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American Health Advantage of Oklahoma (HMO I-SNP) Medicare Special Need Plan H3708-001 • 2027

CMS Rating: Not yet rated by CMS.
Monthly Premium
$11.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$9850.00In-network
Part B Giveback
Not offered
Prescription Coverage
Basic, $700.00 deductible
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
467 beneficiaries
Last update:

Introduction

American Health Advantage of Oklahoma is a Medicare Advantage Institutional Special Needs Plan (I-SNP) offered by American Health Advantage of Oklahoma. The plan uses a Health Maintenance Organization (HMO) provider network and includes Medicare Part D prescription drug coverage. For the 2027 plan year, it has a $11.00 monthly premium, $0.00 medical deductible, and $9850.00 in-network maximum out-of-pocket. CMS Plan ID H3708-001 identifies this plan. The 2027 Part D prescription drug deductible is $700.00.

CMS reports 467 beneficiaries enrolled across all service areas. You must live in the plan's service area to enroll: See List.

Eligibility

American Health Advantage of Oklahoma is an Hybrid Institutional (HI-SNP) plan for individuals requiring nursing-level care.

Special Needs Plan Type
Institutional Special Needs Plan (I-SNP)
Medicare Requirement
Must have Medicare Part A and Part B
Special Needs Requirement
This plan accommodates individuals in a long-term care facility. It is also available to people who need the level of care given in a long-term care facility who can remain at home or live in an assisted living facility.
Service Area Requirement
Must live in the plan's service area
Prescription Drug Coverage
Medicare Part D prescription drug coverage is included.

Plan Benefits

American Health Advantage of Oklahoma has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The tables below detail the most common in-network out-of-pocket expenses for plan H3708-001.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: $0 copay In-network: $0 copay
Specialist In-network: 20% coinsurance In-network: 0%-20% coinsurance

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam Not covered Not covered
Telehealth benefit In-network: $0 copay In-network: $0 copay
Routine chiropractic Not covered Not covered
Fitness benefits Coming soon Not covered
Health education Not covered Not covered
Counseling services Not covered Not covered
Over-the-counter drug benefits Not covered Not covered
Health transportation (non-emergency) Coming soon In-network: $0 copay

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: 20% coinsurance In-network: 20% coinsurance
Lab services In-network: $0 copay In-network: $0 copay
Outpatient x-rays In-network: 20% coinsurance In-network: 20% coinsurance
Diagnostic tests and procedures In-network: 20% coinsurance In-network: 20% coinsurance

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care 20% coinsurance 20% coinsurance
Worldwide emergency care Coming soon Not covered
Urgent care 20% coinsurance 20% coinsurance
Inpatient hospital care Tier 1
$0 per day for days 1-60
$434 per day for days 61-90
$868 per day for days 91-150		 Tier 1
$0 per day for days 1-60
$419 per day for days 61-90
$838 per day for days 91-150
Skilled Nursing Facility Tier 1
$0 per day for days 1-20
$0 per day for days 21-100		 Tier 1
$0 per day for days 1-20
$0 per day for days 21-100
Ground ambulance In-network: 20% coinsurance In-network: 20% coinsurance

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: 20% coinsurance In-network: 0%-20% coinsurance
Outpatient group therapy In-network: 20% coinsurance In-network: 0%-20% coinsurance
Inpatient psychiatric hospital care Tier 1
$0 per day for days 1-60
$434 per day for days 61-90
$868 per day for days 91-150		 Tier 1
$0 per day for days 1-60
$419 per day for days 61-90
$838 per day for days 91-150

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: 0%-20% coinsurance In-network: 0%-20% coinsurance
Occupational therapy In-network: 0%-20% coinsurance In-network: 0%-20% coinsurance

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: $0 copay In-network: $0 copay
Durable medical equipment In-network: 20% coinsurance In-network: 20% coinsurance
Prosthetics In-network: 20% coinsurance In-network: 20% coinsurance

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0%-20% coinsurance In-network: 0%-20% coinsurance
Other Part B drugs (Medicare-covered) In-network: 0%-20% coinsurance In-network: 0%-20% coinsurance

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam Not covered Not covered
Dental x-rays Not covered Not covered
Cleaning Not covered Not covered
Periodontics Not covered Not covered
Endodontics Not covered Not covered
Restorative services Not covered Not covered
Implant services Not covered Not covered
Orthodontics Not covered Not covered
Oral/Maxillofacial surgery Not covered Not covered

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay In-network: $0 copay
Contact lenses In-network: $0 copay In-network: $0 copay
Eyeglass frames only Not covered In-network: $0 copay
Eyeglass lenses only Not covered In-network: $0 copay
Eyeglasses (frames & lenses) In-network: $0 copay In-network: $0 copay
Upgrades Not covered In-network: $0 copay

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay In-network: $0 copay
Fitting/evaluation In-network: $0 copay In-network: $0 copay
Prescription hearing aids In-network: $0 copay In-network: $0 copay
OTC hearing aids Not covered Not covered

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Not covered
Home-based palliative care Not covered Not covered
Personal emergency response system Coming soon Not covered
Weight management programs Not covered Not covered
Wigs for chemotherapy-related hair loss Coming soon Not covered
Alternative therapies Not covered Not covered
Massage therapy Not covered Not covered
Home/bathroom safety devices Not covered Not covered

Certain preventive services are covered 100% by American Health Advantage of Oklahoma as a Part B benefit.

Prescription Drug Coverage

American Health Advantage of Oklahoma includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

American Health Advantage of Oklahoma (H3708-001-0) Prescription Drug Plan Premium Details
Part D Premium Component Amount
Basic Part D Premium:$11.00
Supplemental Part D Premium:$0.00
Total Part D Premium:$11.00
Low-Income Premium Subsidy:$11.03
Low-Income Premium Subsidy Paid by CMS:$11.00
Low-Income Subsidy Premium:$0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before American Health Advantage of Oklahoma starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, American Health Advantage of Oklahoma may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

American Health Advantage of Oklahoma (H3708-001-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Brand-name drugs25% coinsurance25% coinsurance
Generic drugs25% coinsurance25% coinsurance
*Deductible does not apply.

CMS 5-Star Performance Ratings (Contract ID: H3708)

CMS star ratings reflect how well a Medicare plan performs across key quality measures, such as managing chronic conditions, member satisfaction, and customer service. Ratings range from 1 to 5 stars and are updated each year by Medicare.

2027 Medicare Star Ratings for Contract H3708
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines Not enough data available
Managing Chronic (Long Term) Conditions Not enough data available
Member Experience with Health Plan Not enough data available
Complaints and Changes in Plans Performance Not enough data available
Health Plan Customer Service Not enough data available
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan Not enough data available
Member Experience with the Drug Plan Not enough data available
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for American Health Advantage of Oklahoma

Website
American Health Advantage of Oklahoma Plan Page
Providers
American Health Advantage of Oklahoma Providers Page
Formulary
American Health Advantage of Oklahoma Formulary Page
Pharmacy
American Health Advantage of Oklahoma Pharmacy Page
New Member Health Plan Help
(866)583-4649
New Member Health Plan TTY
(833)312-0046
New Member Part D Help
(866)583-4649
New Member Part D TTY Users
(833)312-0046

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
American Health Advantage of Oklahoma (official source) http://ok.AmHealthPlans.com October 4, 2026
CMS.gov Institutional Special Needs Plans (I-SNPs) April 28, 2026
CMS.gov Medicare Advantage Plan Fact Sheet April 28, 2026
Medicare.gov Joining a plan April 28, 2026

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.