2026 Medicare Part D Plans in Alabama
Medicare Part D plans in Alabama provide standalone prescription drug coverage and are offered by private insurers approved by Medicare. For 2026, 11 plans are available statewide, with differences in premiums, deductibles, and coverage. Use the tools below to review available plans and compare options in your area.
Part D plans provide prescription drug coverage only. Other Medicare coverage options may also be available in Alabama. Visit Medicare Options in Alabama to explore additional Medicare plan types and coverage choices.
Updated: .
Basic Medicare Part D Plans
Basic Medicare Part D plans provide prescription drug coverage under a standard benefit structure. In Alabama, the following table includes all basic Part D plans available for 2026, with premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Saver from UHC (PDP) | $126 | $700 | |
| BlueRx Essential (PDP) | $61 | $700 | |
| HealthSpring Assurance Rx (PDP) | $110 | $700 | |
| Humana Basic Rx Plan (PDP) | $6 | $700 | |
| SilverScript Choice (PDP) | $149 | $700 | |
| Wellcare Classic (PDP) | $7 | $700 |
- Coverage Scope: Basic plans provide standard prescription drug coverage defined by Medicare.
- Premium Structure: Monthly premiums are typically lower relative to other Part D plan types.
- Cost Sharing: Deductibles and out-of-pocket costs may apply based on plan design and drug usage.
Enhanced Medicare Part D Plans
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Alabama, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | $205 | $300 | |
| BlueRx Enhanced Plus (PDP) | $158 | $250 | |
| Humana Premier Rx Plan (PDP) | $128 | $350 | |
| Humana Value Rx Plan (PDP) | $60 | $687 | |
| Wellcare Value Script (PDP) | $5 | $700 |
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Alabama, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
Extra Help Medicare Part D Plans
The following table lists Medicare Part D plans in Alabama available with Extra Help (Low-Income Subsidy) for 2026. Extra Help adjusts premiums, deductibles, and cost-sharing for eligible beneficiaries and applies to standalone Part D coverage, not Medicare Advantage plans.
| Plan Name | Premium/Mo | Deductible | Rating* | |
|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | $205 | $300 | ||
| AARP Medicare Rx Saver from UHC (PDP) | $126 | $700 | ||
| BlueRx Enhanced Plus (PDP) | $158 | $250 | ||
| BlueRx Essential (PDP) | $61 | $700 | ||
| HealthSpring Assurance Rx (PDP) | $110 | $700 | ||
| Humana Basic Rx Plan (PDP) | $6 | $700 | ||
| Humana Premier Rx Plan (PDP) | $128 | $350 | ||
| Humana Value Rx Plan (PDP) | $60 | $687 | ||
| SilverScript Choice (PDP) | $149 | $700 | ||
| Wellcare Classic (PDP) | $7 | $700 | ||
| Wellcare Value Script (PDP) | $5 | $700 | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Eligibility: Available to qualifying Medicare beneficiaries based on income and resource criteria.
- Cost Sharing: Reduces premiums, deductibles, and copayments for covered medications.
- Coverage: Applies to Part D prescription drug coverage without altering the underlying plan structure.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed October 5, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed October 5, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed October 5, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the state level using official CMS data, based on a consistent aggregation methodology, detailed in our data sources and methodology documentation.
- Medicare.gov, "What's Medicare Drug Coverage (Part D)?" — Last accessed May 1, 2026
- Medicare.gov, "How much does Medicare drug coverage cost?" — Last accessed May 1, 2026
- Medicare.gov, "Help with drug costs - Medicare" — Last accessed May 1, 2026
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