2026 Medicare Advantage Plans in Elmore County, AL
Last update: . Enrollment data updated: June 13, 2026
Elmore County, AL has 36 Medicare Advantage plans available in 2026. These include 24 plans with no monthly premium, and roughly 44% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Elmore County, AL. Or explore all Medicare Options available in Elmore County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 17
- Average Monthly Premium $22.35/mo
- Total PPO Enrollment 3,016
- $0 Premium PPO Plans 10
- Average MOOP $5,044
- Top PPO by Enrollment Blue Advantage Complete (PPO) — 1,437 enrollees
- PPO Plans Without Drug Coverage 3
What is the most popular PPO plan in Elmore?
Blue Advantage Complete (PPO) is the top PPO in Elmore, with 1,437 enrollees.
What is the number of PPO plans without Part D coverage in Elmore?
There are 3 PPO plans in Elmore without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 14
- Average Monthly Premium
- $9.93/mo
- Total HMO Enrollment
- 2,528
- $0 Premium HMO Plans
- 11
- Average MOOP
- $6,268
- Top HMO by Enrollment
- VIVA Medicare Plus (HMO) — 1,683 enrollees
- HMO Plans Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HealthSpring Courage | $0 | $5,750 | N/A | H4513-045-0 | |
| HealthSpring Preferred | $0 | $4,900 | $200 | H4513-077-4 | |
| HealthSpring Preferred AL | $0 | $6,900 | $590 | H4513-046-1 | |
| HealthSpring Preferred Plus | $20 | $4,750 | $200 | H4513-087-4 | |
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| VIVA Medicare Plus | $0 | $9,250 | $350 | H0154-015-2 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | H0154-011-0 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | H0154-008-0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | H3239-020-0 | |
| DEVOTED CORE 001 AL | $0 | $5,500 | $375 | H3080-001-0 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | H3080-002-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
What is the typical premium for HMO plans in Elmore?
HMO plans in Elmore cost $9.93 per month on average.
Which HMO plan do most beneficiaries choose in Elmore?
The most popular HMO plan in Elmore is VIVA Medicare Plus (HMO), with 1,683 enrollees.
How many HMO options are offered without prescription drug coverage in Elmore?
There are 3 HMO plans in Elmore without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 5
- Average Monthly Premium $14.20/mo
- Total HMO-POS Enrollment 875
- $0 Premium HMO-POS Plans 3
- Average MOOP $5,760
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 436 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
What is the total number of HMO-POS plans in Elmore?
In 2026, Elmore has 5 HMO-POS plans with 875 enrollees.
How much do HMO-POS plans cost in Elmore?
The typical HMO-POS premium in Elmore is $14.20, and 3 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Elmore County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 16 | 44% |
| 3 Stars | 20 | 56% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.74 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.