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  1. 🏠
  2. Special Needs Plans
  3. California
  4. Santa Cruz County

2026 Medicare Special Needs Plans in Santa Cruz County, CA

Last update: August 24, 2026.

In Santa Cruz County, CA, there are 3 Medicare Special Needs Plans available for 2026. Approximately 809 beneficiaries are enrolled, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Santa Cruz County, CA to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$1.83/mo
Plans with $0 Premium
2
Average MOOP Limit
$6,265 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$205.00
Total SNP Enrollment
809
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. Kaiser Permanente Dual Complete North P21 (D-SNP) — 443 enrollees
2. TotalCare (D-SNP) — 345 enrollees
3. Imperial Senior Value (C-SNP) — 21 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Santa Cruz County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 2
  • Average Monthly Premium: $2.75/mo
  • Beneficiaries Enrolled: 788
  • $0 Premium Plans: 1
  • Zero Cost Plans: 2
  • Top D-SNP by Enrollment: Kaiser Permanente Dual Complete North P21 (D-SNP) — 443 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Santa Cruz County, California
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Dual Complete North P21
☆☆☆☆☆
$0 9250.00 $0 H8794-021-0
Central California Alliance for Health TotalCare
☆☆☆☆☆
$6 9250.00 $615 H5692-001-0
What is the total number of D-SNP plans in Santa Cruz County?

There are 2 D-SNP plans in 2026, covering 788 enrollees.

How much do D-SNP plans cost in Santa Cruz County?

The average D-SNP premium in Santa Cruz County is $2.75 per month, with 1 plans offering $0 premiums.

What is the most popular D-SNP plan in Santa Cruz County?

Kaiser Permanente Dual Complete North P21 (D-SNP) is the top D-SNP in Santa Cruz County, with 443 enrollees.

What is the total number of D-SNP plans in Santa Cruz County?

There are 2 D-SNP plans in 2026, covering 788 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 1
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 21
  • $0 Premium C-SNPs 1
  • Average MOOP $296
  • Most Popular C-SNP Imperial Senior Value (C-SNP) with 21 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Santa Cruz County, California
Health Plan Name CMS Rating* Premium Per Mo Network
Imperial Senior Value
☆☆☆☆☆
$0 296.00 $0 H5496-005-0

What is the average monthly premium for C-SNP plans in Santa Cruz County?

C-SNP plans in Santa Cruz County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Santa Cruz County?

The most popular C-SNP plan in Santa Cruz County is Imperial Senior Value (C-SNP), with 21 enrollees.

How many C-SNP plans are available in Santa Cruz County?

In 2026, Santa Cruz County offers 1 C-SNP plans with 21 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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Editorial stewardship: David W. Bynon