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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Gilmer County

2026 Medicare Advantage Plans in Gilmer County, WV

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Gilmer County, WV includes 31 Medicare Advantage plans. Enrollment across these plans totals approximately 352, with 21 $0 premium options and 3% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Gilmer County, WV are summarized separately. Visit Medicare Options in Gilmer County, WV to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $22.39/mo
  • $0 Premium Plans: 21
  • Average MOOP: $7,019 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 3% · 3 Stars: 97% · Below 3: 0%
  • Average Part D Deductible: $397.17
  • Total MA/MAPD Enrollment: 352
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana USAA Honor Giveback with Rx (PPO) — 123 enrollees
    2. Aetna Medicare Advantra Signature (HMO) — 33 enrollees
    3. HumanaChoice H5216-425 (PPO) — 30 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
25
Average Monthly Premium
$27.76/mo
Total PPO Enrollment
289
$0 Premium PPO Plans
15
Average MOOP
$6,986
Top PPO by Enrollment
Humana USAA Honor Giveback with Rx (PPO) — 123 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Gilmer County, West Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$29 $6,750 $615 H1608-027-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H1608-031-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Freedom Blue PPO Standard
☆☆☆☆☆
$154 $6,500 $0 H5106-034-2
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice H5216-327
☆☆☆☆☆
$0 $8,500 $400 H5216-327-0
HumanaChoice H5216-425
☆☆☆☆☆
$15 $7,350 $300 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$16 $5,700 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
$0 $7,000 $0 H8947-001-1
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0

What is the average monthly premium for PPO plans in Gilmer?

PPO plans in Gilmer cost $27.76 per month on average.

Which PPO plan has the highest enrollment in Gilmer?

The most popular PPO plan in Gilmer is Humana USAA Honor Giveback with Rx (PPO), with 123 enrollees.

How many PPO plans in Gilmer do not include prescription drug coverage?

6 PPO plans in Gilmer do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 33
  • $0 Premium HMO Plans 4
  • Average MOOP $6,850
  • Top HMO by Enrollment Aetna Medicare Advantra Signature (HMO) — 33 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Gilmer County, West Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $6,900 $615 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0
What is the top HMO by enrollment in Gilmer?

Aetna Medicare Advantra Signature (HMO) is the top HMO in Gilmer, with 33 enrollees.

What is the number of HMO plans without Part D coverage in Gilmer?

2 HMO plans in Gilmer do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
30
$0 Premium HMO-POS Plans
2
Average MOOP
$7,775
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 30 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Gilmer County, West Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,050 $250 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $7,500 $275 H1212-003-0

What is the typical premium for HMO-POS plans in Gilmer?

HMO-POS plans in Gilmer cost $0.00 per month on average.

Which HMO-POS plan has the most members in Gilmer?

The most popular HMO-POS plan in Gilmer is Humana Gold Plus H5619-113 (HMO-POS), with 30 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Gilmer?

There are 0 HMO-POS plans in Gilmer without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Gilmer County, WV (2026) are summarized below.

Medicare Advantage Plan Ratings in Gilmer County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 3%
3 Stars 29 97%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.45

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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