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  1. 🏠
  2. Special Needs Plans
  3. BlueAdvantage Total Heart and Diabetes
BlueCross BlueShield of Tennessee logo, a registered trademark of BlueCross BlueShield of Tennessee

BlueAdvantage Total Heart and Diabetes (PPO C-SNP) Medicare Special Need Plan H7917-044 • 2027

CMS Rating: ☆☆☆☆☆ (3.5 out of 5 stars*)
Monthly Premium
$0.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$8000.00In-network
Part B Giveback
Not offered
Prescription Coverage
Enhanced, $700.00 deductible
Additional Benefits
Dental, Vision, Hearing
Service Area
See List
Total Enrollment
2,367 beneficiaries
Last update: November 7, 2026
  • Eligibility
  • Benefits & Costs
  • Prescription Drugs
  • CMS Star Ratings
  • Contact BlueCross BlueShield of Tennessee
  • Plan Availability

Introduction

BlueAdvantage Total Heart and Diabetes is a Medicare Advantage Chronic Condition Special Needs Plan (C-SNP) offered by BlueCross BlueShield of Tennessee. The plan uses a Preferred Provider Organization (PPO) provider network and includes Medicare Part D prescription drug coverage. For the 2027 plan year, it has a $0.00 monthly premium, $0.00 medical deductible, and $8000.00 in-network maximum out-of-pocket. CMS Plan ID H7917-044 identifies this plan. The 2027 Part D prescription drug deductible is $700.00.

CMS reports 2,367 beneficiaries enrolled across all service areas. You must live in the plan's service area to enroll: See List.

Eligibility

BlueAdvantage Total Heart and Diabetes is a Medicare C-SNP plan for individuals with specific chronic or disabling conditions.

Special Needs Plan Type
Chronic Condition Special Needs Plan (C-SNP)
Medicare Requirement
Must have Medicare Part A and Part B
Special Needs Requirement
This plan is for individuals with cardiovascular disorders, chronic heart failure, and/or diabetes mellitus.
Service Area Requirement
Must live in the plan's service area
Prescription Drug Coverage
Medicare Part D prescription drug coverage is included.

Plan Benefits

BlueAdvantage Total Heart and Diabetes has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The tables below detail the most common in-network out-of-pocket expenses for plan H7917-044.

Compare 2027 plan benefits with 2026.

Office Visits

Office visit costs by plan year.
Covered Service 2027 2026
Primary care In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Specialist In-network: $30 copay
Out-of-network: 50% coinsurance
In-network: $15 copay
Out-of-network: 50% coinsurance

Preventive and Wellness Services

Preventive and wellness service costs and benefits by plan year.
Covered Service 2027 2026
Annual wellness exam In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Telehealth benefit In-network: $0 copay In-network: $0 copay
Routine chiropractic Not covered Not covered
Fitness benefits Coming soon In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Health education Not covered Not covered
Counseling services Not covered Not covered
Over-the-counter drug benefits In-network: $0 copay
Out-of-network: 80% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Health transportation (non-emergency) Coming soon In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance

Diagnostic, Lab, and Imaging Services

Diagnostic, laboratory, and imaging service costs by plan year.
Covered Service 2027 2026
Diagnostic radiology services In-network: $225 copay
Out-of-network: 50% coinsurance
In-network: $225 copay
Out-of-network: 50% coinsurance
Lab services In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Outpatient x-rays In-network: $0-$30 copay
Out-of-network: 50% coinsurance
In-network: $0-$25 copay
Out-of-network: 50% coinsurance
Diagnostic tests and procedures In-network: $0-$100 copay
Out-of-network: 50% coinsurance
In-network: $0-$100 copay
Out-of-network: 50% coinsurance

Emergency and Urgent Care Services

Emergency, urgent care, hospital, ambulance, and skilled nursing costs by plan year.
Covered Service 2027 2026
Emergency room care $115 copay $130 copay
Worldwide emergency care Coming soon $0 copay
Urgent care $40 copay $50 copay
Inpatient hospital care In-network:
Tier 1
$405 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
50% per stay
In-network:
Tier 1
$350 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
50% per stay
Skilled Nursing Facility In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-100
Out-of-network:
50% per stay
In-network:
Tier 1
$0 per day for days 1-20
$218 per day for days 21-100
Out-of-network:
50% per stay
Ground ambulance In-network: $295 copay
Out-of-network: $295 copay
In-network: $295 copay
Out-of-network: $295 copay

Mental Health Services

Mental health therapy and inpatient psychiatric care costs by plan year.
Covered Service 2027 2026
Outpatient individual therapy In-network: $25 copay
Out-of-network: 50% coinsurance
In-network: $25 copay
Out-of-network: 50% coinsurance
Outpatient group therapy In-network: $15 copay
Out-of-network: 50% coinsurance
In-network: $15 copay
Out-of-network: 50% coinsurance
Inpatient psychiatric hospital care In-network:
Tier 1
$405 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
50% per stay
In-network:
Tier 1
$350 per day for days 1-6
$0 per day for days 7-90
$0 per stay
Out-of-network:
50% per stay

Rehabilitation Services

Physical, speech, and occupational therapy costs by plan year.
Covered Service 2027 2026
Physical therapy and speech and language therapy In-network: $25 copay
Out-of-network: 50% coinsurance
In-network: $15 copay
Out-of-network: 50% coinsurance
Occupational therapy In-network: $25 copay
Out-of-network: 50% coinsurance
In-network: $15 copay
Out-of-network: 50% coinsurance

Medical Equipment and Supplies

Diabetes supplies, durable medical equipment, and prosthetic costs by plan year.
Covered Service 2027 2026
Diabetes supplies In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
In-network: 0%-50% coinsurance
Out-of-network: 50% coinsurance
Durable medical equipment In-network: 20% coinsurance
Out-of-network: 50% coinsurance
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Prosthetics In-network: 20% coinsurance
Out-of-network: 50% coinsurance
In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Medicare Part B Drugs

Chemotherapy and other Medicare Part B-covered drug costs by plan year.
Covered Service 2027 2026
Chemotherapy In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
Other Part B drugs (Medicare-covered) In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance
In-network: 0%-20% coinsurance
Out-of-network: 50% coinsurance

Dental Services

Preventive and comprehensive dental service costs by plan year.
Covered Service 2027 2026
Oral exam In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Dental x-rays In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Cleaning In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Periodontics In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Endodontics In-network: $0 copay
Out-of-network: 50% coinsurance
In-network: $0 copay
Out-of-network: 50% coinsurance
Restorative services In-network: 20% coinsurance
Out-of-network: 50% coinsurance
In-network: 20% coinsurance
Out-of-network: 50% coinsurance
Implant services Not covered Not covered
Orthodontics Not covered Not covered
Oral/Maxillofacial surgery In-network: 20% coinsurance
Out-of-network: 50% coinsurance
In-network: 20% coinsurance
Out-of-network: 50% coinsurance

Vision Services

Routine eye exams, contact lenses, and eyewear costs by plan year.
Covered Service 2027 2026
Routine eye exam In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Contact lenses In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Eyeglass frames only Not covered Not covered
Eyeglass lenses only Not covered Not covered
Eyeglasses (frames & lenses) In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Upgrades Not covered Not covered

Hearing Services

Hearing exams, fittings, and hearing aid costs by plan year.
Covered Service 2027 2026
Hearing exam In-network: $0 copay
Out-of-network: 90% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Fitting/evaluation In-network: $0 copay
Out-of-network: 90% coinsurance
In-network: $0 copay
Out-of-network: $0 copay, 0% coinsurance
Prescription hearing aids In-network: $399-$899 copay
Out-of-network: 90% coinsurance
In-network: $399-$899 copay
Out-of-network: $399-$899 copay
OTC hearing aids Not covered Not covered

Additional and Special Needs Services

Additional and special needs service costs and benefits by plan year.
Covered Service 2027 2026
Adult day health services Not covered Not covered
Home-based palliative care Not covered Not covered
Personal emergency response system Coming soon Not covered
Weight management programs Not covered Not covered
Wigs for chemotherapy-related hair loss Coming soon Not covered
Alternative therapies Not covered Not covered
Massage therapy Not covered Not covered
Home/bathroom safety devices Not covered Not covered

Certain preventive services are covered 100% by BlueAdvantage Total Heart and Diabetes as a Part B benefit.

Prescription Drug Coverage

BlueAdvantage Total Heart and Diabetes includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

BlueAdvantage Total Heart and Diabetes (H7917-044-0) Prescription Drug Plan Premium Details
Part D Premium Component Amount
Basic Part D Premium:$0.00
Supplemental Part D Premium:$0.00
Total Part D Premium:$0.00
Low-Income Premium Subsidy:$6.29
Low-Income Premium Subsidy Paid by CMS:$0.00
Low-Income Subsidy Premium:$0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before BlueCross BlueShield of Tennessee starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, BlueAdvantage Total Heart and Diabetes may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

BlueAdvantage Total Heart and Diabetes (H7917-044-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copay$0.00 copay
Generic$0.00 copay$0.00 copay
Preferred Brand23% coinsurance$42.00 copay
Non-Preferred Drug40% coinsurance50% coinsurance
Specialty Tier25% coinsurance30% coinsurance
*Deductible does not apply.

CMS 5-Star Performance Ratings (Contract ID: H7917)

CMS star ratings reflect how well a Medicare plan performs across key quality measures, such as managing chronic conditions, member satisfaction, and customer service. Ratings range from 1 to 5 stars and are updated each year by Medicare.

2027 Medicare Star Ratings for Contract H7917
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for BlueCross BlueShield of Tennessee

Website
BlueCross BlueShield of Tennessee Plan Page
Providers
BlueCross BlueShield of Tennessee Providers Page
Formulary
BlueCross BlueShield of Tennessee Formulary Page
Pharmacy
BlueCross BlueShield of Tennessee Pharmacy Page
New Member Health Plan Help
(800)292-5146
New Member Health Plan TTY
711
New Member Part D Help
(800)292-5146
New Member Part D TTY Users
711

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Plan Availability

BlueAdvantage Total Heart and Diabetes (H7917-044-0) is available in the following locations (click to open):

Catoosa
Dade
Walker
Anderson
Bledsoe
Blount
Bradley
Campbell
Cannon
Carter
Claiborne
Clay
Cocke
Cumberland
Dekalb
Fentress
Franklin
Grainger
Greene
Grundy
Hamblen
Hamilton
Hancock
Hawkins
Jackson
Jefferson
Johnson
Knox
Loudon
Macon
Marion
Mcminn
Meigs
Monroe
Morgan
Overton
Pickett
Polk
Putnam
Rhea
Roane
Scott
Sequatchie
Sevier
Smith
Sullivan
Unicoi
Union
Van Buren
Warren
Washington
White
Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services November 10, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services November 10, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services November 10, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services November 10, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
BlueCross BlueShield of Tennessee (official source) http://bluecareplus.bcbst.com October 4, 2026
CMS.gov Chronic Condition Special Needs Plans (C-SNPs) April 28, 2026
CMS.gov Medicare Advantage Plan Fact Sheet April 28, 2026
Medicare.gov Joining a plan April 28, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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