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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Coffee County

2027 Medicare Advantage Plans in Coffee County, AL

Last update: October 4, 2026.

For 2027, Coffee County, AL includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 3,144, with 15 $0 premium options and 54% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.98/mo
Plans with $0 Premium
15
Average MOOP Limit
$5,788 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 54% · 3 Stars: 46% · Below 3: 0%
Average Part D Deductible
$643.68
Total MA/MAPD Enrollment
3,144
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Blue Advantage Complete (PPO) — 696 enrollees
2. Humana USAA Honor Giveback (PPO) — 589 enrollees
3. HumanaChoice H5216-269 (PPO) — 361 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Coffee County, AL are summarized separately. Visit Medicare Options in Coffee County, AL to see more options. For a broader perspective, explore Alabama Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$19.63/mo
Total PPO Enrollment
2,005
$0 Premium PPO Plans
6
Average MOOP
$5,325
Top PPO by Enrollment
Blue Advantage Complete (PPO) — 696 enrollees
PPO Plans Without Drug Coverage
2

Comparison table of 2027 PPO Medicare Advantage Plans available in Coffee County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Value Plus H7617-089
☆☆☆☆☆
$1 $6,200 $400 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$34 $3,250 $700 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
$0 $4,450 $700 H7617-091-0
Blue Advantage Choice
☆☆☆☆☆
$0 $7,150 $700 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$40 $6,000 $620 H0104-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$0 $6,200 $400 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
$0 $4,450 $700 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
$28 $3,250 $700 H5216-368-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$10 $7,150 $685 H1889-015-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$124 $7,000 $700 R0110-018-0

What is the average monthly premium for PPO plans in Coffee?

The typical PPO premium in Coffee is $19.63, and 6 plans have no monthly premium.

Which PPO plan has the highest enrollment in Coffee?

Blue Advantage Complete (PPO) has the highest PPO enrollment in Coffee, with 696 enrollees.

How many PPO plans in Coffee do not include prescription drug coverage?

In Coffee, 2 PPO plans are offered without prescription drug coverage.

How many PPO plans are available in Coffee, AL?

Coffee County has 12 PPO plans for 2027, with 2,005 enrolled.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$7.20/mo
Total HMO Enrollment
483
$0 Premium HMO Plans
4
Average MOOP
$5,862
Top HMO by Enrollment
Humana Gold Plus H4461-079 (HMO) — 275 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Coffee County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,360 $700 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$36 $4,900 $700 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $7,150 $700 H5619-089-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $400 H3239-020-0

How many HMO plans are available in Coffee?

Coffee offers 5 HMO plans for 2027, with 483 enrollees.

What is the average monthly premium for HMO plans?

HMO plans in Coffee cost $7.20 per month on average.

Which HMO plan is most popular in Coffee?

The most popular HMO plan in Coffee is Humana Gold Plus H4461-079 (HMO), with 275 enrollees.

How many HMO plans in Coffee do not include drug coverage?

There are 1 HMO plans in Coffee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $12.57/mo
  • Total HMO-POS Enrollment 656
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,529
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) — 292 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Coffee County, Alabama
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage Essentials from UHC AL-3
☆☆☆☆☆
$0 $6,300 $685 H2802-041-0
AARP Medicare Advantage Extras from UHC AL-7
☆☆☆☆☆
$0 $7,150 $685 H2802-087-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $7,150 $685 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$45 $5,400 $685 H0432-004-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$43 $5,400 $685 H2802-079-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $7,150 N/A H0432-012-0
AARP Medicare Advantage Patriot No Rx AL-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-086-0

How much do HMO-POS plans cost in Coffee?

HMO-POS plans in Coffee cost $12.57 per month on average.

What is the leading HMO-POS plan in Coffee?

The most popular HMO-POS plan in Coffee is AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS), with 292 enrollees.

What is the number of HMO-POS plans without Part D coverage in Coffee?

There are 2 HMO-POS plans in Coffee without prescription drug coverage.

What is the total number of HMO-POS plans in Coffee?

Coffee offers 7 HMO-POS plans for 2027, with 656 enrollees.

The table below shows CMS star ratings for Medicare Advantage plans in Coffee County, AL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Coffee County, AL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 54%
3 Stars 11 46%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.9

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Coffee County, Alabama, including communities such as Elba, Enterprise, New Brockton, Kinston, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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