2026 Medicare Advantage Plans in Jackson County, AL
Last update: . Enrollment data updated: May 2, 2026
In Jackson County, AL, there are 36 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Jackson County, AL. Or explore all Medicare Options available in Jackson County, AL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Jackson?
Jackson County has 19 PPO plans for 2026, with 3,028 enrolled.
How much do PPO plans cost in Jackson?
The typical PPO premium in Jackson is $27.75, and 10 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 12
- Average Monthly Premium
- $11.58/mo
- Total HMO Enrollment
- 1,451
- $0 Premium HMO Plans
- 9
- Average MOOP
- $6,454
- Top HMO by Enrollment
- HealthSpring Preferred (HMO) — 640 enrollees
- HMO Plans Without Drug Coverage
- 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HealthSpring Courage | $0 | $5,750 | N/A | H4513-045-0 | |
| HealthSpring Preferred | $0 | $4,900 | $200 | H4513-077-2 | |
| HealthSpring Preferred AL | $0 | $8,850 | $590 | H4513-046-2 | |
| HealthSpring Preferred Plus | $20 | $4,750 | $200 | H4513-087-2 | |
| Humana Gold Plus H4461-078 | $0 | $6,100 | $590 | H4461-078-0 | |
| Humana Gold Plus H4461-079 | $20 | $4,450 | $615 | H4461-079-0 | |
| Humana USAA Honor Giveback | $0 | $4,150 | N/A | H4461-075-0 | |
| VIVA Medicare Classic | $0 | $9,250 | $350 | H0154-017-0 | |
| VIVA Medicare Premier | $99 | $6,500 | $200 | H0154-011-0 | |
| VIVA Medicare Select | $0 | $9,250 | N/A | H0154-008-0 | |
| DEVOTED GIVEBACK 002 AL | $0 | $6,750 | $605 | H3080-002-0 | |
| Humana Gold Plus H5619-089 | $0 | $6,750 | $615 | H5619-089-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Jackson cost $11.58 per month on average.
- Which HMO plan is most popular in Jackson?
- The most popular HMO plan in Jackson is HealthSpring Preferred (HMO), with 640 enrollees.
- How many HMO plans in Jackson do not include drug coverage?
- There are 3 HMO plans in Jackson without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 5
- Average Monthly Premium $14.20/mo
- Total HMO-POS Enrollment 216
- $0 Premium HMO-POS Plans 3
- Average MOOP $5,760
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 139 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0003 | $0 | $5,900 | $440 | H2802-041-0 | |
| AARP Medicare Advantage from UHC AL-6 | $31 | $4,900 | $440 | H2802-079-0 | |
| AARP Medicare Advantage from UHC AL-0001 | $0 | $6,700 | $600 | H0432-003-0 | |
| AARP Medicare Advantage from UHC AL-0002 | $40 | $5,400 | $440 | H0432-004-0 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | $0 | $5,900 | N/A | H0432-012-0 |
What is the total number of HMO-POS plans in Jackson?
There are 5 HMO-POS plans in 2026, covering 216 enrollees.
How much do HMO-POS plans cost in Jackson?
The average HMO-POS premium in Jackson is $14.20 per month, with 3 plans offering $0 premiums.
What is the leading HMO-POS plan in Jackson?
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) is the top HMO-POS in Jackson, with 139 enrollees.
What is the number of HMO-POS plans without Part D coverage in Jackson?
1 HMO-POS plans in Jackson do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Jackson County, AL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 18 | 50% |
| 3 Stars | 18 | 50% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.79 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.