2027 Medicare Plans & Options in Jefferson Parish, LA
Explore Medicare choices for residents of Jefferson Parish, Louisiana, from Original Medicare to Medicare Advantage, Part D drug plans, Medigap coverage, and local assistance programs.
Medicare Options at a Glance
Medicare coverage in Jefferson Parish is built around several core options, each serving different needs depending on how you want to receive care, manage costs, and access providers. They include:
- Original Medicare: Best for broad provider access nationwide.
- Medicare Advantage: Best for bundled coverage with lower premiums.
- Part D: Best for prescription drug coverage with Original Medicare.
- Medigap: Best for predictable out-of-pocket costs.
- SNPs: Best for specific health or eligibility needs.
- Other Options: These may include VA benefits, employer or retiree coverage, and local assistance programs.
Each of these options works differently. Understanding how they compare is the key to choosing the right Medicare coverage.
Medicare Advantage Options in Jefferson Parish
Medicare Advantage plans in Jefferson Parish combine hospital and medical coverage into a private plan option, often with prescription drug coverage and extra benefits. Availability, plan type, and out-of-pocket limits vary by county.
| Medicare Advantage Snapshot | Jefferson Parish |
|---|---|
| Total Medicare Advantage plans | 33 |
| $0 premium plans | 25 |
| HMO plans | 7 |
| PPO plans | 16 |
| Plans with drug coverage | 27 |
| Lowest MOOP | $2,875 |
| Highest MOOP | $9,850 |
| Highest Part B giveback | $220.90 |
Top PPO Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Humana Full Access | 0.0 ★ | 6,205 |
| Aetna Medicare Signature Extra Plus | 0.0 ★ | 5,647 |
| Humana USAA Honor Giveback | 0.0 ★ | 5,033 |
Top HMO Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Humana Gold Plus H1951-047 | 0.0 ★ | 28,759 |
| Humana Select Partner Plan | 0.0 ★ | 7,354 |
| Humana LCMC Advantage H1951-051 | 0.0 ★ | 5,625 |
Top HMO-POS Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Peoples Health Choices 65 | 0.0 ★ | 52,093 |
| Blue adVantage Classic | 0.0 ★ | 23,785 |
| Peoples Health Medicare Advantage Giveback LA-4 | 0.0 ★ | 4,315 |
Medicare Advantage plans are primarily defined by their provider networks, whether prescription drug coverage is included, and their annual out-of-pocket limits. For those seeking bundled benefits and lower premiums, these plans are often the starting point, though network access and plan requirements should be considered.
Medicare Part D Options in Jefferson Parish
Medicare Part D plans provide standalone prescription drug coverage for people who stay on Original Medicare. These plans vary by premium, deductible, pharmacy network, and formulary.
Top Basic Coverage Plans by Enrollments
| Plan | Premium | Deductible | Enrollment |
|---|---|---|---|
| Humana Basic Rx Plan (PDP) | $6.30 | $0 | 34,963 |
| Wellcare Classic (PDP) | $7.30 | $0 | 26,080 |
| AARP Medicare Rx Saver from UHC (PDP) | $92.80 | $0 | 6,437 |
Top Enhanced Coverage Plans by Enrollments
| Plan | Premium | Deductible | Enrollment |
|---|---|---|---|
| Wellcare Value Script (PDP) | $5.30 | $0 | 54,215 |
| Humana Value Rx Plan (PDP) | $38.60 | $0 | 22,248 |
| AARP Medicare Rx Preferred from UHC (PDP) | $226.50 | $0 | 15,487 |
Choosing a Part D plan is less about how many plans are available and more about whether your medications are covered at your preferred pharmacy at an affordable price.
Medicare Supplement (Medigap) Coverage in Jefferson Parish
Medicare Supplement (Medigap) plans are designed to fill gaps in Original Medicare by helping with deductibles, copayments, and coinsurance. These plans work alongside Original Medicare and generally require separate prescription drug coverage through Part D.
Data from 29 insurers indicates premiums beginning around $31 and exceeding $1,593, depending on plan type and how rates are set. Although coverage is standardized, pricing differences across insurers can be substantial.
| Medigap Snapshot | Jefferson Parish |
|---|---|
| Works with Original Medicare | Yes |
| Includes prescription drug coverage | No |
| Requires separate Part D plan | Usually yes |
| Best fit for | Beneficiaries who want broad provider access and predictable cost sharing |
In Jefferson, Medigap is commonly chosen by those who want the freedom to see any provider nationwide that accepts Medicare, without being limited to local Medicare Advantage networks.
Sample Plan G Pricing in Louisiana
Plan G typically ranges from $110 to $982.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | G | $137 | $603 |
| Aetna | G | $182 | $982 |
| Allstate | G | $114 | $682 |
| Humana | G | $153 | $811 |
| Mutual of Omaha | G | $170 | $688 |
| Wellcare | G | $131 | $901 |
Sample Plan N Pricing in Louisiana
Plan N typically ranges from $84 to $709.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | N | $122 | $477 |
| Aetna | N | $122 | $699 |
| Allstate | N | $84 | $504 |
| Humana | N | $105 | $554 |
| Mutual of Omaha | N | $126 | $510 |
| Wellcare | N | $97 | $665 |
Explore all Medicare Supplement plans in Louisiana for more details.
Special Needs Plan (SNP) Options in Jefferson Parish
Special Needs Plans are Medicare Advantage plans created for people with specific eligibility profiles, including those with Medicaid, certain chronic conditions, or institutional care needs.
| SNP Snapshot | Jefferson Parish |
|---|---|
| Total SNP plans | 33 |
| D-SNP plans | 23 |
| C-SNP plans | 7 |
| I-SNP plans | 3 |
Top D-SNP Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Humana Gold Plus SNP-DE H1951-061 | 0.0 ★ | 25,667 |
| Humana Dual Select H1951-056 | 0.0 ★ | 12,374 |
| Humana Gold Plus SNP-DE H1951-057 | 0.0 ★ | 12,091 |
Top C-SNP Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Peoples Health Complete Care LA-5 | 0.0 ★ | 13,572 |
| Humana Gold Plus - Diabetes and Heart | 0.0 ★ | 8,301 |
| DEVOTED C-SNP CHOICE PLUS 014 LA | 0.0 ★ | 225 |
Top I-SNP Plans by Enrollments
| Plan | CMS Rating | Enrollment |
|---|---|---|
| Lagniappe Advantage | 0.0 ★ | 1,137 |
| American Health Advantage of Louisiana | 0.0 ★ | 676 |
| American Health Advantage of Louisiana Choice | 0.0 ★ | 0 |
Availability of SNPs in Jefferson is tied to eligibility requirements. These plans are not available to all beneficiaries but can be especially valuable for those with Medicaid or qualifying chronic conditions.
VA Benefits and Local Medicare Help in Jefferson Parish
Some beneficiaries may have coverage choices or support options outside standard Medicare plan categories, including VA health benefits, retiree coverage, and counseling programs.
| Additional Support Options | Jefferson Parish |
|---|---|
| VA health coverage may coordinate with Medicare | Yes |
| SHIP / local counseling availability | Senior Health Insurance Information Program |
| Local help resource | SHIP |
Choosing the Best Medicare Coverage for You in Jefferson Parish
Selecting Medicare coverage depends on how you prefer to receive care, control Medicare costs, and access providers. Most people begin by deciding between Medicare Advantage and Original Medicare.
Medicare Advantage plans bundle hospital, medical, and often prescription drug coverage into one plan. They may offer lower premiums and extra benefits, but usually require you to stay within a provider network.
Original Medicare provides access to providers nationwide who accept Medicare. Many beneficiaries add a Part D drug plan and a Medigap policy to help manage costs and reduce out-of-pocket expenses.
Special Needs Plans (SNPs) are designed for individuals with qualifying health conditions or eligibility, including those with Medicaid. While not available to everyone, they can provide focused coverage when you meet the criteria.
The best option depends on your preferred doctors, medication needs, and how you balance monthly premiums with potential out-of-pocket costs.
To take the next step, review available plans and coverage options in Jefferson Parish.
| Validation Field | Value |
|---|---|
| Publication validation canary | county:22051:2027:7F3A91C2 |
| Data Source | Publisher | Version |
|---|---|---|
| Medicare Advantage & Special Needs Plan Landscape Source Files | Centers for Medicare & Medicaid Services | 202608 |
| Medicare Part C & D Performance Data | Centers for Medicare & Medicaid Services | 2026 |
| Medicare Advantage & Part D Contract and Enrollment Data | Centers for Medicare & Medicaid Services | 2026-08 |
County-level figures shown on this page (including plan counts, enrollment totals, averages, and percentage distributions) are derived from CMS-published datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
| Publisher | Reference | Last Accessed |
|---|---|---|
| Medicare.gov | What's Medicare Drug Coverage (Part D)? | May 1, 2026 |
| Medicare.gov | Understanding Medicare Advantage Plans | May 6, 2026 |
| Medicare.gov | Joining a plan | May 7, 2026 |
| Medicare.gov | What Is Medigap and How Does It Work? | May 6, 2026 |
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.