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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Florence County

2027 Medicare Advantage Plans in Florence County, WI

Last update: November 9, 2026.

Florence County, WI has 25 Medicare Advantage plans available in 2027. These include 13 plans with no monthly premium, and roughly 83% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $51.20/mo
$0 Premium Plans: 13
Average MOOP: $5,831 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 83% · 3 Stars: 17% · Below 3: 0%
Average Part D Deductible: $495.59
Total MA/MAPD Enrollment: 539
Plans with the Highest Enrollment
(as of November 10, 2026)
1. AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 98 enrollees
2. Network Health Select (PPO) — 94 enrollees
3. Network Health Choice (PPO) — 80 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Florence County, WI. Or explore all Medicare Options available in Florence County, WI. To understand how local plans fit into the broader market, visit our Wisconsin Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $46.73/mo
  • Total PPO Enrollment 357
  • $0 Premium PPO Plans 8
  • Average MOOP $5,857
  • Top PPO by Enrollment Network Health Select (PPO) — 94 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Florence County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$60 $9,250 $700 H7617-007-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $5,500 $700 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H5521-289-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Network Health Armor
☆☆☆☆☆
$0 $4,900 N/A H5215-013-0
Network Health Choice
☆☆☆☆☆
$0 $5,100 $300 H5215-011-0
Network Health PlusRx
☆☆☆☆☆
$105 $3,400 $340 H5215-002-0
Network Health PremierRx
☆☆☆☆☆
$257 $3,400 $340 H5215-005-0
Network Health Select
☆☆☆☆☆
$0 $4,450 $330 H5215-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$99 $7,150 $685 H0294-004-0
AARP Medicare Advantage from UHC WI-6
☆☆☆☆☆
$56 $7,150 $685 H0294-015-0
What is the most popular PPO plan in Florence?

Network Health Select (PPO) is the top PPO in Florence, with 94 enrollees.

What is the number of PPO plans without Part D coverage in Florence?

There are 5 PPO plans in Florence without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$6.67/mo
Total HMO Enrollment
31
$0 Premium HMO Plans
2
Average MOOP
$6,283
Top HMO by Enrollment
Esteem Rx (HMO) — 31 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Florence County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $5,000 N/A H5211-003-0
Esteem Rx
☆☆☆☆☆
$20 $7,150 $550 H5211-012-0
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,700 $275 H7598-004-0

What is the typical premium for HMO plans in Florence?

HMO plans in Florence cost $6.67 per month on average.

Which HMO plan do most beneficiaries choose in Florence?

The most popular HMO plan in Florence is Esteem Rx (HMO), with 31 enrollees.

How many HMO options are offered without prescription drug coverage in Florence?

There are 1 HMO plans in Florence without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $93.17/mo
  • Total HMO-POS Enrollment 151
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $5,542
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 98 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Florence County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WI-0011
☆☆☆☆☆
$69 $4,450 $685 H5253-011-0
AARP Medicare Advantage from UHC WI-0014
☆☆☆☆☆
$0 $7,150 $685 H5253-034-0
AARP Medicare Advantage Patriot No Rx WI-MA02
☆☆☆☆☆
$0 $7,150 N/A H5253-021-0
Esteem Rx Gold
☆☆☆☆☆
$125 $5,000 $300 H5211-015-0
Esteem Rx Silver
☆☆☆☆☆
$65 $6,500 $450 H5211-014-0
Legacy Rx
☆☆☆☆☆
$300 $3,000 $0 H5211-004-0
What is the total number of HMO-POS plans in Florence?

In 2027, Florence has 6 HMO-POS plans with 151 enrollees.

How much do HMO-POS plans cost in Florence?

The typical HMO-POS premium in Florence is $93.17, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Florence County, WI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Florence County, WI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 83%
3 Stars 4 17%
Below 3 Stars 0 0%
Not Rated 2 8%
Average Rating 3.91

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Florence County, Wisconsin, including communities such as Florence, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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