2026 Medicare Advantage Plans in De Kalb County, AL
Last update: . Enrollment data updated: August 15, 2026
For 2026, De Kalb County, AL includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 5,585, with 20 $0 premium options and 38% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for De Kalb County, AL are provided separately. Or you can discover all Medicare Options in De Kalb County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 16
- Average Monthly Premium
- $31.49/mo
- Total PPO Enrollment
- 3,620
- $0 Premium PPO Plans
- 8
- Average MOOP
- $4,972
- Top PPO by Enrollment
- Blue Advantage Complete (PPO) — 2,086 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Value Plus H7617-089 | $28 | $3,000 | $615 | H7617-089-0 | |
| HumanaChoice H7617-090 | $20 | $3,000 | $615 | H7617-090-0 | |
| AARP Medicare Advantage from UHC AL-0004 | $0 | $6,700 | $600 | H1889-015-0 | |
| Blue Advantage Choice | $0 | $6,150 | $325 | H0104-016-0 | |
| Blue Advantage Complete | $36 | $5,900 | $200 | H0104-012-0 | |
| Blue Advantage Premier | $163 | $2,900 | $0 | H0104-015-0 | |
| DEVOTED CHOICE 001 AL | $0 | $6,200 | $375 | H9888-001-0 | |
| DEVOTED CHOICE GIVEBACK 005 AL | $0 | $7,900 | $605 | H9888-005-0 | |
| DEVOTED CHOICE MA ONLY 007 AL | $0 | $7,900 | N/A | H9888-007-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H5216-236-0 | |
| Humana Value Plus H5216-179 | $28 | $3,000 | $615 | H5216-179-0 | |
| HumanaChoice H5216-368 | $20 | $3,000 | $615 | H5216-368-0 | |
| HumanaChoice H5216-448 | $124 | $1,800 | $615 | H5216-448-0 | |
| HumanaChoice R0110-017 | $0 | $4,650 | N/A | R0110-017-0 | |
| HumanaChoice R0110-018 | $86 | $6,500 | $590 | R0110-018-0 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849-143-0 |
What is the typical premium for PPO plans available in De Kalb?
PPO plans in De Kalb cost $31.49 per month on average.
Which PPO plan do most beneficiaries choose in De Kalb?
The most popular PPO plan in De Kalb is Blue Advantage Complete (PPO), with 2,086 enrollees.
How many PPO options are offered without drug coverage in De Kalb?
3 PPO plans in De Kalb do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 11
- Average Monthly Premium $3.64/mo
- Total HMO Enrollment 1,664
- $0 Premium HMO Plans 9
- Average MOOP $5,882
- Top HMO by Enrollment HealthSpring Preferred (HMO) — 674 enrollees
- HMO Plans Without Drug Coverage 2
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| HealthSpring Courage | $0 | $5,750 | N/A | H4513-045-0 | |
| HealthSpring Preferred | $0 | $4,900 | $200 | H4513-077-2 | |
| HealthSpring Preferred AL | $0 | $8,850 | $590 | H4513-046-2 | |
| HealthSpring Preferred Plus | $20 | $4,750 | $200 | H4513-087-2 | |
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | H3239-020-0 | |
| DEVOTED CORE 001 AL | $0 | $5,500 | $375 | H3080-001-0 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | H3080-002-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
What is the total number of HMO plans offered in De Kalb?
In 2026, De Kalb County has 11 HMO plans with 1,664 enrollees.
How much do HMO plans cost in De Kalb?
The typical HMO premium in De Kalb is $3.64, and 9 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $14.20/mo
- Total HMO-POS Enrollment
- 301
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $5,760
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 211 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in De Kalb cost $14.20 per month on average.
- Which HMO-POS plan is most popular in De Kalb?
- The most popular HMO-POS plan in De Kalb is AARP Medicare Advantage from UHC AL-0003 (HMO-POS), with 211 enrollees.
- How many HMO-POS plans in De Kalb do not include drug coverage?
- There are 1 HMO-POS plans in De Kalb without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in De Kalb County, AL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 38% |
| 3 Stars | 20 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.69 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.