆☆☆☆
$0 $3,400 $0 H5577-042-0
MCS Classicare Hero
☆☆☆☆☆
$0 $3,400 $0 H5577-044-0
MCS Classicare InteliCare
☆☆☆☆☆
$0 $3,400 $0 H5577-052-0
MCS Classicare Patriot
☆☆☆☆☆
$0 $3,400 N/A H5577-016-0
MCS Classicare RxMax
☆☆☆☆☆
$0 $3,400 $0 H5577-059-0
What is the top HMO by enrollment in Lajas?

MCS Classicare Firme (HMO) is the top HMO in Lajas, with 637 enrollees.

What is the number of HMO plans without Part D coverage in Lajas?

1 HMO plans in Lajas do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
12
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
566
$0 Premium HMO-POS Plans
12
Average MOOP
$3,342
Top HMO-POS by Enrollment
MMM Balance (HMO-POS) — 198 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Lajas Municipio, Puerto Rico (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Triple S Advantage Brillante
☆☆☆☆☆
$0 $4,200 $0 H5774-031-0
MCS Classicare Essential
☆☆☆☆☆
$0 $3,400 $0 H5577-008-0
MMM Balance
☆☆☆☆☆
$0 $3,250 $0 H4004-073-2
MMM Deluxe
☆☆☆☆☆
$0 $3,250 $0 H4003-055-0
MMM Elite
☆☆☆☆☆
$0 $3,250 $0 H4003-034-0
MMM Estela
☆☆☆☆☆
$0 $3,250 $0 H4003-059-3
MMM Grandioso
☆☆☆☆☆
$0 $3,250 $0 H4004-070-0
MMM Mega Flex
☆☆☆☆☆
$0 $3,250 $0 H4004-071-0
MMM Plenitud
☆☆☆☆☆
$0 $3,250 $0 H4004-065-0
MMM Valiente
☆☆☆☆☆
$0 $3,250 N/A H4004-075-0
MMM Valioso
☆☆☆☆☆
$0 $3,250 $0 H4004-066-0
PMC Max
☆☆☆☆☆
$0 $3,250 $0 H4004-056-0

What is the typical premium for HMO-POS plans in Lajas?

HMO-POS plans in Lajas cost $0.00 per month on average.

Which HMO-POS plan has the most members in Lajas?

The most popular HMO-POS plan in Lajas is MMM Balance (HMO-POS), with 198 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Lajas?

There are 1 HMO-POS plans in Lajas without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lajas Municipio, PR (2027) are summarized below.

Medicare Advantage Plan Ratings in Lajas Municipio, PR (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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