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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Berkeley County

2027 Medicare Advantage Plans in Berkeley County, WV

Last update: October 4, 2026.

In Berkeley County, WV, there are 35 Medicare Advantage plans available for 2027. Of these, 22 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Berkeley County, WV. Or explore all Medicare Options available in Berkeley County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$26.43/mo
Plans with $0 Premium
22
Average MOOP Limit
$7,963 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$522.59
Total MA/MAPD Enrollment
7,102
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Essentials Plus Giveback (PPO) — 807 enrollees
2. Peak Advantage Summit (PPO) — 767 enrollees
3. Complete Blue PPO Distinct (PPO) — 650 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 26
  • Average Monthly Premium $35.08/mo
  • Total PPO Enrollment 6,396
  • $0 Premium PPO Plans 14
  • Average MOOP $7,790
  • Top PPO by Enrollment Humana Essentials Plus Giveback (PPO) — 807 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Berkeley County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $9,850 N/A H8211-005-0
Aetna Medicare Advantra Classic Giveback
☆☆☆☆☆
$0 $9,250 $400 H1608-031-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $400 H5521-729-0
Aetna Medicare Premier
☆☆☆☆☆
$109 $9,850 $400 H5521-728-0
Aetna Medicare Premier Classic
☆☆☆☆☆
$109 $9,850 $400 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
$55 $6,500 $700 H5106-029-1
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,150 $700 H5106-030-1
Freedom Blue PPO Standard
☆☆☆☆☆
$152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
$121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana Value Choice
☆☆☆☆☆
$0 $9,850 $500 H5216-327-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
$0 $9,850 $700 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
$34 $6,800 $700 H5216-019-0
HumanaChoice H5216-425
☆☆☆☆☆
$29 $7,600 $700 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$25 $6,750 $0 H8947-002-4
Peak Advantage Vista
☆☆☆☆☆
$0 $7,500 $0 H8947-001-4
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Berkeley?

There are 26 PPO plans in 2027, covering 6,396 beneficiaries.

How much do PPO plans cost in Berkeley?

The average PPO premium in Berkeley is $35.08 per month, with 14 plans offering $0 premiums.

What is the most popular PPO plan in Berkeley?

Humana Essentials Plus Giveback (PPO) is the top PPO in Berkeley, with 807 enrollees.

What is the number of PPO plans without Part D coverage in Berkeley?

There are 5 PPO plans in Berkeley without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$2.60/mo
Total HMO Enrollment
401
$0 Premium HMO Plans
4
Average MOOP
$8,080
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 165 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Berkeley County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Elite
☆☆☆☆☆
$0 $9,250 $400 H1692-003-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $400 H1692-007-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $7,500 N/A H3672-021-0

What is the average monthly premium for HMO plans?

HMO plans in Berkeley cost $2.60 per month on average.

Which HMO plan is most popular in Berkeley?

The most popular HMO plan in Berkeley is Aetna Medicare Signature (HMO), with 165 enrollees.

How many HMO plans in Berkeley do not include drug coverage?

There are 2 HMO plans in Berkeley without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
213
$0 Premium HMO-POS Plans
3
Average MOOP
$8,633
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 213 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Berkeley County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-6
☆☆☆☆☆
$0 $8,500 $685 H4604-034-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
$0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,100 $350 H5619-113-0
What is the leading HMO-POS plan in Berkeley?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Berkeley, with 213 enrollees.

What is the number of HMO-POS plans without Part D coverage in Berkeley?

1 HMO-POS plans in Berkeley do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
92
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 92 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Berkeley County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $9,850 $700 H8145-052-0

What is the typical premium for PFFS plans in Berkeley?

PFFS plans in Berkeley cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Berkeley?

The most popular PFFS plan in Berkeley is Humana Gold Choice H8145-052 (PFFS), with 92 enrollees.

How many PFFS options are available without prescription drug coverage in Berkeley?

There are 0 PFFS plans in Berkeley without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Berkeley County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Berkeley County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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