Gold Heart & Diabetes (HMO-POS C-SNP)
Medicare Special Need Plan H4869-001 • 2026
Gold Heart & Diabetes (HMO-POS C-SNP) Medicare Special Need Plan H4869-001 • 2026
The Medicare Chronic or Disabling Condition plan identified by CMS Plan ID H4869-001 (Gold Heart & Diabetes) is offered by Gold Kidney Health Plan for the 2026 plan year. This plan is a Special Needs Plan (SNP) intended for individuals who meet specific eligibility requirements.
Gold Heart & Diabetes Overview
Plan Overview for H4869-001-0 | |
|---|---|
| CMS Plan ID: | H4869-001-0 |
| Plan Type: | HMO-POS C-SNP |
| Plan Year: | 2026 |
| Monthly Premium: | $0.00 Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $2500.00 (In-Network) |
| Part B Give Back: | Not offered |
| Prescription Drug Coverage: | Enhanced, $0.00 deductible |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | See List |
| Enrollment (Nationwide) | 2,869 beneficiaries |
| Provided By: | Gold Kidney Health Plan |
Plan Availability
Gold Heart & Diabetes (H4869-001-0) is available in the following locations (click to open):
Plan Overview and Eligibility
- Gold Heart & Diabetes is a Medicare C-SNP plan for individuals with specific chronic or disabling conditions.
- This plan is for individuals with cardiovascular disorders, chronic heart failure, and/or diabetes.
- To enroll, you must have Medicare Part A and Part B and live in the plan’s service area (Gila County).
- This plan uses a HMO-POS provider network and includes Medicare Part D prescription drug coverage. There is no annual deductible. Cost sharing begins with your first prescription.
- Gold Heart & Diabetes provides the same core benefits as Original Medicare, with additional benefits for eligible members.
- Out-of-pocket costs differ from Original Medicare and may vary by service. See the cost and coverage tables below.
This plan uses an HMO-POS network, meaning most care is provided by in-network doctors and facilities. Referrals are typically required for specialist visits, but some out-of-network services may be covered at a higher cost. Emergency care and out-of-area dialysis are covered.
Covered Services and Cost Structure
This section outlines in-network costs for primary care and specialist office visits, along with related preventive services.
| Covered Service | In-Network Cost |
|---|---|
| Primary: | In-network: $0 copay | Out-of-network: 20% coinsurance |
| Specialist: | In-network: $0-$20 copay | Out-of-network: 20% coinsurance |
This section outlines in-network costs for preventive and wellness services included in the plan.
| Covered Service | In-Network Cost |
|---|---|
| Annual wellness exam: | In-network: $0 copay |
| Telehealth benefit: | In-network: $0 copay |
| Routine chiropractic: | In-network: $10 copay |
| Fitness benefits: | In-network: $0 copay |
| Health education: | Not covered |
| Counseling services: | Not covered |
| Over-the-counter drug benefits: | Not covered |
| Health transportation (non-emergency): | In-network: $0 copay |
This section outlines in-network costs for diagnostic services, lab tests, x-rays, and other imaging services.
| Covered Service | In-Network Cost |
|---|---|
| Diagnostic radiology services: | In-network: $0-$75 copay | Out-of-network: 20% coinsurance |
| Lab services: | In-network: $0-$30 copay | Out-of-network: 20% coinsurance |
| Outpatient x-rays: | In-network: $0 copay | Out-of-network: 20% coinsurance |
| Diagnostic tests and procedures: | In-network: $0-$30 copay | Out-of-network: 20% coinsurance |
This section outlines in-network costs for emergency services, urgent care, ambulance transportation, inpatient hospital stays, and skilled nursing facility care.
| Covered Service | In-Network Cost |
|---|---|
| Emergency room care: | $90 copay |
| Worldwide emergency care: | $120 copay |
| Urgent care: | $10 copay |
| Inpatient hospital care: | In-network: | Tier 1 | $125 per day for days 1-5 | $0 per day for days 6-90 | $0 per stay | Out-of-network: | 20% per stay |
| Skilled Nursing Facility: | In-network: | Tier 1 | $0 per day for days 1-20 | $214 per day for days 21-100 | Out-of-network: | 20% per stay |
| Ground ambulance: | In-network: $150 copay | Out-of-network: 20% coinsurance |
This section outlines in-network costs for mental health services, including outpatient therapy and inpatient psychiatric care.
| Covered Service | In-Network Cost |
|---|---|
| Outpatient individual therapy: | In-network: $25 copay | Out-of-network: 20% coinsurance |
| Outpatient group therapy: | In-network: $10 copay | Out-of-network: 20% coinsurance |
| Inpatient psychiatric hospital care: | In-network: | Tier 1 | $125 per day for days 1-5 | $0 per day for days 6-90 | $0 per stay | Out-of-network: | 20% per stay |
This section outlines in-network costs for rehabilitation services, including physical therapy, speech and language therapy, and occupational therapy.
| Covered Service | In-Network Cost |
|---|---|
| Physical therapy and speech and language therapy: | In-network: $15 copay | Out-of-network: 20% coinsurance |
| Occupational therapy: | In-network: $10 copay | Out-of-network: 20% coinsurance |
This section outlines in-network costs for medical equipment and supplies, including diabetes supplies, durable medical equipment, and prosthetics.
| Covered Service | In-Network Cost |
|---|---|
| Diabetes supplies: | In-network: $0 copay | Out-of-network: 20% coinsurance |
| Durable medical equipment: | In-network: 20% coinsurance | Out-of-network: 20% coinsurance |
| Prosthetics: | In-network: 20% coinsurance | Out-of-network: 20% coinsurance |
This section outlines in-network cost sharing for chemotherapy and other Medicare Part B-covered drugs.
| Covered Service | In-Network Cost |
|---|---|
| Chemotherapy: | In-network: 0%-20% coinsurance | Out-of-network: 20% coinsurance |
| Other Part B drugs (Medicare-covered): | In-network: 0%-20% coinsurance | Out-of-network: 20% coinsurance |
This section outlines in-network cost sharing for dental services, including preventive care, exams, x-rays, cleanings, and comprehensive dental procedures.
| Covered Service | In-Network Cost |
|---|---|
| Oral exam: | In-network: $0 copay |
| Dental x-rays: | In-network: $0 copay |
| Cleaning: | In-network: $0 copay |
| Periodontics: | In-network: 20% coinsurance |
| Endodontics: | In-network: 20% coinsurance |
| Restorative services: | In-network: 20% coinsurance |
| Implant services: | Not covered |
| Orthodontics: | Not covered |
| Oral/Maxillofacial surgery: | In-network: $0 copay |
This section outlines in-network cost sharing for vision services, including eye exams, eyeglasses, and contact lenses.
| Covered Service | In-Network Cost |
|---|---|
| Routine eye exam: | In-network: $0 copay |
| Contact lenses: | In-network: $0 copay |
| Eyeglass frames only: | In-network: $0 copay |
| Eyeglass lenses only: | In-network: $0 copay |
| Eyeglasses (frames & lenses): | In-network: $0 copay |
| Upgrades: | Not covered |
This section outlines in-network cost sharing for hearing-related services, including exams, fittings, and hearing aids.
| Covered Service | In-Network Cost |
|---|---|
| Hearing exam: | In-network: $0 copay |
| Fitting/evaluation: | In-network: $0 copay |
| Prescription hearing aids: | In-network: $195-$1395 copay |
| OTC hearing aids: | Not covered |
This section outlines in-network cost sharing for additional and special needs services that may be included in the plan.
| Covered Service | In-Network Cost |
|---|---|
| Adult day health services: | Not covered |
| Home-based palliative care: | Not covered |
| Personal emergency response system: | In-network: $0 copay |
| Weight management programs: | Not covered |
| Wigs for chemotherapy-related hair loss: | Not covered |
| Alternative therapies: | Not covered |
| Massage therapy: | Not covered |
| Home/bathroom safety devices: | Not covered |
Prescription Drug Plan Costs & Benefits
Prescription Drug Plan Premium
The following table outlines the prescription drug plan premium details of this plan.
| Part D Premium Component | Amount |
|---|---|
| Basic Part D Premium: | $0.00 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $0.00 |
| Low Income Premium Subsidy: | $16.95 |
| Low Income Premium Subsidy CMS Pays: | $0.00 |
| Low Income Subsidy Premium: | $0.00 |
For more information about the Low Income Subsidy, refer to the Social Security Extra Help page.
Drug Plan Deductible
The prescription drug annual deductible with this plan is $0.00. This is the amount you must pay at the pharmacy before Gold Kidney Health Plan begins paying its share.
Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and drug plan deductible, Gold Heart & Diabetes has costs that you must pay out-of-pocket when you pick up your prescriptions. The following table details those costs by formulary tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 copay | Coming soon |
| Generic | $0.00 copay | Coming soon |
| Preferred Brand | $40.00 copay | Coming soon |
| Non-Preferred Brand | $100.00 copay | Coming soon |
| Specialty Tier | 33% coinsurance | Coming soon |
| Select Diabetic Drugs | $0.00 copay | Coming soon |
| *Deductible does not apply. | ||
CMS Star Ratings
CMS star ratings reflect how well a Medicare plan performs across key quality measures, such as managing chronic conditions, member satisfaction, and customer service. Ratings range from 1 to 5 stars and are updated each year by Medicare.
CMS Star Ratings for Plan H4869-001-0 – 2026
| CMS Measure | Star Rating (out of 5) |
|---|---|
| 2026 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | Not enough data available |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | Not enough data available |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | Not enough data available |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Contact Information for Gold Kidney Health Plan
| Contact Type | Details |
|---|---|
| Website: | Gold Kidney Health Plan Plan Page |
| New Members: | 1-844-294-6535 |
| Existing Members: | 1-844-294-6535 |
| Plan Address: | P.O. Box 285 | Portsmouth, NH 03802 |
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.
- CMS.gov, Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance — Last accessed May 2, 2026
- CMS.gov, Plan Benefits Package — Last accessed May 2, 2026
- CMS.gov, Monthly Enrollment by Contract/Plan/State/County — Last accessed May 2, 2026
Data sources and methodology documentation.
- Gold Kidney Health Plan (official source), http://goldkidney.com — Last accessed April 30, 2026
- CMS.gov, "Chronic Condition Special Needs Plans (C-SNPs)" — Last accessed April 28, 2026
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed April 28, 2026
- Medicare.gov, "Joining a plan" — Last accessed April 28, 2026
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