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2026 Medicare Advantage Plans in Lawrence County, AL

Last update: .

For 2026, Lawrence County, AL includes 33 Medicare Advantage plans. Enrollment across these plans totals approximately 2,242, with 20 $0 premium options and 42% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Lawrence County, AL are provided separately. Or you can discover all Medicare Options in Lawrence County, AL.

At a Glance

  • Average Monthly Premium: $19.34/mo
  • $0 Premium Plans: 20
  • Average MOOP: $5,398 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 42% · 3 Stars: 58% · Below 3: 0%
  • Average Part D Deductible: $487.96
  • Total MA/MAPD Enrollment: 2,242
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Blue Advantage Complete (PPO) — 601 enrollees
    2. HumanaChoice H5216-269 (PPO) — 234 enrollees
    3. HealthSpring Preferred (HMO) — 210 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$26.36/mo
Total PPO Enrollment
1,445
$0 Premium PPO Plans
11
Average MOOP
$5,288
Top PPO by Enrollment
Blue Advantage Complete (PPO) — 601 enrollees
PPO Plans Without Drug Coverage
3

2026 PPO Medicare Advantage plans in Lawrence County, Alabama (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature Plus
☆☆☆☆☆
 $0 $9,250 $615 H5521-644-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $23 $9,250 $615 H5521-467-0
Humana Value Plus H7617-089
☆☆☆☆☆
 $28 $3,000 $615 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
 $20 $3,000 $615 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
 $0 $4,000 $590 H7617-091-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
 $0 $6,700 $600 H1889-015-0
Blue Advantage Choice
☆☆☆☆☆
 $0 $6,150 $325 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
 $36 $5,900 $200 H0104-012-0
Blue Advantage Premier
☆☆☆☆☆
 $163 $2,900 $0 H0104-015-0
DEVOTED CHOICE 002 AL
☆☆☆☆☆
 $0 $5,900 $375 H9888-002-0
DEVOTED CHOICE GIVEBACK 006 AL
☆☆☆☆☆
 $0 $7,900 $605 H9888-006-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
 $0 $7,900 N/A H9888-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
 $28 $3,000 $615 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
 $0 $4,000 $590 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
 $20 $3,000 $615 H5216-368-0
HumanaChoice H5216-448
☆☆☆☆☆
 $124 $1,800 $615 H5216-448-0
HumanaChoice R0110-017
☆☆☆☆☆
 $0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
 $86 $6,500 $590 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,800 $250 H7849-143-0

What is the typical premium for PPO plans available in Lawrence?

PPO plans in Lawrence cost $26.36 per month on average.

Which PPO plan do most beneficiaries choose in Lawrence?

The most popular PPO plan in Lawrence is Blue Advantage Complete (PPO), with 601 enrollees.

How many PPO options are offered without drug coverage in Lawrence?

3 PPO plans in Lawrence do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 8
  • Average Monthly Premium $5.00/mo
  • Total HMO Enrollment 521
  • $0 Premium HMO Plans 6
  • Average MOOP $5,450
  • Top HMO by Enrollment HealthSpring Preferred (HMO) — 210 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Lawrence County, Alabama (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HealthSpring Courage
☆☆☆☆☆
 $0 $5,750 N/A H4513-045-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $4,900 $200 H4513-077-2
HealthSpring Preferred Plus
☆☆☆☆☆
 $20 $4,750 $200 H4513-087-2
Humana Gold Plus H4461-078
☆☆☆☆☆
 $0 $6,100 $590 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
 $20 $4,450 $615 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,150 N/A H4461-075-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
 $0 $6,750 $605 H3080-002-0
Humana Gold Plus H5619-089
☆☆☆☆☆
 $0 $6,750 $615 H5619-089-0
What is the total number of HMO plans offered in Lawrence?

In 2026, Lawrence County has 8 HMO plans with 521 enrollees.

How much do HMO plans cost in Lawrence?

The typical HMO premium in Lawrence is $5.00, and 6 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$14.20/mo
Total HMO-POS Enrollment
276
$0 Premium HMO-POS Plans
3
Average MOOP
$5,760
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC AL-0003 (HMO-POS) — 145 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Lawrence County, Alabama (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC AL-0003
☆☆☆☆☆
 $0 $5,900 $440 H2802-041-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
 $31 $4,900 $440 H2802-079-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
 $0 $6,700 $600 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
 $40 $5,400 $440 H0432-004-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
 $0 $5,900 N/A H0432-012-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Lawrence cost $14.20 per month on average.
Which HMO-POS plan is most popular in Lawrence?
The most popular HMO-POS plan in Lawrence is AARP Medicare Advantage from UHC AL-0003 (HMO-POS), with 145 enrollees.
How many HMO-POS plans in Lawrence do not include drug coverage?
There are 1 HMO-POS plans in Lawrence without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lawrence County, AL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Lawrence County, AL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 42%
3 Stars 19 58%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.76

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .