AARP Medicare Advantage from UHC TX-0003 (PPO) Medicare Advantage Plan H1278-005 • 2026 • Guadalupe County, TX

AARP Medicare Advantage from UHC TX-0003 Overview

Coverage Overview for AARP Medicare Advantage from UHC TX-0003

This MAPD PPO Medicare Advantage plan includes Medicare Part A and Part B services along with integrated prescription drug coverage. The monthly premium is $0.00, and the plan allows access to Medicare-approved providers, with lower costs when using in-network providers. The annual Part D deductible is $520.00.

Primary care visits have a $0 copay | Out-of-network: $25 copay, and specialist visits come with a $0-$60 copay | Out-of-network: $95 copay. Urgent care services carry a $0-$50 copay, and ground ambulance transportation is $150 copay | Out-of-network: $150 copay. These costs apply toward the annual maximum out-of-pocket (MOOP) limit of $6700.00. After this limit is reached, in-network services are fully covered.

This plan is recognized by CMS under Plan ID H1278-005. Cost-sharing details are outlined below.

Out-of-Pocket Costs

AARP Medicare Advantage from UHC TX-0003 includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The table below outlines the most common in-network out-of-pocket costs associated with plan H1278-005.

Certain preventive services are covered 100% by AARP Medicare Advantage from UHC TX-0003 as a Part B benefit.

Prescription Drug Coverage

AARP Medicare Advantage from UHC TX-0003 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Special Needs Plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $520.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, AARP Medicare Advantage from UHC TX-0003 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

CMS 5-Star Ratings

Medicare Advantage (Part C) and Part D plans are rated each year by CMS on a 5-star scale. Ratings summarize plan performance across clinical care and member experience measures.