2026 Medicare Advantage Plans in Calhoun County, AL
Last update: . Enrollment data updated: May 2, 2026
Calhoun County, AL has 27 Medicare Advantage plans available in 2026. These include 15 plans with no monthly premium, and roughly 56% are rated at least 4 stars based on CMS data.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Calhoun County, AL are summarized separately. Visit Medicare Options in Calhoun County, AL to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 15
- Average Monthly Premium
- $26.88/mo
- Total PPO Enrollment
- 4,273
- $0 Premium PPO Plans
- 7
- Average MOOP
- $5,617
- Top PPO by Enrollment
- Blue Advantage Complete (PPO) — 1,996 enrollees
- PPO Plans Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Plus | $0 | $7,900 | N/A | H5521-229-0 | |
| Aetna Medicare Signature Giveback | $0 | $9,250 | $615 | H5521-475-0 | |
| Aetna Medicare Signature Plus | $0 | $8,900 | $615 | H5521-171-0 | |
| Aetna Medicare Value Plus | $23 | $9,250 | $615 | H5521-467-0 | |
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | H7617-089-0 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | H7617-090-0 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | H1889-015-0 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | H0104-016-0 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | H0104-012-0 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | H0104-015-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H5216-236-0 | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | H5216-179-0 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | H5216-368-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 |
- What is the total number of PPO plans offered in Calhoun?
- Calhoun County has 15 PPO plans for 2026, with 4,273 enrolled.
- How much do PPO plans cost in Calhoun?
- The typical PPO premium in Calhoun is $26.88, and 7 plans have no monthly premium.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 7
- Average Monthly Premium $17.00/mo
- Total HMO Enrollment 2,468
- $0 Premium HMO Plans 5
- Average MOOP $6,636
- Top HMO by Enrollment VIVA Medicare Plus (HMO) — 1,559 enrollees
- HMO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | H0154-015-2 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | H0154-011-0 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | H0154-008-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
Which HMO plan do most beneficiaries choose in Calhoun?
The most popular HMO plan in Calhoun is VIVA Medicare Plus (HMO), with 1,559 enrollees.
How many HMO options are offered without prescription drug coverage in Calhoun?
There are 2 HMO plans in Calhoun without prescription drug coverage.
How many HMO plan options are available in Calhoun?
Calhoun offers 7 HMO plans for 2026, with 2,468 enrollees.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $14.20/mo
- Total HMO-POS Enrollment
- 1,206
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $5,760
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 559 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
What is the total number of HMO-POS plans in Calhoun?
In 2026, Calhoun has 5 HMO-POS plans with 1,206 enrollees.
How much do HMO-POS plans cost in Calhoun?
The typical HMO-POS premium in Calhoun is $14.20, and 3 plans have no monthly premium.
What is the leading HMO-POS plan in Calhoun?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Calhoun, with 559 enrollees.
CMS quality ratings for Medicare Advantage plans in Calhoun County, AL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 15 | 56% |
| 3 Stars | 12 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.87 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.