HealthSpring Courage (HMO) Medicare Advantage Plan H7020-005 • 2026 • Dorchester County, SC
CMS Plan ID H7020-005 identifies the Medicare Advantage plan HealthSpring Courage, a HMO Part C plan offered by HealthSpring for the 2026 plan year. This plan uses a Health Maintenance Organization (HMO) provider network and comes without Part D prescription drug coverage.
HealthSpring Courage Overview
Plan Overview for
H7020-005-0
|
|
|---|---|
| CMS Plan ID: |
H7020-005-0
|
| Plan Type: | HMO |
| Plan Year: | 2026 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $6700.00 (In-Network) |
| Part B Give Back: | −$150.00 reduction |
| Prescription Drug Coverage: | Not Included |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Dorchester County, SC |
| Enrollment (Nationwide): | 751 beneficiaries |
| Enrollment (CMS – Local) | 52 beneficiaries in Dorchester County |
| Provided By: | HealthSpring |
Plan Details for HealthSpring Courage
This Medicare Advantage HMO plan provides Medicare Part A and Part B coverage through a network of participating providers. The monthly premium is $0.00, and services are generally covered when received from in-network providers, except in emergency situations.
Primary care visits have a $0 copay, specialist visits come with a $50 copay, urgent care services carry a $50 copay, and ambulance transportation is $270 copay. These costs apply toward the annual out-of-pocket maximum (MOOP) of $6700.00. Once this limit is reached, in-network services are fully covered for the remainder of the year.
This plan is listed by CMS under Plan ID H7020-005. Cost-sharing details are provided below.
Cost-Sharing Overview
HealthSpring Courage has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The table below details the most common in-network out-of-pocket expenses for plan H7020-005.
Certain preventive services are covered 100% by HealthSpring Courage as a Part B benefit.
Prescription Drug Coverage
This plan does not include a Medicare Part D plan for prescriptions.
CMS 5-Star Ratings
The Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage (Part C) and Part D prescription drug plans each year using a 5-star system. These ratings measure plan performance in areas such as preventive care, management of chronic conditions, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2026 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Is there a monthly premium for this plan in 2026?
For 2026, the monthly premium is $0.00. Medicare Part B premiums apply in addition to this amount.
What is the MOOP for HealthSpring Courage in 2026?
For 2026, the in-network maximum out-of-pocket is $6700.00. The plan pays 100% of covered in-network services beyond this amount.
What is the total enrollment for plan H7020-005?
The plan has 751 enrolled beneficiaries according to CMS.
Is there a Part D deductible for this plan?
For 2026, the prescription drug deductible is $0.00.
Contact Information for HealthSpring
| Contact Type | Details |
|---|---|
| Website: | HealthSpring Plan Page |
| New Members: | 1-866-617-8713 |
| Existing Members: | 1-800-668-3813 |
| Plan Address: | Attn: Member Services | P.O. Box 2888 | Houston, TX 77252 |
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | September 8, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| HealthSpring (official source) | http://www.healthspring.com/ | October 13, 2025 |
| CMS.gov | Medicare Advantage Plan Fact Sheet | 25 May, 2025 |
| AARP.org | The Big Choice: Original Medicare vs. Medicare Advantage | 25 May, 2025 |
| Medicare.gov | Your coverage options | 25 May, 2025 |
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