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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Henry County

2026 Medicare Advantage Plans in Henry County, AL

Last update: September 2, 2026.

For 2026, Henry County, AL includes 26 Medicare Advantage plans. Enrollment across these plans totals approximately 1,839, with 15 $0 premium options and 46% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Henry County, AL are provided separately. Or you can discover all Medicare Options in Henry County, AL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $21.92/mo
  • $0 Premium Plans: 15
  • Average MOOP: $5,344 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 46% · 3 Stars: 54% · Below 3: 0%
  • Average Part D Deductible: $488.57
  • Total MA/MAPD Enrollment: 1,839
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. HumanaChoice H5216-269 (PPO) — 343 enrollees
    2. Blue Advantage Complete (PPO) — 279 enrollees
    3. Humana Gold Plus H4461-079 (HMO) — 225 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$29.22/mo
Total PPO Enrollment
1,011
$0 Premium PPO Plans
6
Average MOOP
$4,381
Top PPO by Enrollment
HumanaChoice H5216-269 (PPO) — 343 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Henry County, Alabama (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Value Plus H7617-089
☆☆☆☆☆
$28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$20 $3,000 $615 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
$0 $4,000 $590 H7617-091-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
$0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
$163 $2,900 $0 H0104-015-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$28 $3,000 $615 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
$0 $4,000 $590 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
$20 $3,000 $615 H5216-368-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$86 $6,500 $590 R0110-018-0

What is the typical premium for PPO plans available in Henry?

PPO plans in Henry cost $29.22 per month on average.

Which PPO plan do most beneficiaries choose in Henry?

The most popular PPO plan in Henry is HumanaChoice H5216-269 (PPO), with 343 enrollees.

How many PPO options are offered without drug coverage in Henry?

2 PPO plans in Henry do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $14.88/mo
  • Total HMO Enrollment 475
  • $0 Premium HMO Plans 6
  • Average MOOP $6,650
  • Top HMO by Enrollment Humana Gold Plus H4461-079 (HMO) — 225 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Henry County, Alabama (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
VIVA Medicare Plus
☆☆☆☆☆
$0 $9,250 $350 H0154-015-1
VIVA Medicare Premier
☆☆☆☆☆
$99 $6,500 $200 H0154-011-0
VIVA Medicare Select
☆☆☆☆☆
$0 $9,250 N/A H0154-008-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $615 H3239-020-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $6,750 $615 H5619-089-0
What is the total number of HMO plans offered in Henry?

In 2026, Henry County has 8 HMO plans with 475 enrollees.

How much do HMO plans cost in Henry?

The typical HMO premium in Henry is $14.88, and 6 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
353
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 165 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Henry County, Alabama (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
$0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $5,900 N/A H0432-012-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Henry cost $14.20 per month on average.
Which HMO-POS plan is most popular in Henry?
The most popular HMO-POS plan in Henry is AARP Medicare Advantage from UHC AL-0003 (HMO-POS), with 165 enrollees.
How many HMO-POS plans in Henry do not include drug coverage?
There are 1 HMO-POS plans in Henry without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Henry County, AL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Henry County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 46%
3 Stars 14 54%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.77

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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