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  1. 🏠
  2. Medicare Advantage Plans
  3. Alabama
  4. Limestone County

2027 Medicare Advantage Plans in Limestone County, AL

Last update: October 6, 2026.

Limestone County, AL has 39 Medicare Advantage plans available in 2027. These include 26 plans with no monthly premium, and roughly 49% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $13.50/mo
$0 Premium Plans: 26
Average MOOP: $6,452 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 49% · 3 Stars: 51% · Below 3: 0%
Average Part D Deductible: $590.39
Total MA/MAPD Enrollment: 6,129
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Blue Advantage Complete (PPO) — 1,403 enrollees
2. HealthSpring Preferred (HMO) — 592 enrollees
3. HumanaChoice H5216-269 (PPO) — 541 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Limestone County, AL. Or explore all Medicare Options available in Limestone County, AL. To understand how local plans fit into the broader market, visit our Alabama Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 19
  • Average Monthly Premium $13.18/mo
  • Total PPO Enrollment 3,460
  • $0 Premium PPO Plans 12
  • Average MOOP $6,221
  • Top PPO by Enrollment Blue Advantage Complete (PPO) — 1,403 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2027 PPO Medicare Advantage Plans available in Limestone County, Alabama
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CHOICE 008 AL
☆☆☆☆☆
$0 $5,600 $650 H7028-008-0
DEVOTED CHOICE GIVEBACK 010 AL
☆☆☆☆☆
$0 $9,850 $650 H7028-010-0
DEVOTED CHOICE GIVEBACK EXTRAS 039 AL
☆☆☆☆☆
$0 $7,700 $700 H7028-039-0
Humana Value Plus H7617-089
☆☆☆☆☆
$1 $6,200 $400 H7617-089-0
HumanaChoice H7617-090
☆☆☆☆☆
$34 $3,250 $700 H7617-090-0
HumanaChoice H7617-091
☆☆☆☆☆
$0 $4,450 $700 H7617-091-0
Blue Advantage Choice
☆☆☆☆☆
$0 $7,150 $700 H0104-016-0
Blue Advantage Complete
☆☆☆☆☆
$40 $6,000 $620 H0104-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H5216-236-0
Humana Value Plus H5216-179
☆☆☆☆☆
$0 $6,200 $400 H5216-179-0
HumanaChoice H5216-269
☆☆☆☆☆
$0 $4,450 $700 H5216-269-0
HumanaChoice H5216-368
☆☆☆☆☆
$28 $3,250 $700 H5216-368-0
AARP Medicare Advantage from UHC AL-0004
☆☆☆☆☆
$10 $7,150 $685 H1889-015-0
DEVOTED CHOICE 002 AL
☆☆☆☆☆
$0 $5,900 $650 H9888-002-0
DEVOTED CHOICE GIVEBACK 006 AL
☆☆☆☆☆
$0 $9,850 $461 H9888-006-0
DEVOTED CHOICE MA ONLY 007 AL
☆☆☆☆☆
$0 $7,900 N/A H9888-007-0
HumanaChoice R0110-017
☆☆☆☆☆
$0 $4,650 N/A R0110-017-0
HumanaChoice R0110-018
☆☆☆☆☆
$124 $7,000 $700 R0110-018-0
HealthSpring True Choice
☆☆☆☆☆
$15 $7,500 $500 H7849-143-0
What is the most popular PPO plan in Limestone?

Blue Advantage Complete (PPO) is the top PPO in Limestone, with 1,403 enrollees.

What is the number of PPO plans without Part D coverage in Limestone?

There are 3 PPO plans in Limestone without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
13
Average Monthly Premium
$14.46/mo
Total HMO Enrollment
2,125
$0 Premium HMO Plans
9
Average MOOP
$6,747
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 592 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2027 HMO Medicare Advantage Plans available in Limestone County, Alabama
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4461-078
☆☆☆☆☆
$0 $6,360 $700 H4461-078-0
Humana Gold Plus H4461-079
☆☆☆☆☆
$36 $4,900 $700 H4461-079-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,150 N/A H4461-075-0
Humana Gold Plus H5619-089
☆☆☆☆☆
$0 $7,150 $700 H5619-089-0
VIVA Medicare Classic
☆☆☆☆☆
$0 $9,250 $450 H0154-017-0
VIVA Medicare Premier
☆☆☆☆☆
$99 $6,500 $350 H0154-011-0
VIVA Medicare Select
☆☆☆☆☆
$0 $9,250 N/A H0154-008-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $6,750 $400 H3239-020-0
Aetna Medicare Signature Extra Care
☆☆☆☆☆
$23 $5,900 $400 H3239-031-0
DEVOTED GIVEBACK 002 AL
☆☆☆☆☆
$0 $9,850 $461 H3080-002-0
HealthSpring Courage
☆☆☆☆☆
$0 $5,750 N/A H4513-045-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,200 $400 H4513-077-2
HealthSpring Preferred Plus
☆☆☆☆☆
$30 $5,700 $400 H4513-087-2

What is the typical premium for HMO plans in Limestone?

HMO plans in Limestone cost $14.46 per month on average.

Which HMO plan do most beneficiaries choose in Limestone?

The most popular HMO plan in Limestone is HealthSpring Preferred (HMO), with 592 enrollees.

How many HMO options are offered without prescription drug coverage in Limestone?

There are 3 HMO plans in Limestone without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $12.57/mo
  • Total HMO-POS Enrollment 544
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,529
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) — 300 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Limestone County, Alabama
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC AL-3
☆☆☆☆☆
$0 $6,300 $685 H2802-041-0
AARP Medicare Advantage Extras from UHC AL-7
☆☆☆☆☆
$0 $7,150 $685 H2802-087-0
AARP Medicare Advantage from UHC AL-0001
☆☆☆☆☆
$0 $7,150 $685 H0432-003-0
AARP Medicare Advantage from UHC AL-0002
☆☆☆☆☆
$45 $5,400 $685 H0432-004-0
AARP Medicare Advantage from UHC AL-6
☆☆☆☆☆
$43 $5,400 $685 H2802-079-0
AARP Medicare Advantage Patriot No Rx AL-MA01
☆☆☆☆☆
$0 $7,150 N/A H0432-012-0
AARP Medicare Advantage Patriot No Rx AL-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-086-0
What is the total number of HMO-POS plans in Limestone?

In 2027, Limestone has 7 HMO-POS plans with 544 enrollees.

How much do HMO-POS plans cost in Limestone?

The typical HMO-POS premium in Limestone is $12.57, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Limestone County, AL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Limestone County, AL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 49%
3 Stars 20 51%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Limestone County, Alabama, including communities such as Athens, Elkmont, Tanner, Ardmore, Madison, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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