2026 Medicare Part D Plans in New Jersey
Medicare Part D plans provide prescription drug coverage and are available statewide in New Jersey. In 2026, 12 plans are offered, with varying premiums, deductibles, and coverage details. Select your ZIP code or review plan listings below to compare available options.
Updated: .
Basic Medicare Part D Plans
The following table lists all basic Medicare Part D plans available in New Jersey for 2026. These plans provide standard prescription drug coverage with set premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Saver from UHC | $77 | $615 | |
| HealthSpring Assurance Rx | $109 | $615 | |
| Horizon Medicare Blue Rx Standard | $72 | $615 | |
| Humana Basic Rx Plan | $4 | $615 | |
| SilverScript Choice | $97 | $615 | |
| Wellcare Classic | $28 | $615 |
- Standard Benefit Design: Basic plans follow a defined coverage structure established for Part D.
- Premium Levels: Monthly premiums are generally lower compared to enhanced plan options.
- Out-of-Pocket Costs: Deductibles and cost-sharing vary depending on the medications covered.
Enhanced Medicare Part D Plans
Enhanced Medicare Part D plans in New Jersey provide prescription drug coverage with features that extend beyond the standard Part D benefit structure. The table below lists all enhanced plans available for 2026, including premiums and deductibles.
| Plan Name | Premium/Mo | Deductible | Rating* |
|---|---|---|---|
| AARP Medicare Rx Preferred from UHC | $119 | $130 | |
| HealthSpring Extra Rx | $60 | $615 | |
| Horizon Medicare Blue Rx Enhanced | $139 | $200 | |
| Humana Premier Rx Plan | $112 | $0 | |
| Humana Value Rx Plan | $36 | $601 | |
| Wellcare Value Script | $23 | $615 |
Enhanced Medicare Part D plans in New Jersey provide prescription drug coverage with features that extend beyond the standard Part D benefit structure. The table below lists all enhanced plans available for 2026, including premiums and deductibles.
Extra Help Medicare Part D Plans
Extra Help (Low-Income Subsidy) supports Medicare Part D prescription drug coverage for eligible beneficiaries. In New Jersey, the following table lists all Part D plans available with Extra Help for 2026, including premiums and deductibles. Extra Help applies to standalone Part D coverage and is not part of Medicare Advantage plans.
| Plan Name | Premium/Mo | Deductible | Rating* | |
|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC | $119 | $130 | ||
| AARP Medicare Rx Saver from UHC | $77 | $615 | ||
| HealthSpring Assurance Rx | $109 | $615 | ||
| HealthSpring Extra Rx | $60 | $615 | ||
| Horizon Medicare Blue Rx Enhanced | $139 | $200 | ||
| Horizon Medicare Blue Rx Standard | $72 | $615 | ||
| Humana Basic Rx Plan | $4 | $615 | ||
| Humana Premier Rx Plan | $112 | $0 | ||
| Humana Value Rx Plan | $36 | $601 | ||
| SilverScript Choice | $97 | $615 | ||
| Wellcare Classic | $28 | $615 | ||
| Wellcare Value Script | $23 | $615 | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Program Scope: Extra Help provides financial assistance for Part D prescription drug coverage.
- Cost Structure: Premiums, deductibles, and copayments are adjusted according to eligibility criteria.
- Plan Participation: Extra Help applies to standalone Medicare Part D plans and does not change plan availability.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the state level using official CMS data, based on a consistent aggregation methodology, detailed in our data sources and methodology documentation.
- Medicare.gov, "What's Medicare Drug Coverage (Part D)?" — Last accessed May 1, 2026
- Medicare.gov, "How much does Medicare drug coverage cost?" — Last accessed May 1, 2026
- Medicare.gov, "Help with drug costs - Medicare" — Last accessed May 1, 2026
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