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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Elmore County

2026 Medicare Advantage Plans in Elmore County, AL

Last update: September 2, 2026.

For 2026, Elmore County, AL includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 6,424, with 24 $0 premium options and 44% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Elmore County, AL are summarized separately. Visit Medicare Options in Elmore County, AL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.39/mo
  • $0 Premium Plans: 24
  • Average MOOP: $5,619 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 44% · 3 Stars: 56% · Below 3: 0%
  • Average Part D Deductible: $464.14
  • Total MA/MAPD Enrollment: 6,424
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. VIVA Medicare Plus (HMO) — 1,666 enrollees
    2. Blue Advantage Complete (PPO) — 1,458 enrollees
    3. AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 436 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$22.35/mo
Total PPO Enrollment
3,038
$0 Premium PPO Plans
10
Average MOOP
$5,044
Top PPO by Enrollment
Blue Advantage Complete (PPO) — 1,458 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Elmore County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Value Plus H7617-089
☆☆☆☆☆
$28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$20 $3,000 $615 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
$0 $4,000 $590 H7617-091-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
$0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
$163 $2,900 $0 H0104-015-0
DEVOTED CHOICE 001 AL
☆☆☆☆☆
$0 $6,200 $375 H9888-001-0
DEVOTED CHOICE GIVEBACK 005 AL
☆☆☆☆☆
$0 $7,900 $605 H9888-005-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
$0 $7,900 N/A H9888-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$28 $3,000 $615 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
$0 $4,000 $590 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
$20 $3,000 $615 H5216-368-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-143-0
What is the average monthly premium for PPO plans in Elmore?
PPO plans in Elmore cost $22.35 per month on average.
Which PPO plan has the highest enrollment in Elmore?
The most popular PPO plan in Elmore is Blue Advantage Complete (PPO), with 1,458 enrollees.
How many PPO plans in Elmore do not include prescription drug coverage?
3 PPO plans in Elmore do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
14
Average Monthly Premium
$9.93/mo
Total HMO Enrollment
2,517
$0 Premium HMO Plans
11
Average MOOP
$6,268
Top HMO by Enrollment
VIVA Medicare Plus (HMO) — 1,666 enrollees
HMO Plans Without Drug Coverage
3

2026 HMO Medicare Advantage plans in Elmore County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
HealthSpring Courage
☆☆☆☆☆
$0 $5,750 N/A H4513-045-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,900 $200 H4513-077-4
HealthSpring Preferred AL
☆☆☆☆☆
$0 $6,900 $590 H4513-046-1
HealthSpring Preferred Plus
☆☆☆☆☆
$20 $4,750 $200 H4513-087-4
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
VIVA Medicare Plus
☆☆☆☆☆
$0 $9,250 $350 H0154-015-2
VIVA Medicare Premier
☆☆☆☆☆
$99 $6,500 $200 H0154-011-0
VIVA Medicare Select
☆☆☆☆☆
$0 $9,250 N/A H0154-008-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $615 H3239-020-0
DEVOTED CORE 001 AL
☆☆☆☆☆
$0 $5,500 $375 H3080-001-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
$0 $6,750 $605 H3080-002-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $6,750 $615 H5619-089-0
What is the total number of HMO plans offered in Elmore?

There are 14 HMO plans in 2026, covering 2,517 enrollees.

How much do HMO plans cost in Elmore?

The average HMO premium in Elmore is $9.93 per month, with 11 plans offering $0 premiums.

What is the top HMO by enrollment in Elmore?

VIVA Medicare Plus (HMO) is the top HMO in Elmore, with 1,666 enrollees.

What is the number of HMO plans without Part D coverage in Elmore?

3 HMO plans in Elmore do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
869
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 436 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Elmore County, Alabama (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
$0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $5,900 N/A H0432-012-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Elmore cost $14.20 per month on average.

Which HMO-POS plan is most popular in Elmore?

The most popular HMO-POS plan in Elmore is AARP Medicare Advantage from UHC AL-0003 (HMO-POS), with 436 enrollees.

How many HMO-POS plans in Elmore do not include drug coverage?

There are 1 HMO-POS plans in Elmore without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Elmore County, AL (2026) are summarized below.

Medicare Advantage Plan Ratings in Elmore County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 44%
3 Stars 20 56%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.74

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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