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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Chambers County

2026 Medicare Advantage Plans in Chambers County, AL

Last update: September 3, 2026.

Chambers County, AL has 32 Medicare Advantage plans available in 2026. These include 20 plans with no monthly premium, and roughly 38% are rated at least 4 stars based on CMS data.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Chambers County, AL are summarized separately. Visit Medicare Options in Chambers County, AL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $18.03/mo
$0 Premium Plans: 20
Average MOOP: $5,702 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible: $493.65
Total MA/MAPD Enrollment: 3,550
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-269 (PPO) — 934 enrollees
2. Blue Advantage Complete (PPO) — 596 enrollees
3. Humana Gold Plus H5619-089 (HMO) — 361 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
17
Average Monthly Premium
$22.76/mo
Total PPO Enrollment
2,487
$0 Premium PPO Plans
9
Average MOOP
$5,188
Top PPO by Enrollment
HumanaChoice H5216-269 (PPO) — 934 enrollees
PPO Plans Without Drug Coverage
3

Comparison table of 2026 PPO Medicare Advantage Plans available in Chambers County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Value Plus H7617-089
☆☆☆☆☆
$28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$20 $3,000 $615 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
$0 $4,000 $590 H7617-091-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
$0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
$163 $2,900 $0 H0104-015-0
DEVOTED CHOICE 001 AL
☆☆☆☆☆
$0 $6,200 $375 H9888-001-0
DEVOTED CHOICE GIVEBACK 005 AL
☆☆☆☆☆
$0 $7,900 $605 H9888-005-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
$0 $7,900 N/A H9888-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$28 $3,000 $615 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
$0 $4,000 $590 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
$20 $3,000 $615 H5216-368-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0

Which PPO plan do most beneficiaries choose in Chambers?

HumanaChoice H5216-269 (PPO) is the top PPO in Chambers, with 934 enrollees.

How many PPO options are offered without drug coverage in Chambers?

There are 3 PPO plans in Chambers without prescription drug coverage.

How many PPO plan options can beneficiaries choose from in Chambers?

There are 17 PPO plans in 2026, covering 2,487 beneficiaries.

What is the typical premium for PPO plans available in Chambers?

The average PPO premium in Chambers is $22.76 per month, with 9 plans offering $0 premiums.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
10
Average Monthly Premium
$11.90/mo
Total HMO Enrollment
895
$0 Premium HMO Plans
8
Average MOOP
$6,545
Top HMO by Enrollment
Humana Gold Plus H5619-089 (HMO) — 361 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Chambers County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
VIVA Medicare Plus
☆☆☆☆☆
$0 $9,250 $350 H0154-015-1
VIVA Medicare Premier
☆☆☆☆☆
$99 $6,500 $200 H0154-011-0
VIVA Medicare Select
☆☆☆☆☆
$0 $9,250 N/A H0154-008-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $615 H3239-020-0
DEVOTED CORE 001 AL
☆☆☆☆☆
$0 $5,500 $375 H3080-001-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
$0 $6,750 $605 H3080-002-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $6,750 $615 H5619-089-0

Which HMO plan do most beneficiaries choose in Chambers?

Humana Gold Plus H5619-089 (HMO) has the highest HMO enrollment in Chambers, with 361 enrollees.

How many HMO options are offered without prescription drug coverage in Chambers?

In Chambers, 2 HMO plans are offered without prescription drug coverage.

How many HMO plan options are available in Chambers?

In 2026, Chambers County has 10 HMO plans with 895 enrollees.

What is the typical premium for HMO plans in Chambers?

The typical HMO premium in Chambers is $11.90, and 8 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
168
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 130 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Chambers County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
$0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $5,900 N/A H0432-012-0

Which HMO-POS plan is most popular in Chambers?

AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Chambers, with 130 enrollees.

How many HMO-POS plans in Chambers do not include drug coverage?

In Chambers, 1 HMO-POS plans are offered without prescription drug coverage.

How many HMO-POS plans are available in Chambers?

In 2026, Chambers has 5 HMO-POS plans with 168 enrollees.

What is the average monthly premium for HMO-POS plans?

The typical HMO-POS premium in Chambers is $14.20, and 3 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Chambers County, AL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Chambers County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 38%
3 Stars 20 63%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.72

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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