2026 Medicare Part D Plans in Kentucky
Medicare Part D plans in Kentucky provide standalone prescription drug coverage and are offered by private insurers approved by Medicare. For 2026, 10 plans are available statewide, with differences in premiums, deductibles, and coverage. Use the tools below to review available plans and compare options in your area.
Updated: .
Basic Medicare Part D Plans
Basic Medicare Part D plans provide prescription drug coverage under a standard benefit structure. In Kentucky, the following table includes all basic Part D plans available for 2026, with premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Saver from UHC | $90 | $615 | |
| HealthSpring Assurance Rx | $118 | $615 | |
| Humana Basic Rx Plan | $0 | $615 | |
| SilverScript Choice | $30 | $615 | |
| Wellcare Classic | $9 | $615 |
- Coverage: Provides standard prescription drug benefits under Part D.
- Premiums: Typically lower monthly costs compared to other plan types.
- Cost Structure: Includes deductibles and cost-sharing based on plan terms.
Enhanced Medicare Part D Plans
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Kentucky, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Preferred from UHC | $127 | $130 | |
| HealthSpring Extra Rx | $78 | $615 | |
| Humana Premier Rx Plan | $125 | $0 | |
| Humana Value Rx Plan | $10 | $601 | |
| Wellcare Value Script | $9 | $615 |
Enhanced Medicare Part D plans offer prescription drug coverage with plan designs that differ from the standard benefit. In Kentucky, the following table includes all enhanced plans available for 2026, with premiums and deductibles.
Extra Help Medicare Part D Plans
Extra Help (Low-Income Subsidy) reduces prescription drug costs for qualifying Medicare beneficiaries enrolled in Part D. The table below includes all Part D plans in Kentucky available with Extra Help for 2026, with premiums and deductibles. This program applies to standalone Part D plans and is separate from Medicare Advantage.
| Plan Name | Premium/Mo | Deductible | Rating* | |
|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC | $127 | $130 | ||
| AARP Medicare Rx Saver from UHC | $90 | $615 | ||
| HealthSpring Assurance Rx | $118 | $615 | ||
| HealthSpring Extra Rx | $78 | $615 | ||
| Humana Basic Rx Plan | $0 | $615 | ||
| Humana Premier Rx Plan | $125 | $0 | ||
| Humana Value Rx Plan | $10 | $601 | ||
| SilverScript Choice | $30 | $615 | ||
| Wellcare Classic | $9 | $615 | ||
| Wellcare Value Script | $9 | $615 | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Eligibility-Based Support: Extra Help (Low-Income Subsidy) applies to eligible Medicare beneficiaries enrolled in Part D.
- Cost Adjustments: Premiums, deductibles, and cost-sharing are reduced based on eligibility level.
- Coverage Structure: Part D coverage remains in place, with cost adjustments applied to covered medications.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents state-level Medicare Part D data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach. For more information see our data sources and methodology documentation.
- Medicare.gov, "What's Medicare Drug Coverage (Part D)?" — Last accessed May 1, 2026
- Medicare.gov, "How much does Medicare drug coverage cost?" — Last accessed May 1, 2026
- Medicare.gov, "Help with drug costs - Medicare" — Last accessed May 1, 2026
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.