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  1. 🏠
  2. Medicare Options
  3. North Carolina
  4. Davie County

Your Medicare Coverage Options in Davie County, NC

Learn about Medicare coverage options available in Davie County, North Carolina, including Original Medicare, Medicare Advantage, Part D, Medigap plans, and local support resources.

Last update: May15, 2026. Enrollment data updated: May 2, 2026

Medicare Options at a Glance

Medicare coverage options in Davie County, North Carolina center on a few primary paths, each designed for different priorities like provider flexibility, cost control, and care coordination. These include:

  • Original Medicare: Ideal for nationwide provider access without network restrictions.
  • Medicare Advantage: Combines coverage into one plan, often with lower premiums and added benefits.
  • Part D: Adds prescription drug coverage to Original Medicare.
  • Medigap: Helps reduce out-of-pocket costs and improve predictability.
  • SNPs: Designed for people with specific health conditions or eligibility requirements.
  • Other Options: May include VA benefits, employer or retiree plans, and local assistance programs.

Each option operates differently. Comparing how they work is essential to selecting the right Medicare coverage in Davie County.

The various Medicare plans and other available options work differently. Understanding how they compare is the key to choosing the right Medicare coverage.

Medicare Advantage Options in Davie County

Medicare Advantage plans in Davie County provide an all-in-one private coverage option that includes hospital and medical benefits, often with prescription drug coverage and additional extras. Plan availability, types, and cost limits vary by county.

Medicare Advantage Snapshot Davie County
Total Medicare Advantage plans 56
$0 premium plans 42
HMO plans 12
PPO plans 32
Plans with drug coverage 44
Lowest MOOP $3,000
Highest MOOP $9,250
Highest Part B giveback $102.00

Top PPO Plans by Enrollments

Plan CMS Rating Enrollment
Blue Medicare PPO Enhanced 4.5 ★ 32,916
Aetna Medicare Signature 4.5 ★ 29,107
HumanaChoice Giveback H5525-035 3.5 ★ 25,307

Top HMO Plans by Enrollments

Plan CMS Rating Enrollment
Aetna Medicare Value Plus 4.0 ★ 14,108
HealthSpring Preferred 4.0 ★ 13,922
HealthSpring Preferred Savings 4.0 ★ 10,343

Top HMO-POS Plans by Enrollments

Plan CMS Rating Enrollment
Humana Gold Plus H1036-335 4.5 ★ 110,952
Blue Medicare Essential Plus 4.0 ★ 97,305
AARP Medicare Advantage from UHC NC-0015 4.0 ★ 60,373

Top PFFS Plans by Enrollments

Plan CMS Rating Enrollment
Humana Gold Plus H1036-335 4.5 ★ 110,952
Blue Medicare Essential Plus 4.0 ★ 97,305
AARP Medicare Advantage from UHC NC-0015 4.0 ★ 60,373

Medicare Advantage options are shaped mainly by provider network type, prescription drug inclusion, and annual out-of-pocket exposure. Beneficiaries who want bundled coverage and extra benefits often start here, but network access and plan rules matter.

See Medicare Advantage plans in Davie County

Medicare Part D Plans in Davie County

Medicare Part D plans offer standalone prescription drug coverage for individuals enrolled in Original Medicare. Costs and coverage vary based on premiums, deductibles, pharmacy networks, and covered medications.

Top Basic Coverage Plans by Enrollments

Plan Premium Deductible Enrollment
Wellcare Classic $4.70 $615 63,875
Humana Basic Rx Plan $6.80 $615 50,198
SilverScript Choice $90.20 $615 46,569

Top Enhanced Coverage Plans by Enrollments

Plan Premium Deductible Enrollment
Wellcare Value Script $3.60 $615 206,558
AARP Medicare Rx Preferred from UHC $119.80 $130 49,729
Humana Value Rx Plan $32.00 $601 36,050

The right Part D plan depends more on drug coverage and pharmacy access than the total number of plans, with cost at your preferred pharmacy being a key factor.

See Medicare Part D plans in North Carolina

Medigap Plans in Davie County

Medigap plans supplement Original Medicare by covering deductibles, copayments, and coinsurance. Unlike Medicare Advantage, these plans do not replace Original Medicare and typically require a separate Part D plan for prescription drug coverage.

Across 38 insurers, sample data shows monthly premiums starting near $10 and rising above $2,302 based on plan type and pricing approach. Even with standardized benefits, pricing can vary significantly due to different rating methods and available discounts.

Medigap Snapshot Davie County
Works with Original Medicare Yes
Includes prescription drug coverage No
Requires separate Part D plan Usually yes
Best fit for Beneficiaries who want broad provider access and predictable cost sharing

For residents of Davie, Medigap is often considered by people who want the flexibility to use providers nationwide who accept Medicare without relying on local Medicare Advantage networks.

Sample Plan G Pricing in North Carolina

Plan G typically ranges from $85 to $1,507.

Carrier Plan Low High
AARP - UnitedHealthcare G $124 $828
Aetna G $121 $869
Allstate G $101 $351
Cigna G $128 $1,410
Humana G $119 $926
Mutual of Omaha G $123 $1,139
Wellcare G $106 $731

Sample Plan N Pricing in North Carolina

Plan N typically ranges from $75 to $717.

Carrier Plan Low High
AARP - UnitedHealthcare N $90 $717
Aetna N $83 $279
Allstate N $76 $266
Cigna N $92 $477
Humana N $85 $308
Mutual of Omaha N $90 $301
Wellcare N $78 $307

Explore all Medicare Supplement plans in North Carolina for more details.

Special Needs Plans (SNPs) in Davie County

Special Needs Plans (SNPs) are a type of Medicare Advantage plan designed for individuals with specific eligibility criteria, such as dual eligibility for Medicaid, qualifying chronic conditions, or institutional care requirements.

SNP Snapshot Davie County
Total SNP plans 37
D-SNP plans 23
C-SNP plans 8
I-SNP plans 6

Top D-SNP Plans by Enrollments

Plan CMS Rating Enrollment
UHC Dual Complete NC-S3 4.0 ★ 84,287
UHC Dual Complete NC-D001 4.0 ★ 50,909
Humana Gold Plus SNP-DE H1036-331 4.5 ★ 23,068

Top C-SNP Plans by Enrollments

Plan CMS Rating Enrollment
UHC Complete Care NC-28 4.0 ★ 22,730
Humana Gold Plus - Diabetes and Heart 4.5 ★ 9,734
HealthTeam Advantage Diabetes & Heart Care 4.0 ★ 3,644

Top I-SNP Plans by Enrollments

Plan CMS Rating Enrollment
UHC Nursing Home Plan NC-F001 4.5 ★ 2,070
Liberty Medicare Advantage Nursing Home Plan 0.0 ★ 1,083
Longevity Health Plan 5.0 ★ 1,036

SNP availability in Davie depends on eligibility. These plans are not general Medicare options for everyone, but they can be important for beneficiaries with Medicaid or qualifying chronic health conditions.

See Special Needs Plans in Davie County

VA Coverage and Local Medicare Help in Davie County

Some beneficiaries may have additional coverage or support beyond standard Medicare plans, including VA health benefits, retiree coverage, and local counseling programs.

Additional Support Options Davie County
VA health coverage may coordinate with Medicare Yes
SHIP / local counseling availability SHIIP
Local help resource Seniors’ Health Insurance Information Program

Finding the Right Medicare Plan for You in Davie County

Choosing the right Medicare coverage is based on how you want to access care, manage Medicare expenses, and select providers. Most decisions start with a choice between Medicare Advantage and Original Medicare.

Medicare Advantage plans offer all-in-one coverage that typically includes hospital, medical, and prescription drug benefits. These plans may have lower premiums and added services, but they generally operate within provider networks.

Original Medicare gives you the flexibility to see any provider nationwide who accepts Medicare. Many people pair it with a Part D plan and a Medigap policy to help control costs and improve coverage predictability.

Special Needs Plans (SNPs) may be an option for those with specific health or eligibility requirements, including Medicaid. These plans are specialized and only available to qualifying individuals.

Your ideal coverage will depend on your doctors, prescriptions, and how you prefer to balance premiums and out-of-pocket spending.

For a closer look, explore the plans and coverage types available in Davie County.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page (including plan counts, enrollment totals, averages, and percentage distributions) are derived from CMS-published datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "How to get prescription drug coverage" — Last accessed May 2, 2026
  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed May 7, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed May 6, 2026
  • Medicare.gov, "What's Medicare Supplement Insurance (Medigap)?" — Last accessed May 6, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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