2026 Medicare Part D Plans in Iowa
Medicare Part D plans provide prescription drug coverage and are available statewide in Iowa. In 2026, 9 plans are offered, with varying premiums, deductibles, and coverage details. Select your ZIP code or review plan listings below to compare available options.
Prescription drug plans are one part of the Medicare system. Beneficiaries in Iowa may also be eligible for Medicare Advantage, Medicare Supplement, and other coverage options. Visit Medicare Options in Iowa for a broader overview of Medicare coverage available statewide.
Updated: .
Basic Medicare Part D Plans
Basic Medicare Part D plans in Iowa provide standard prescription drug coverage with defined premiums and deductibles. The table below lists all basic Part D plans available in Iowa for 2026.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Saver from UHC (PDP) | $10 | $700 | |
| HealthSpring Assurance Rx (PDP) | $117 | $700 | |
| Humana Basic Rx Plan (PDP) | $18 | $700 | |
| MedicareBlue Rx Standard (PDP) | $179 | $700 | |
| Wellcare Classic (PDP) | $16 | $700 |
- Coverage: Provides standard prescription drug benefits under Part D.
- Premiums: Typically lower monthly costs compared to other plan types.
- Cost Structure: Includes deductibles and cost-sharing based on plan terms.
Enhanced Medicare Part D Plans
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Iowa, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | $223 | $300 | |
| Humana Premier Rx Plan (PDP) | $123 | $350 | |
| Humana Value Rx Plan (PDP) | $33 | $687 | |
| Wellcare Value Script (PDP) | $5 | $700 |
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Iowa, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
Extra Help Medicare Part D Plans
The following table lists Medicare Part D plans in Iowa available with Extra Help (Low-Income Subsidy) for 2026. Extra Help adjusts premiums, deductibles, and cost-sharing for eligible beneficiaries and applies to standalone Part D coverage, not Medicare Advantage plans.
| Plan Name | Premium/Mo | Deductible | Rating* | |
|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | $223 | $300 | ||
| AARP Medicare Rx Saver from UHC (PDP) | $10 | $700 | ||
| HealthSpring Assurance Rx (PDP) | $117 | $700 | ||
| Humana Basic Rx Plan (PDP) | $18 | $700 | ||
| Humana Premier Rx Plan (PDP) | $123 | $350 | ||
| Humana Value Rx Plan (PDP) | $33 | $687 | ||
| MedicareBlue Rx Standard (PDP) | $179 | $700 | ||
| Wellcare Classic (PDP) | $16 | $700 | ||
| Wellcare Value Script (PDP) | $5 | $700 | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Eligibility-Based Support: Extra Help (Low-Income Subsidy) applies to eligible Medicare beneficiaries enrolled in Part D.
- Cost Adjustments: Premiums, deductibles, and cost-sharing are reduced based on eligibility level.
- Coverage Structure: Part D coverage remains in place, with cost adjustments applied to covered medications.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed October 5, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed October 5, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed October 5, 2026
State-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, are derived from CMS datasets using a standardized aggregation methodology, outlined in our data sources and methodology documentation.
- Medicare.gov, "What's Medicare Drug Coverage (Part D)?" — Last accessed May 1, 2026
- Medicare.gov, "How much does Medicare drug coverage cost?" — Last accessed May 1, 2026
- Medicare.gov, "Help with drug costs - Medicare" — Last accessed May 1, 2026
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.