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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Florence County

2026 Medicare Advantage Plans in Florence County, WI

Last update: September 2, 2026.

For 2026, Florence County, WI includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 538, with 19 $0 premium options and 70% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Florence County, WI are summarized separately. Visit Medicare Options in Florence County, WI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $35.72/mo
  • $0 Premium Plans: 19
  • Average MOOP: $5,157 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
  • Average Part D Deductible: $429.72
  • Total MA/MAPD Enrollment: 538
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 98 enrollees
    2. Network Health Select (PPO) — 94 enrollees
    3. Network Health Choice (PPO) — 78 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$34.50/mo
Total PPO Enrollment
356
$0 Premium PPO Plans
11
Average MOOP
$5,533
Top PPO by Enrollment
Network Health Select (PPO) — 94 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Florence County, Wisconsin (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$27 $5,200 $615 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-289-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
Network Health Armor
☆☆☆☆☆
$0 $4,900 N/A H5215-013-0
Network Health Choice
☆☆☆☆☆
$0 $4,700 $300 H5215-011-0
Network Health PlusRx
☆☆☆☆☆
$73 $3,400 $340 H5215-002-0
Network Health PremierRx
☆☆☆☆☆
$226 $3,400 $340 H5215-005-0
Network Health Select
☆☆☆☆☆
$0 $3,900 $330 H5215-008-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$95 $6,700 $600 H0294-004-0
AARP Medicare Advantage from UHC WI-6
☆☆☆☆☆
$50 $6,700 $600 H0294-015-0
Aspirus Health Plan Elite
☆☆☆☆☆
$0 $3,200 N/A H6874-003-0
Aspirus Health Plan Essential Rx
☆☆☆☆☆
$0 $5,500 $350 H6874-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0

What is the average monthly premium for PPO plans in Florence?

PPO plans in Florence cost $34.50 per month on average.

Which PPO plan has the highest enrollment in Florence?

The most popular PPO plan in Florence is Network Health Select (PPO), with 94 enrollees.

How many PPO plans in Florence do not include prescription drug coverage?

7 PPO plans in Florence do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $6,000
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Florence County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the top HMO by enrollment in Florence?

is the top HMO in Florence, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Florence?

0 HMO plans in Florence do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$46.11/mo
Total HMO-POS Enrollment
182
$0 Premium HMO-POS Plans
6
Average MOOP
$4,311
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 98 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Florence County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage CareFlex from UHC WI-18
☆☆☆☆☆
$0 $6,700 $600 H5253-198-0
AARP Medicare Advantage from UHC WI-0011
☆☆☆☆☆
$59 $4,100 $440 H5253-011-0
AARP Medicare Advantage from UHC WI-0014
☆☆☆☆☆
$0 $5,400 $520 H5253-034-0
AARP Medicare Advantage Patriot No Rx WI-MA02
☆☆☆☆☆
$0 $6,700 N/A H5253-021-0

What is the typical premium for HMO-POS plans in Florence?

HMO-POS plans in Florence cost $46.11 per month on average.

Which HMO-POS plan has the most members in Florence?

The most popular HMO-POS plan in Florence is AARP Medicare Advantage from UHC WI-0014 (HMO-POS), with 98 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Florence?

There are 3 HMO-POS plans in Florence without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Florence County, WI (2026) are summarized below.

Medicare Advantage Plan Ratings in Florence County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 70%
3 Stars 8 30%
Below 3 Stars 0 0%
Not Rated 2 7%
Average Rating 4.09

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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