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  1. 🏠
  2. Medicare Advantage Plans
  3. Texas
  4. Guadalupe County
  5. AARP Medicare Advantage Patriot No Rx TX-MA04
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AARP Medicare Advantage Patriot No Rx TX-MA04 (PPO) Medicare Advantage Plan H1278-026 • 2026 • Guadalupe County, TX

CMS Rating: ☆☆☆☆☆ (3.5 out of 5 stars*)

AARP Medicare Advantage Patriot No Rx TX-MA04 is a Medicare Advantage PPO plan offered by UnitedHealthcare for the 2026 plan year. It is identified by CMS Plan ID H1278-026 and uses a Preferred Provider Organization (PPO) provider network. The plan comes without prescription drug coverage.

Last update: September 16, 2026
  • Doctor Visits
  • Foot Care
  • Chiropractic
  • Urgent & Emergency
  • Mental Health
  • Rehab Services
  • Equipment & Supplies
  • Diag, Lab, Imaging
  • Part B Drugs
  • Dental
  • Hearing Aids
  • Vision
  • Prescriptions
  • Contact UnitedHealthcare

AARP Medicare Advantage Patriot No Rx TX-MA04 Overview

2026 Medicare Advantage Plan Overview for H1278-026-0
Plan Overview for H1278-026-0
CMS Plan ID: H1278-026-0
Plan Type: PPO
Plan Year: 2026
Monthly Premium: $0.00
Plus your Medicare Part B premium.
Medical Deductible: $0.00
Maximum Out-of-Pocket: $6700.00 (In-Network)
Part B Give Back: −$75.00 reduction
Prescription Drug Coverage: Not Included
Additional Benefits: Dental, Vision, Hearing
Service Area: Guadalupe County, TX
Enrollment (Nationwide): 513 beneficiaries
Enrollment (CMS – Local)40 beneficiaries in Guadalupe County
Provided By: UnitedHealthcare

Coverage Overview for AARP Medicare Advantage Patriot No Rx TX-MA04

As a Medicare Advantage PPO plan, AARP Medicare Advantage Patriot No Rx TX-MA04 covers Medicare Part A and Part B services and allows access to Medicare-approved providers. The monthly premium is $0.00, with lower costs when using in-network providers.

Primary care visits have a $0 copay | Out-of-network: $25 copay, specialist visits come with a $0-$60 copay | Out-of-network: $75 copay, urgent care services carry a $0-$50 copay, and ambulance transportation is $150 copay | Out-of-network: $150 copay. These expenses apply toward the annual maximum out-of-pocket (MOOP) limit of $6700.00. After this limit is reached, in-network services are fully covered.

This plan is registered with CMS under Plan ID H1278-026. Cost-sharing details are outlined below.

Cost-Sharing Overview

Cost-sharing for AARP Medicare Advantage Patriot No Rx TX-MA04 includes out-of-pocket expenses for covered healthcare services. The table below provides a summary of typical in-network out-of-pocket costs for plan H1278-026.

Certain preventive services are covered 100% by AARP Medicare Advantage Patriot No Rx TX-MA04 as a Part B benefit.

Prescription Drug Coverage

This plan does not include a Medicare Part D plan for prescriptions.

CMS 5-Star Ratings

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2026 Medicare Star Ratings for Contract H1278
CMS Measure Star Rating
2026 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

What is the monthly premium for AARP Medicare Advantage Patriot No Rx TX-MA04 (PPO)?

The 2026 monthly premium is $0.00. The Medicare Part B premium is paid separately.

What is the in-network MOOP for plan H1278-026?

For 2026, the in-network maximum out-of-pocket is $6700.00. The plan pays 100% of covered in-network services beyond this amount.

What is the total enrollment for plan H1278-026?

Total enrollment is 513 beneficiaries based on the latest CMS data.

What is the Part D deductible for plan H1278-026?

The plan’s Part D deductible is $0.00, applied to covered prescription drug costs.

Contact Information for UnitedHealthcare

UnitedHealthcare Plan Contact Details for AARP Medicare Advantage Patriot No Rx TX-MA04 (H1278-026-0)
Contact Type Details
Website: UnitedHealthcare Plan Page
New Members: 1-800-555-5757
Existing Members: 1-866-550-4736
Plan Address: P.O. Box 30770 | Salt Lake City, UT 84130

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.

Primary CMS datasets used for this Medicare Advantage Special Needs Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services September 8, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services September 8, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services September 8, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services September 8, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
UnitedHealthcare (official source) http://AARPMedicarePlans.com October 13, 2025
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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