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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Calhoun County

2026 Medicare Advantage Plans in Calhoun County, AL

Last update: September 1, 2026.

For 2026, Calhoun County, AL includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 7,997, with 15 $0 premium options and 56% rated 4 stars or higher.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Calhoun County, AL. Or explore all Medicare Options available in Calhoun County, AL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $21.97/mo
  • $0 Premium Plans: 15
  • Average MOOP: $5,907 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
  • Average Part D Deductible: $490.95
  • Total MA/MAPD Enrollment: 7,997
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Blue Advantage Complete (PPO) — 1,999 enrollees
    2. VIVA Medicare Plus (HMO) — 1,544 enrollees
    3. Aetna Medicare Signature Plus (PPO) — 586 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$26.88/mo
Total PPO Enrollment
4,285
$0 Premium PPO Plans
7
Average MOOP
$5,617
Top PPO by Enrollment
Blue Advantage Complete (PPO) — 1,999 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Calhoun County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $7,900 N/A H5521-229-0
Aetna Medicare Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H5521-475-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $8,900 $615 H5521-171-0
Aetna Medicare Value Plus
☆☆☆☆☆
$23 $9,250 $615 H5521-467-0
Humana Value Plus H7617-089
☆☆☆☆☆
$28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$20 $3,000 $615 H7617-090-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
$0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
$163 $2,900 $0 H0104-015-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$28 $3,000 $615 H5216-179-0
HumanaChoice H5216-368
☆☆☆☆☆
$20 $3,000 $615 H5216-368-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0

Which PPO plan do most beneficiaries choose in Calhoun?

Blue Advantage Complete (PPO) has the highest PPO enrollment in Calhoun, with 1,999 enrollees.

How many PPO options are offered without drug coverage in Calhoun?

In Calhoun, 3 PPO plans are offered without prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
7
Average Monthly Premium
$17.00/mo
Total HMO Enrollment
2,496
$0 Premium HMO Plans
5
Average MOOP
$6,636
Top HMO by Enrollment
VIVA Medicare Plus (HMO) — 1,544 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Calhoun County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
VIVA Medicare Plus
☆☆☆☆☆
$0 $9,250 $350 H0154-015-2
VIVA Medicare Premier
☆☆☆☆☆
$99 $6,500 $200 H0154-011-0
VIVA Medicare Select
☆☆☆☆☆
$0 $9,250 N/A H0154-008-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $6,750 $615 H5619-089-0
What is the top HMO by enrollment in Calhoun?

The most popular HMO plan in Calhoun is VIVA Medicare Plus (HMO), with 1,544 enrollees.

What is the number of HMO plans without Part D coverage in Calhoun?

There are 2 HMO plans in Calhoun without prescription drug coverage.

What is the total number of HMO plans offered in Calhoun?

Calhoun offers 7 HMO plans for 2026, with 2,496 enrollees.

How much do HMO plans cost in Calhoun?

HMO plans in Calhoun cost $17.00 per month on average.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
1,216
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 585 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Calhoun County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
$0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $5,900 N/A H0432-012-0
What is the total number of HMO-POS plans in Calhoun?

Calhoun offers 5 HMO-POS plans for 2026, with 1,216 enrollees.

How much do HMO-POS plans cost in Calhoun?

HMO-POS plans in Calhoun cost $14.20 per month on average.

What is the leading HMO-POS plan in Calhoun?

The most popular HMO-POS plan in Calhoun is AARP Medicare Advantage from UHC AL-0003 (HMO-POS), with 585 enrollees.

What is the number of HMO-POS plans without Part D coverage in Calhoun?

There are 1 HMO-POS plans in Calhoun without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Calhoun County, AL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Calhoun County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 56%
3 Stars 12 44%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.87

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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