Medicare Plans

Open Medicare Plan Data.

2026 Medicare Advantage Plans in Cleburne County, AL

Last update: .

In Cleburne County, AL, there are 28 Medicare Advantage plans available for 2026. Of these, 17 offer a $0 monthly premium, and about 39% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cleburne County, AL. Or explore all Medicare Options available in Cleburne County, AL.

At a Glance

Average Monthly Premium
$17.65/mo
Plans with $0 Premium
17
Average MOOP Limit
$5,696 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 39% · 3 Stars: 61% · Below 3: 0%
Average Part D Deductible
$504.77
Total MA/MAPD Enrollment
1,056
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Signature Plus (PPO) — 271 enrollees
2. Blue Advantage Complete (PPO) — 271 enrollees
3. AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 81 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
17
Average Monthly Premium
$23.72/mo
Total PPO Enrollment
847
$0 Premium PPO Plans
9
Average MOOP
$5,706
Top PPO by Enrollment
Aetna Medicare Signature Plus (PPO) — 271 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Cleburne County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Plus
☆☆☆☆☆
 $0 $7,900 N/A H5521-229-0
Aetna Medicare Signature Plus
☆☆☆☆☆
 $0 $8,900 $615 H5521-171-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $23 $9,250 $615 H5521-467-0
Humana Value Plus H7617-089
☆☆☆☆☆
 $28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
 $20 $3,000 $615 H7617-090-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
 $0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
 $0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
 $36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
 $163 $2,900 $0 H0104-015-0
DEVOTED CHOICE 001 AL
☆☆☆☆☆
 $0 $6,200 $375 H9888-001-0
DEVOTED CHOICE GIVEBACK 005 AL
☆☆☆☆☆
 $0 $7,900 $605 H9888-005-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
 $0 $7,900 N/A H9888-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
 $28 $3,000 $615 H5216-179-0
HumanaChoice H5216-368
☆☆☆☆☆
 $20 $3,000 $615 H5216-368-0
HumanaChoice R0110-017
☆☆☆☆☆
 $0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
 $86 $6,500 $590 R0110-018-0
What is the total number of PPO plans offered in Cleburne?

There are 17 PPO plans in 2026, covering 847 beneficiaries.

How much do PPO plans cost in Cleburne?

The average PPO premium in Cleburne is $23.72 per month, with 9 plans offering $0 premiums.

What is the most popular PPO plan in Cleburne?

Aetna Medicare Signature Plus (PPO) is the top PPO in Cleburne, with 271 enrollees.

What is the number of PPO plans without Part D coverage in Cleburne?

There are 4 PPO plans in Cleburne without prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $3.33/mo
  • Total HMO Enrollment 94
  • $0 Premium HMO Plans 5
  • Average MOOP $5,617
  • Top HMO by Enrollment Humana Gold Plus H4461-078 (HMO) — 41 enrollees
  • HMO Plans Without Drug Coverage 1

HMO Medicare Advantage plan comparison – Cleburne County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4461-078
☆☆☆☆☆
 $0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
 $20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,150 N/A H4461-075-0
DEVOTED CORE 001 AL
☆☆☆☆☆
 $0 $5,500 $375 H3080-001-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
 $0 $6,750 $605 H3080-002-0
Humana Gold Plus H5619-089
☆☆☆☆☆
 $0 $6,750 $615 H5619-089-0
Which HMO plan is most popular in Cleburne?
Humana Gold Plus H4461-078 (HMO) has the highest HMO enrollment in Cleburne, with 41 enrollees.
How many HMO plans in Cleburne do not include drug coverage?
In Cleburne, 1 HMO plans are offered without prescription drug coverage.
How many HMO plans are available in Cleburne?
In 2026, Cleburne County has 6 HMO plans with 94 enrollees.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
115
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 81 enrollees
HMO-POS Plans Without Drug Coverage
1

HMO-POS Medicare Advantage plan comparison – Cleburne County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
 $0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
 $31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
 $0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
 $40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
 $0 $5,900 N/A H0432-012-0
What is the total number of HMO-POS plans in Cleburne?

There are 5 HMO-POS plans in 2026, covering 115 enrollees.

How much do HMO-POS plans cost in Cleburne?

The average HMO-POS premium in Cleburne is $14.20 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Cleburne?

AARP Medicare Advantage from UHC AL-0003 (HMO-POS) is the top HMO-POS in Cleburne, with 81 enrollees.

What is the number of HMO-POS plans without Part D coverage in Cleburne?

1 HMO-POS plans in Cleburne do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Cleburne County, AL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Cleburne County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 39%
3 Stars 17 61%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.77

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .