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  1. 🏠
  2. Medicare Options
  3. Arkansas
  4. Lee County

Your Medicare Coverage Options in Lee County, AR

Explore Medicare choices for residents of Lee County, Arkansas, from Original Medicare to Medicare Advantage, Part D drug plans, Medigap coverage, and local assistance programs.

Medicare Options at a Glance

Residents of Lee County, Arkansas can choose from several Medicare coverage types, each offering a different balance of access, cost, and benefits. The main options are:

  • Original Medicare: Provides broad access to providers across the country.
  • Medicare Advantage: Offers all-in-one coverage, often with lower upfront costs.
  • Part D: Covers prescription drugs when paired with Original Medicare.
  • Medigap: Reduces gaps in coverage and limits out-of-pocket expenses.
  • SNPs: Tailored plans for individuals with qualifying health or financial needs.
  • Other Options: Includes VA coverage, employer-sponsored plans, and local support programs.

Because each option works in a different way, understanding the differences is critical when choosing Medicare coverage in Lee County.

Medicare Advantage Options in Lee County

In Lee County, Medicare Advantage plans offer a bundled alternative to Original Medicare, combining hospital and medical coverage, frequently including drug benefits and added services. Plan options, networks, and out-of-pocket limits differ by location.

Medicare Advantage Snapshot Lee County
Total Medicare Advantage plans 31
$0 premium plans 26
HMO plans 5
PPO plans 17
Plans with drug coverage 23
Lowest MOOP $4,500
Highest MOOP $9,250
Highest Part B giveback $32.80

Top PPO Plans by Enrollments

Plan CMS Rating Enrollment
HumanaChoice H5216-337 3.5 ★ 23,132
AARP Medicare Advantage from UHC AR-0004 4.0 ★ 20,525
HumanaChoice Giveback H5216-264 3.5 ★ 15,540

Top HMO Plans by Enrollments

Plan CMS Rating Enrollment
BlueMedicare Premier 3.0 ★ 9,785
HealthSpring Preferred 4.0 ★ 1,885
BlueMedicare Independence 3.0 ★ 1,236

Top HMO-POS Plans by Enrollments

Plan CMS Rating Enrollment
Wellcare Simple 3.5 ★ 12,077
AARP Medicare Advantage Essentials from UHC AR-1 4.0 ★ 7,816
AARP Medicare Advantage Giveback from UHC AR-3 4.0 ★ 3,755

Top PFFS Plans by Enrollments

Plan CMS Rating Enrollment
Wellcare Simple 3.5 ★ 12,077
AARP Medicare Advantage Essentials from UHC AR-1 4.0 ★ 7,816
AARP Medicare Advantage Giveback from UHC AR-3 4.0 ★ 3,755

Medicare Advantage plans are primarily defined by their provider networks, whether prescription drug coverage is included, and their annual out-of-pocket limits. For those seeking bundled benefits and lower premiums, these plans are often the starting point, though network access and plan requirements should be considered.

See Medicare Advantage plans in Lee County

Medicare Part D Options in Lee County

For those using Original Medicare, Part D plans provide separate prescription drug coverage. Plan differences include premiums, deductibles, pharmacy access, and the list of covered drugs.

Top Basic Coverage Plans by Enrollments

Plan Premium Deductible Enrollment
SilverScript Choice $73.50 $615 39,659
Wellcare Classic $0.00 $615 27,566
Humana Basic Rx Plan $0.00 $615 15,296

Top Enhanced Coverage Plans by Enrollments

Plan Premium Deductible Enrollment
Wellcare Value Script $0.00 $615 37,438
Humana Value Rx Plan $0.00 $601 29,034
HealthSpring Extra Rx $54.50 $615 13,557

Part D plan choice depends less on the number of plans and more on whether your drugs are covered at your preferred pharmacy at a reasonable cost.

See Medicare Part D plans in Arkansas

Medigap Plans in Lee County

Medicare Supplement (Medigap) plans are designed to fill gaps in Original Medicare by helping with deductibles, copayments, and coinsurance. These plans work alongside Original Medicare and generally require separate prescription drug coverage through Part D.

Data from 30 insurers indicates premiums beginning around $40 and exceeding $1,423, depending on plan type and how rates are set. Although coverage is standardized, pricing differences across insurers can be substantial.

Medigap Snapshot Lee County
Works with Original Medicare Yes
Includes prescription drug coverage No
Requires separate Part D plan Usually yes
Best fit for Beneficiaries who want broad provider access and predictable cost sharing

Many residents of Lee consider Medigap when they want nationwide provider access under Original Medicare, rather than relying on the network restrictions of Medicare Advantage plans.

Sample Plan G Pricing in Arkansas

Plan G typically ranges from $142 to $565.

Carrier Plan Low High
AARP - UnitedHealthcare G $174 $565
Allstate G $142 $179
Cigna G $156 $171
Humana G $157 $193
Mutual of Omaha G $180 $207
Wellcare G $147 $176

Sample Plan N Pricing in Arkansas

Plan N typically ranges from $111 to $519.

Carrier Plan Low High
AARP - UnitedHealthcare N $136 $519
Allstate N $112 $141
Cigna N $124 $136
Humana N $124 $164
Mutual of Omaha N $139 $160
Wellcare N $116 $139

Explore all Medicare Supplement plans in Arkansas for more details.

SNP Coverage Options in Lee County

Special Needs Plans (SNPs) are a type of Medicare Advantage plan designed for individuals with specific eligibility criteria, such as dual eligibility for Medicaid, qualifying chronic conditions, or institutional care requirements.

SNP Snapshot Lee County
Total SNP plans 32
D-SNP plans 22
C-SNP plans 9
I-SNP plans 1

Top D-SNP Plans by Enrollments

Plan CMS Rating Enrollment
UHC Dual Complete AR-S001 4.5 ★ 20,945
UHC Dual Complete AR-S2 4.5 ★ 16,463
UHC Dual Complete AR-V001 4.5 ★ 7,795

Top C-SNP Plans by Enrollments

Plan CMS Rating Enrollment
UHC Complete Care AR-5 4.0 ★ 18,905
UHC Complete Care AR-6 4.0 ★ 11,378
HumanaChoice - Diabetes and Heart 3.5 ★ 11,049

Top I-SNP Plans by Enrollments

Plan CMS Rating Enrollment
Tribute Select 0.0 ★ 2,502

Availability of SNPs in Lee is tied to eligibility requirements. These plans are not available to all beneficiaries but can be especially valuable for those with Medicaid or qualifying chronic conditions.

See Special Needs Plans in Lee County

VA Coverage and Local Medicare Help in Lee County

Some beneficiaries may have coverage choices or support options outside standard Medicare plan categories, including VA health benefits, retiree coverage, and counseling programs.

Additional Support Options Lee County
VA health coverage may coordinate with Medicare Yes
SHIP / local counseling availability Arkansas SHIP
Local help resource State Health Insurance Assistance Program

Choosing the Best Medicare Coverage for You in Lee County

Choosing the right Medicare coverage is based on how you want to access care, manage expenses, and select providers. Most decisions start with a choice between Medicare Advantage and Original Medicare.

Medicare Advantage plans offer all-in-one coverage that typically includes hospital, medical, and prescription drug benefits. These plans may have lower premiums and added services, but they generally operate within provider networks.

Original Medicare gives you the flexibility to see any provider nationwide who accepts Medicare. Many people pair it with a Part D plan and a Medigap policy to help control costs and improve coverage predictability.

Special Needs Plans (SNPs) may be an option for those with specific health or eligibility requirements, including Medicaid. These plans are specialized and only available to qualifying individuals.

Your ideal coverage will depend on your doctors, prescriptions, and how you prefer to balance premiums and out-of-pocket spending.

For a closer look, explore the plans and coverage types available in Lee County.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Last accessed December 15, 2025
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed December 15, 2025
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed December 15, 2025

County-level figures shown on this page (including plan counts, enrollment totals, averages, and percentage distributions) are derived from CMS-published datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "What's Medicare Drug Coverage (Part D)?" — Last accessed May 1, 2026
  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed May 6, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed May 6, 2026
  • Medicare.gov, "What Is Medigap and How Does It Work?" — Last accessed May 6, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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