2026 Medicare Advantage Plans in Chambers County, AL
Last update: . Enrollment data updated: June 13, 2026
Chambers County, AL has 32 Medicare Advantage plans available in 2026. These include 20 plans with no monthly premium, and roughly 38% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Chambers County, AL. Or explore all Medicare Options available in Chambers County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 17
- Average Monthly Premium
- $22.76/mo
- Total PPO Enrollment
- 2,489
- $0 Premium PPO Plans
- 9
- Average MOOP
- $5,188
- Top PPO by Enrollment
- HumanaChoice H5216-269 (PPO) — 955 enrollees
- PPO Plans Without Drug Coverage
- 3
Which PPO plan has the highest enrollment in Chambers?
HumanaChoice H5216-269 (PPO) has the highest PPO enrollment in Chambers, with 955 enrollees.
How many PPO plans in Chambers do not include prescription drug coverage?
In Chambers, 3 PPO plans are offered without prescription drug coverage.
How many PPO plans are available in Chambers, AL?
Chambers County has 17 PPO plans for 2026, with 2,489 enrolled.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 10
- Average Monthly Premium
- $11.90/mo
- Total HMO Enrollment
- 891
- $0 Premium HMO Plans
- 8
- Average MOOP
- $6,545
- Top HMO by Enrollment
- Humana Gold Plus H5619-089 (HMO) — 378 enrollees
- HMO Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | H0154-015-1 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | H0154-011-0 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | H0154-008-0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | H3239-020-0 | |
| DEVOTED CORE 001 AL | $0 | $5,500 | $375 | H3080-001-0 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | H3080-002-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
What is the top HMO by enrollment in Chambers?
Humana Gold Plus H5619-089 (HMO) is the top HMO in Chambers, with 378 enrollees.
What is the number of HMO plans without Part D coverage in Chambers?
2 HMO plans in Chambers do not include prescription drug coverage.
What is the total number of HMO plans offered in Chambers?
There are 10 HMO plans in 2026, covering 891 enrollees.
How much do HMO plans cost in Chambers?
The average HMO premium in Chambers is $11.90 per month, with 8 plans offering $0 premiums.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
What is the average monthly premium for HMO-POS plans?
The typical HMO-POS premium in Chambers is $14.20, and 3 plans have no monthly premium.
Which HMO-POS plan is most popular in Chambers?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) has the highest HMO-POS enrollment in Chambers, with 114 enrollees.
How many HMO-POS plans in Chambers do not include drug coverage?
In Chambers, 1 HMO-POS plans are offered without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Chambers County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 38% |
| 3 Stars | 20 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.72 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.